Business Details
31 Years
experience
Expert Commercial Insurance Solutions in Lowestoft
At Insure Link, we pride ourselves on being independent insurance brokers specialising in commercial insurance solutions for diverse industries. Established in 1995 and headquartered in Lowestoft, our approach combines deep sector knowledge with access to a wide panel of insurers, ensuring tailored coverage at competitive rates. Our family-owned structure guarantees complete independence, allowing unbiased recommendations based solely on client needs. As members of the British Insurance Brokers Association and FCA-authorised, we prioritise transparency, risk management expertise, and claims support. Our teams extensive experience in sectors like leisure, construction, and manufacturing enables us to navigate complex risks and deliver bespoke policies.We uphold rigorous E-E-A-T principles through regulatory compliance, client-centric service, and a commitment to transparency. Our 24/7 availability ensures prompt assistance, while our regional focus extends nationally. Continuous professional development maintains our expertise in evolving insurance landscapes. Client trust is reinforced through clear communication and adherence to FCA standards. Our proven track record of resolving challenging coverage requests underscores our market reputation.
Services
Retail Insurance
Manufacturing Insurance
Construction Insurance
Beauty Trades Insurance
Bouncy Castle Insurance
Property Owners Insurance
Property Insurance
Public Liability
Cyber Liability
Professional Indemnity
Details
- Year established: 1995
Highlights and features
- We offer 30+ years of experience in commercial insurance broking.
- Our panel includes some of the strongest insurers in the UK.
- We provide tailored risk management guidance based on industry-specific expertise.
- Our family-owned structure ensures complete independence and unbiased recommendations.
- We operate with full transparency under FCA authorisation and regulation.
Associations and certifications
- British Insurance Brokers Association (BIBA)
- Financial Conduct Authority (FCA)
What people say
First-class professional service
Highly recommend them
Cover when others couldn't
Friendly and professional
Services
Commercial Insurance
We provide comprehensive commercial insurance tailored to diverse business sectors. Our policies protect against property damage, liability claims, and operational disruptions. Specialist expertise covers sectors with complex risk profiles requiring bespoke solutions.
Cyber Insurance
Our cyber insurance protects businesses against data breaches, ransomware attacks, and network security failures. Coverage includes incident response costs, regulatory fines, and business interruption losses from cyber incidents.
Leisure Insurance
Specialist leisure insurance caters to nightclubs, adult entertainment venues, and recreational facilities. Policies address unique risks like public liability, property damage, and liquor licensing requirements in high-risk environments.
Property Insurance
We offer commercial property insurance protecting physical assets against fire, flood, theft, and structural damage. Policies include reinstatement costs, business interruption coverage, and protection for contents and equipment.
Public Liability
Public liability insurance covers claims from third-party injuries or property damage. Essential for businesses facing customer interactions, this policy protects against costly compensation claims and legal defence costs.
People
Simon Lines
Director
With decades of insurance brokerage experience, Simon leads our team in delivering tailored commercial solutions. His expertise in risk assessment and insurer negotiations ensures optimal client outcomes while maintaining regulatory compliance.
Questions
How do you handle difficult-to-insure businesses?
Our extensive insurer panel and binding authorities enable bespoke solutions for high-risk sectors like adult entertainment and construction.
What payment options exist?
We accept cash, cheques, major credit/debit cards, and instalment plans arranged in advance.
Can you assist with claims?
We provide full claims management support, though insurers remain responsible for settlement decisions and payment timelines.
Are finance options available?
Yes, instalment facilities exist for most policies – discuss requirements before payment deadlines.
How are renewal terms handled?
Renewal terms with policy changes are provided at least 14 days before expiry, with explanation of modifications and coverage impacts.
What accreditation do you hold?
We are FCA-authorised and BIBA members, maintaining strict regulatory standards for professional insurance broking services.
