Business Details
Your Trusted Insurance Partner in Grantham
Established by Tim Radley and Steve Foster, Cover My Business specialises in delivering tailored commercial insurance solutions. With decades of combined experience in the insurance sector, we prioritise client satisfaction through personalised service and competitive pricing. Our expertise spans public liability, professional indemnity, and sector-specific policies, ensuring businesses receive comprehensive coverage aligned with their unique risks.Regulated by the Financial Conduct Authority, we maintain a client-centric approach, fostering long-term relationships built on trust and transparency. Our commitment to excellence is reflected in our responsive support, flexible policy options, and dedication to simplifying insurance for clients across diverse industries.
Services
Public Liability Insurance
Employers Liability Insurance
Professional Indemnity Insurance
Retailers Insurance
Commercial Combined Insurance
Landlord Insurance
Household Insurance
Travel Insurance
Mortgages & Life Insurance
Tenants Contents Insurance
Highlights and features
- We offer personalised insurance solutions tailored to your business needs.
- Our team has over 20 years of experience in commercial insurance brokerage.
- We prioritise customer satisfaction with dedicated support and transparent communication.
- We provide competitive rates without compromising on coverage quality or compliance.
- We are authorised and regulated by the Financial Conduct Authority.
Associations and certifications
- Financial Conduct Authority
Services
Public Liability Insurance
Public Liability Insurance protects businesses against claims of property damage, injury, or death caused to third parties during operations. Essential for contractors, retailers, and service providers, it ensures legal and compensation costs are covered. Our policies offer flexible limits from 1m to 5m, tailored to your trade's risks, with optional employer liability extensions.
Professional Indemnity Insurance
Professional Indemnity Insurance safeguards businesses against claims arising from negligent advice, errors, or omissions in professional services. Mandatory for sectors like legal, accounting, and consultancy, our policies start at 50,000 indemnity limits. Coverage includes legal defence costs and compensation, with premiums from 125 annually for eligible professions.
Commercial Combined Insurance
Commercial Combined Insurance offers bundled coverage for property, liability, and business interruption risks. Ideal for manufacturers, wholesalers, and retailers, it includes buildings, stock, and equipment protection. Policies are customisable with optional add-ons like cyber liability or loss of income, ensuring comprehensive risk management under one policy.
Landlord Insurance
Landlord Insurance covers property damage, loss of rent, and legal expenses related to rental properties. Our policies protect against flood, fire, and storm damage, with optional accidental damage and legal cover for eviction disputes. Designed for buy-to-let investors, it ensures financial security against tenant-related risks and property downtime.
Travel Insurance
Travel Insurance provides coverage for medical emergencies, trip cancellations, and lost luggage during domestic or international travel. Our policies include multi-trip options, pre-existing medical condition coverage, and over 200 sports activities. With 24/7 assistance and flexible excess levels, we ensure peace of mind for leisure and business travellers.
Questions
What types of insurance does Cover My Business offer?
We provide public liability, professional indemnity, commercial combined, landlord, travel, and specialist insurance for retailers, hospitality, and tenants.
Is employers liability insurance mandatory?
Yes, if you have employees. UK law requires minimum £5m coverage for employee injury or illness claims.
Can I get a quote over the phone?
Professional indemnity quotes require our online form for accuracy, but other policies may be discussed via phone.
Do you cover pre-existing medical conditions for travel insurance?
Yes, our travel policies include coverage for most pre-existing medical conditions as standard.
How are insurance premiums calculated?
Premiums depend on factors like business size, risk level, coverage limits, and payroll/turnover figures.
What areas do you serve?
We operate nationwide across the UK, with policies tailored to local business and property needs.
Reviews (1)
Linda Dyer
Oct 11, 2020
Report
Have just started using this practice so really unable to give an in depth answer. What I have received so far has been helpful with my new kittens. I am pleased with how I have my questioned answered. I have also heard good reports from other pet owners, I hope to be able to continue with good reports.
