Business Details
Your Trusted Partner for Niche Insurance Solutions
Strategic Insurance Services has established itself as a leading provider of niche insurance products, specialising in enhancing credit card programmes for global financial institutions. With a focus on innovation and tailored solutions, we leverage extensive market intelligence to secure optimal commercial terms from insurer partners. Our expertise spans car rental excess reimbursement, expatriate healthcare, travel insurance, and commercial risk management, supported by a proprietary claims platform, ClaimEz, which streamlines the settlement process.As part of the Specialist Risk Group, we serve over 120,000 clients worldwide, offering bespoke insurance solutions that align with clients' marketing objectives and customer needs. Our team's deep industry experience ensures compliance with regulatory standards while delivering cost-effective, client-centric products. We prioritise transparency, efficiency, and customer satisfaction, maintaining authorisation by the Financial Conduct Authority (FCA) to uphold the highest professional benchmarks.
Services
Bank Cards Insurance
Car Rental Excess Reimbursement
Excess Insurance
Expatriate Insurances
Travel Insurance
Commercial Insurance
Personal Insurance
Claim Administration
Highlights and features
- We specialise in niche insurance products for financial institutions with 20+ years of market expertise.
- Our proprietary ClaimEz platform ensures efficient, transparent claims handling for excess and car rental coverage.
- We offer bespoke solutions tailored to clients' marketing goals, including co-branded card insurance and cyber cover.
- As part of the Specialist Risk Group, we access global underwriting capacity and serve 120,000+ clients.
- Our FCA authorisation guarantees adherence to rigorous regulatory and ethical standards.
Associations and certifications
- Financial Conduct Authority
Services
Car Rental Excess Reimbursement
Car Rental Excess Reimbursement Insurance (CRERI) covers excess costs for hirers in case of loss. Strategic Insurance Services provides expert underwriting and claims handling, offering white-label solutions and extended benefits like towing or tyre cover. Our proprietary ClaimEz platform ensures seamless online claims processing, delivering efficient settlements for global distributors and individual customers.
Excess Protection Insurance
Excess Protection Insurance safeguards policyholders against financial loss from insurance policy deductibles. Strategic Insurance Services offers flexible coverage for motor, travel, or commercial policies, enabling clients to increase main policy excesses for premium savings. Our streamlined claims process ensures reimbursement up to agreed limits, providing peace of mind for at-fault claims.
Expatriate Insurances
Expatriate Insurances provide tailored healthcare, life, and disability coverage for global citizens. Strategic Insurance Services partners with the Expatriate Group to deliver international term life, private healthcare, and personal accident policies. These solutions address the unique needs of expatriates, ensuring comprehensive protection across diverse jurisdictions and healthcare systems.
Commercial Insurance
Commercial Insurance offers cost-effective risk management solutions for businesses, including public liability, goods in transit, and legal expenses coverage. Strategic Insurance Services collaborates with capacity providers to design flexible policies for sectors like motor trade, property, and professional services, ensuring tailored protection aligned with clients' operational needs and regulatory requirements.
Travel Insurance
Travel Insurance provides customised coverage for individuals and tour operators, addressing risks like trip cancellations, medical emergencies, and flight delays. Strategic Insurance Services designs policies with enhanced benefits for business travellers and affluent clients, ensuring competitive pricing and claims support through dedicated underwriting expertise.
Questions
What types of insurance does Strategic Insurance Services offer?
We provide car rental excess reimbursement, excess protection, expatriate healthcare, travel insurance, commercial coverage, and personal insurance products, tailored to meet specific client needs.
How does Strategic Insurance Services support financial institutions?
We design bespoke insurance solutions for banks and credit card providers, enhancing card programmes with coverage like fraud protection, cyber insurance, and car rental excess reimbursement.
What is ClaimEz and how does it work?
ClaimEz is our proprietary online claims platform, enabling policyholders to submit claims, upload documents, and track progress in real time, ensuring efficient settlements for excess and car rental claims.
Are Strategic Insurance Services' products available globally?
Yes, our insurance solutions cater to international clients through partnerships with global underwriters and distribution networks, including expatriate healthcare coverage via the Expatriate Group.
How does Strategic Insurance Services ensure regulatory compliance?
We operate under authorisation from the Financial Conduct Authority (FCA) and adhere to stringent regulatory standards, ensuring transparency, ethical practices, and client protection.
Can businesses purchase customised insurance policies?
Yes, we collaborate with capacity providers to create tailored commercial policies, including public liability, goods in transit, and legal expenses insurance, designed for specific industry needs.
