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Your Trusted Mortgage Broker in Birmingham
Birmingham Moneyman has established itself as a trusted mortgage brokerage serving clients across Birmingham and surrounding areas. With a dedicated team of experienced advisors, we specialise in providing tailored mortgage solutions for first-time buyers, home movers, buy-to-let investors, and those seeking remortgage opportunities. Our advisors work closely with clients to understand their unique financial circumstances and property aspirations, offering access to thousands of mortgage products from a wide panel of lenders. We pride ourselves on delivering transparent advice and ongoing support throughout the entire mortgage journey, from initial consultation to completion. Our commitment to customer satisfaction is reflected in our 4.98-star rating from 92 reviews, with clients consistently praising our professional yet approachable service.As an authorised and regulated firm by the Financial Conduct Authority, we maintain the highest standards of conduct and compliance. Our services extend to specialist mortgages for self-employed individuals, equity release for those aged 55+, and protection insurance solutions. We operate seven days a week with flexible appointment times to accommodate our clients' needs. Our team's expertise in navigating complex mortgage criteria ensures that even those with adverse credit histories or unique financial situations can find suitable mortgage options. Through our 24/7 mortgage monitoring service, we continue to support clients beyond initial transactions, helping them stay on the most suitable mortgage deals throughout their homeownership journey.
Services
First Time Buyer Mortgages
Remortgage Advice
Buy to Let Mortgages
Self Employed Mortgages
Equity Release
Life Insurance
Mortgage Protection
Specialist Mortgages
Mortgage Calculators
Mortgage Guides
Highlights and features
- We offer 24/7 mortgage advisory services with flexible appointment times
- Our team has extensive experience in specialist mortgage products for unique circumstances
- We provide tailored mortgage solutions from thousands of available products
- We operate with full transparency and no hidden fees
- Our advisors are FCA-authorised and regulated mortgage professionals
Associations and certifications
- Financial Conduct Authority
What people say
Very informative
Professional service
Excellent communication
Knowledgeable team
Stress-free process
Services
First Time Buyer Mortgages
Specialist mortgage solutions for first-time property purchasers. We help navigate the entire mortgage process from initial consultation to completion. Our advisors provide expert guidance on available schemes like the Mortgage Guarantee Scheme and Lifetime ISA, helping first-time buyers secure competitive rates and overcome common barriers to homeownership. We explain all options clearly and help prepare necessary documentation.
Remortgage Advice
Expert guidance for homeowners looking to change their mortgage deal. We review existing mortgage terms, assess current financial circumstances, and compare thousands of products to find better rates. Our service includes explaining porting options, advising on early repayment charges, and managing the entire remortgaging process while ensuring continuity of service and competitive pricing.
Buy to Let Mortgages
Specialist financing solutions for property investors. We provide expert advice on buy-to-let mortgage criteria, rental affordability calculations, and portfolio management strategies. Our team helps investors access competitive rates, understand tax implications, and structure their property investments effectively while ensuring compliance with regulatory requirements.
Equity Release
Tailored financial solutions for homeowners aged 55+. We offer FCA-regulated equity release products that allow clients to access tax-free cash from their property while maintaining residency rights. Our advisors explain different options including lifetime mortgages and provide impartial advice to ensure these products meet clients' long-term financial needs.
Self Employed Mortgages
Specialist mortgage solutions for self-employed individuals and business owners. We work with lenders who understand non-standard income structures and can accommodate variable earnings. Our advisors help prepare necessary documentation including SA302 forms and business accounts, and negotiate with lenders to secure competitive mortgage rates based on clients' unique financial circumstances.
People
Dan
Mortgage Advisor
Experienced mortgage advisor specialising in complex cases and later-life lending solutions. Known for clear communication and thorough explanations of mortgage options. Provides personalised advice to help clients achieve their property goals.
Jonathan
Senior Mortgage Broker
Senior mortgage broker with expertise in buy-to-let investments and portfolio management. Offers strategic advice on property investment financing and helps clients build successful property portfolios through tailored mortgage solutions.
Wayne
Lead Mortgage Advisor
Lead advisor specialising in first-time buyer mortgages and new market entrants. Recognised for exceptional client support and making the mortgage process accessible and stress-free for first-time purchasers.
Questions
What mortgage options are available for first-time buyers?
We offer comprehensive advice on first-time buyer mortgages including government schemes like the Mortgage Guarantee Scheme, Lifetime ISA, and Shared Ownership. Our advisors help you understand deposit requirements, eligibility criteria, and find competitive rates tailored to your circumstances.
Can I remortgage if I have bad credit?
Yes, we work with specialist lenders who consider applications from borrowers with adverse credit histories. Our advisors assess your specific situation, explain available options, and help you find suitable remortgage products while advising on steps to improve your mortgage prospects.
What protection insurance options should I consider with a mortgage?
We recommend discussing life insurance, critical illness cover, and income protection. These products help protect your mortgage payments in case of unexpected events. Our advisors explain different policies and help you choose appropriate coverage based on your personal circumstances.
How does equity release work and is it right for me?
Equity release allows homeowners aged 55+ to access tax-free cash from their property. We explain lifetime mortgage options, no-negative equity guarantees, and help determine if this solution aligns with your long-term financial plans and family considerations.
Can self-employed individuals get competitive mortgage rates?
Yes, we specialise in mortgages for self-employed applicants. We work with lenders who understand non-traditional income structures and can help you present your financial situation in the best possible light to secure competitive mortgage rates.
What are the benefits of using a mortgage broker?
As a mortgage broker, we provide access to thousands of products, including exclusive deals not available directly from lenders. We offer personalised advice, handle complex applications, and provide ongoing support throughout your mortgage term while ensuring regulatory compliance.
Reviews (7)
James Bowater
Jun 21, 2021
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Positive:Professionalism,Responsiveness
Always friendly, helpful and able to answer all the questions I had whilst sorting me out with the best possible mortgages. Removed a lot of the stress of buying a house! Thanks
Always friendly, helpful and able to answer all the questions I had whilst sorting me out with the best possible mortgages. Removed a lot of the stress of buying a house! Thanks
Andy Stanley
Apr 22, 2021
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Really helpful staff, couldn't recommend enough. Whenever there was any slight issue, all members of staff were extremely willing to help out, even on days off. Friendly and helpful.
Thomas Sanderson
Feb 16, 2021
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Positive:Responsiveness
Arranged a mortgage for me with crazy fast turnarounds and no hassle, thank you!
Arranged a mortgage for me with crazy fast turnarounds and no hassle, thank you!
Shell Powis
Jan 05, 2021
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Can't recommend enough! Very prompt, personal service. After being let down by another broker I was shocked how quickly Nathan and Laura were able to progress things for me. Really refreshing to receive regular communication rather than needing to chase. I was hospitalised in the middle of this transaction, Nathan immediately took charge of keeping the relevant parties updated on the mortgage to take the pressure off me and reduce my phone calls which was such a relief. He was also able to secure a better rate for me, reducing both my monthly payments and mortgage term. Truly fantastic service
G. K.
Nov 16, 2020
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Leo was really helpful and was happy to answer all of my questions. Everything was done smoothly and efficiently, and I got a good mortgage deal first time. Would recommend indeed.
Rob
Aug 03, 2020
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Positive:Professionalism,Quality,Responsiveness
It has been so refreshing to work with Mizna as she is clearly knowledgeable & passionate about what she does and I can feel that she genuinely cares about helping me. Thank you very much.
It has been so refreshing to work with Mizna as she is clearly knowledgeable & passionate about what she does and I can feel that she genuinely cares about helping me. Thank you very much.
David Roebuck
Jun 11, 2020
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Positive:Professionalism,Quality,Responsiveness,Value
Great service and definitely would recommend as good value for money. Team went above and beyond (on the ball, responsive inc. out of hours and keep you in the loop) to find the best mortgage and see it through to being granted.
Great service and definitely would recommend as good value for money. Team went above and beyond (on the ball, responsive inc. out of hours and keep you in the loop) to find the best mortgage and see it through to being granted.
