Business Details
Trusted Independent Financial Advisers in Brierley Hill
Prosperity Wealth is a trusted independent financial advisory firm dedicated to helping clients build and retain wealth. Established with a commitment to providing tailored, client-centric solutions, we specialise in wealth management, retirement planning, inheritance tax strategies, and commercial finance. Our team of certified financial planners and independent advisers brings decades of combined experience, ensuring clients receive expert guidance aligned with their unique financial goals.We operate under the Senior Managers and Certification Regime, maintaining rigorous compliance standards while prioritising transparency and ethical practices. With a focus on long-term relationships, we deliver comprehensive financial strategies designed to adapt to evolving client needs across the UK.
Services
Wealth Management
Retirement Planning
Inheritance Tax Advice
Commercial Finance
Employee Benefits
Mortgage Advisory
Investment Management
Cashflow Planning
Equity Release
Business Protection
Highlights and features
- We offer over 20 years of combined experience in financial planning and wealth management.
- Our advisers are certified under the Senior Managers and Certification Regime (SM&CR).
- We provide tailored financial strategies aligned with individual client goals and risk profiles.
- Our holistic approach covers investment management, tax planning, and retirement solutions.
- We maintain transparent fee structures and prioritise ethical, client-first advisory practices.
Associations and certifications
- Financial Conduct Authority
Services
Wealth Management
Our wealth management service provides comprehensive strategies to grow and preserve client assets. We create customised investment portfolios aligned with individual risk tolerance and financial goals. With ongoing portfolio reviews and market analysis, we help clients navigate economic changes while maintaining focus on long-term objectives. Our approach combines diversification with risk management to optimise returns across market cycles.
Retirement Planning
Specialising in retirement income strategies, we help clients transition smoothly into retirement. Our advisers assess pension provisions, tax implications, and lifestyle requirements to develop sustainable income plans. We incorporate state pension optimisation, drawdown strategies, and inheritance considerations to ensure financial security throughout retirement years.
Commercial Finance
We source tailored financing solutions for businesses at all growth stages. Our expertise covers invoice finance, trade finance, commercial mortgages, and bridging loans. By understanding each business's unique cashflow needs, we connect clients with lenders offering competitive terms and flexible repayment structures to support expansion and operational requirements.
Employee Benefits
Our employee benefits consultancy helps businesses design attractive reward packages. We specialise in salary exchange schemes, workplace pensions, and tax-efficient benefits. By aligning benefit structures with organisational goals, we help clients enhance staff retention while maintaining compliance with regulatory requirements and tax legislation.
Inheritance Tax Planning
We develop strategic inheritance tax mitigation plans to protect family wealth. Our advisers utilise trusts, gifting strategies, and exempt investments to reduce tax liabilities. Through regular reviews and legislative updates, we ensure estate plans remain effective while balancing liquidity needs and intergenerational wealth transfer objectives.
People
Matt Bell
CEO | Chartered Financial Planner
With over 15 years in financial services, Matt leads our advisory team with expertise in complex wealth planning. He specialises in high-net-worth client strategies and investment management, holding Chartered status from the Personal Finance Society.
Matt Williams
Chairman | Independent Financial Adviser
As founding partner, Matt brings 25 years' experience in retirement planning and pension transfers. His client-focused approach ensures tailored solutions for individuals seeking secure financial futures through strategic income planning.
Lisa Winters
Finance Director | Independent Financial Adviser
Lisa oversees our financial operations while advising on tax-efficient investment structures. With specialist knowledge in corporate finance solutions, she helps business owners optimise their personal and company financial strategies.
Stewart Bicknell
Director | Head of Investment Committee
Stewart leads our investment strategy team with 20 years' market experience. He develops diversified portfolios using rigorous fund analysis and risk profiling to meet client objectives across market conditions.
Wayne Coombs
Sales Director | Independent Financial Adviser
Wayne specialises in mortgage and protection solutions, with particular expertise in residential and commercial property financing. His practical approach helps clients secure optimal lending structures for their circumstances.
Questions
What financial services does Prosperity Wealth offer?
We provide wealth management, retirement planning, commercial finance, employee benefits, mortgage advice, and inheritance tax planning services tailored to individual and business client needs.
How are Prosperity Wealth's advisers qualified?
Our advisers hold certifications under the Senior Managers and Certification Regime, with many achieving Chartered status from the Personal Finance Society through advanced professional exams.
Is Prosperity Wealth regulated by the FCA?
Yes, we operate under Financial Conduct Authority regulation as part of Fairstone Financial Management Limited (FRN 475973), ensuring compliance with strict conduct and competence standards.
How does Prosperity Wealth charge for services?
We use transparent fee structures disclosed upfront, typically charging either hourly rates for advice or percentage-based fees for ongoing portfolio management, with no hidden commissions.
Can I get help with business finance solutions?
Our commercial finance team specialises in sourcing business funding including invoice finance, trade finance, and commercial mortgages with competitive terms tailored to company cashflow needs.
How do I schedule an initial consultation?
Contact our Brierley Hill office via phone or email to arrange a free initial consultation where we'll discuss your financial goals and determine appropriate advisory services.
Reviews (3)
Carrie Jahn
Nov 17, 2020
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Positive:Professionalism
Friendly and professional approach to any meetings or interaction I have had with all members of Prosperity Wealth. Their aim to support their clients and go above and beyond where necessary is clear to see.
Friendly and professional approach to any meetings or interaction I have had with all members of Prosperity Wealth. Their aim to support their clients and go above and beyond where necessary is clear to see.
Joshua Poole
Aug 20, 2020
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I came to Prosperity Wealth as I changed employer and wanted to review the protection I had in place. I was looked after by Daniel Lowe who got everything sorted for me in a swift professional manner. I will be recommending Prosperity to all of my friends and family.
Chris Pyatt
Oct 30, 2018
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A friendly, experienced team who helped me secure a personal mortgage. Simple approach with clear fees and pricing. Will use again for other financial services in the future.
