Business Details
24 Years
experience
Trusted Financial Advisers in Birmingham
Established in 2002, we are a family-run financial advisory firm based in Birmingham's historic Jewellery Quarter. Our team of Chartered Financial Planners brings over 25 years of combined experience in pensions, investments, and tax planning. We specialise in consolidating complex financial portfolios and providing impartial advice tailored to individual client needs. Our FCA-authorised status ensures adherence to rigorous regulatory standards.We prioritise long-term client relationships, offering bespoke solutions for pension reviews, annuity selection, investment management, and inheritance tax mitigation. Our free pension review service caters to clients with over 200,000 in pension funds. With backgrounds at major financial institutions like Aviva and HSBC, our directors combine industry expertise with local market knowledge to deliver transparent, client-focused outcomes.
Services
Pensions Advice
Annuity Advice
Investment Management
Inheritance Tax Planning
Pension Review Service
Life Cover Advice
Health Insurance
Tax Efficient Investments
Retirement Planning
Portfolio Consolidation
Details
- Year established: 2002
Highlights and features
- Over 25 years of experience in financial services
- Chartered Financial Planner on staff
- FCA-authorised and regulated
- Free pension review for funds over 200,000
- Personalised approach to financial planning
Associations and certifications
- Financial Conduct Authority
Services
Pensions Advice
We provide comprehensive guidance on pension consolidation and retirement strategies. Our FCA-regulated advisers help clients navigate complex pension options, including transfers and tax-efficient withdrawals. With expertise in occupational, personal, and stakeholder pensions, we create tailored solutions aligned with individual retirement goals and risk profiles.
Annuity Advice
Specialist guidance on annuity selection and retirement income planning. We help clients evaluate open market options to secure competitive rates while considering enhanced annuity qualifications and spousal benefits. Our advice covers both compulsory and flexible retirement income strategies to ensure long-term financial security.
Investment Management
We offer strategic investment management for diverse portfolios including ISAs, bonds, and unit trusts. Our approach focuses on risk assessment, asset allocation, and portfolio consolidation to create balanced investment strategies. We help clients understand market risks while developing tax-efficient investment structures aligned with their financial objectives.
Inheritance Tax Planning
Specialist advice on legitimate inheritance tax mitigation strategies. We help clients assess their estate's tax liability and implement planning solutions to protect family assets. Our services include evaluating lifetime gifts, trust structures, and other tax-efficient vehicles while considering the complex interplay of current tax regulations.
Pension Review Service
Free comprehensive evaluation of existing pension arrangements for clients with over 200,000 in pension funds. We analyse charges, investment performance, and transfer penalties to identify improvement opportunities. This service helps clients understand their current pension status and explore alternative options tailored to their retirement goals.
People
Marc Allsopp
Director of Financial Planning
Chartered Financial Planner with 25+ years' experience from Aston Business School. Previously worked at Aviva and AXA, bringing industry expertise to pension and investment strategies.
Catherine Allsopp
Operations Director
First-class honours graduate from Nottingham University with specialist taxation qualifications. Former HSBC and Friends Provident professional, bringing board-level FCA-regulated experience to operational management.
Questions
What pension review eligibility criteria do you use?
Our free pension review service is available for clients with over £200,000 in combined pension funds, helping identify consolidation opportunities and efficiency improvements.
Can you help with annuity selection after retirement?
We provide comprehensive annuity advice including open market comparisons, enhanced annuity qualifications, and spousal benefit considerations for post-retirement income optimisation.
How do you approach investment consolidation?
We assess your complete investment portfolio to create a unified, tax-efficient platform that aligns with your risk tolerance and long-term financial objectives.
What inheritance tax planning options exist?
We offer legitimate tax mitigation strategies including trust structures and lifetime gifts, while explaining current tax thresholds and estate valuation requirements.
Are your financial advisers FCA regulated?
Yes, Allsopp Financial Management Ltd is authorised and regulated by the Financial Conduct Authority under reference 457901 for our core financial advisory services.
