Business Details
21 Years
experience
Your Trusted Mortgage Broker in Oxford
Mortgages Inc has been providing expert mortgage advice and financial solutions since 2005. Our team of experienced brokers offers impartial guidance on residential and buy-to-let mortgages, tailored to meet diverse client needs across Oxfordshire and the UK. We specialise in sourcing competitive mortgage products, including fixed-rate, tracker, and offset options, while maintaining high standards of professionalism and client care. Our services extend to life insurance, critical illness cover, and conveyancing through partnerships with leading providers. With over 25 years of combined industry experience, we prioritise transparent communication and personalised service to help clients achieve their property goals.Our Oxford-based operation serves first-time buyers, portfolio landlords, and homeowners seeking remortgaging or secured loan solutions. We work closely with major insurers like Legal & General and Aviva to offer comprehensive protection plans. Our commitment to regulatory compliance is demonstrated through our association with The Right Mortgage Limited, authorised by the Financial Conduct Authority. We maintain clear processes for mortgage applications, from initial consultation to final approval, ensuring clients receive expert support throughout their property journey.
Services
Mortgage Advice
Home Insurance
Life Insurance
Conveyancing
Remortgaging
Details
- Year established: 2005
Highlights and features
- We have over 25 years of combined experience in mortgage brokering
- Our team provides impartial advice on 1000+ mortgage products
- We are regulated by the Financial Conduct Authority
- We offer access to major insurers including Legal & General and Aviva
- We provide end-to-end support from consultation to mortgage completion
Associations and certifications
- Financial Conduct Authority
Services
Mortgage Advice
We provide expert mortgage advice covering residential and buy-to-let properties. Our FCA-regulated brokers help clients find competitive fixed-rate, tracker, and offset mortgages tailored to their financial circumstances. With access to major lenders, we offer impartial guidance for first-time buyers, homeowners, and property investors across Oxfordshire and the UK.
Life Insurance
Our life insurance services include term life, critical illness cover, and income protection policies. Partnering with insurers like Legal & General and Aviva, we offer tailored protection solutions to safeguard families and businesses. Our advisors help clients choose appropriate coverage amounts and policy terms to match their specific needs and budgetary requirements.
Conveyancing
We facilitate conveyancing services for residential property transactions across the UK. Our process covers sale and purchase agreements, land registration, and legal formalities. While not FCA-regulated, our third-party partners ensure efficient execution of property transfers and mortgage-related legal documentation for clients buying or selling homes.
Remortgaging
Our remortgaging service helps homeowners secure better rates or release equity from their properties. We assess clients' current mortgage arrangements and financial goals to identify suitable alternative products. With access to multiple lenders, we assist in switching mortgages while ensuring compliance with all regulatory requirements and documentation processes.
Home Insurance
We offer comprehensive home insurance solutions including buildings, contents, and landlord insurance policies. Our advisors help clients select appropriate coverage levels and excess amounts to protect their property investments. With options from leading insurers, we provide tailored insurance packages that balance protection needs with budgetary considerations for homeowners and landlords alike.
Questions
What mortgage types do you offer?
We offer residential mortgages, buy-to-let mortgages, fixed-rate mortgages, tracker mortgages, and offset mortgages for first-time buyers and experienced property investors.
Do you provide insurance services?
Yes, we offer life insurance, critical illness cover, income protection, and home insurance policies from major UK insurers including Legal & General and Aviva.
Are your services regulated?
Our mortgage advice is regulated by the Financial Conduct Authority through our association with The Right Mortgage Limited. Conveyancing services are provided by third-party partners.
What areas do you cover?
We operate from Oxford and serve clients throughout Oxfordshire, including Banbury, High Wycombe, and Aylesbury, with mortgage and insurance services available across the UK.
How do you charge for mortgage advice?
We provide initial mortgage consultations free of charge. Our fee structure for completed mortgage applications is transparent and discussed upfront during the advisory process.
Can you help with remortgaging?
Yes, we specialise in remortgaging services to help homeowners secure better rates, release equity, or switch lenders while ensuring compliance with all regulatory requirements.
