Business Details
14 Years
experience
Trusted Mortgage & Life Insurance Solutions in Sutton
Cheam Financial Planning has been providing expert mortgage and insurance brokerage services for over two decades. Our team of qualified advisers specialises in delivering tailored financial solutions to private clients and small businesses, with a focus on transparency and long-term client relationships. We operate as an Appointed Representative of PRIMIS Mortgage Network, which is authorised and regulated by the Financial Conduct Authority. Our services encompass mortgage sourcing, life assurance, and protection planning, with a commitment to helping clients achieve financial confidence through informed decision-making.We maintain a proactive approach to client support, ensuring clear communication throughout every stage of the process. Our fee structure is transparent, with no charges applicable for mortgage loans exceeding 200,000. We serve clients across Cobham, Epsom, Leatherhead, Sutton, and Wheathampstead, combining local market knowledge with national regulatory compliance.
Services
Mortgages
Life Insurance
Mortgage Advice
Life Assurance
Protection Brokers
Details
- Year established: 2012
Highlights and features
- We offer 20+ years of experience in mortgage and insurance brokerage
- Our team consists of certified experts with FCA-regulated status
- We provide transparent fee structures with no hidden charges
- Our service includes bespoke solutions for individual client needs
- We maintain local market expertise across our service areas
Associations and certifications
- Financial Conduct Authority (FCA)
Services
Mortgage Brokerage
We specialise in sourcing competitive mortgage products tailored to individual circumstances. Our FCA-regulated brokers research the entire market to find suitable solutions for first-time buyers, remortgagers, and buy-to-let investors. With transparent fee structures and expert guidance throughout the application process, we help clients secure appropriate financing while explaining all costs and options clearly.
Life Assurance
Our life insurance services provide financial security for dependants through term assurance and whole-of-life policies. We assess individual needs to recommend appropriate coverage levels, considering factors like family requirements, income protection, and debt obligations. Our advisers explain policy terms clearly, ensuring clients understand premium structures and payout conditions while helping them make informed decisions about their future financial security.
Questions
What mortgage services do you offer?
We provide comprehensive mortgage advice for home purchases, remortgaging, and buy-to-let investments, sourcing competitive products across the entire market.
How does your mortgage application process work?
Our process begins with assessing your financial situation, followed by market research to find suitable options, then supporting you through application and completion.
What life insurance options are available?
We offer term assurance and whole-of-life policies, with expert guidance on selecting appropriate coverage based on individual circumstances and financial goals.
Are there any additional fees?
We charge a £495 broker fee for loans under £200,000, with no fees applicable for larger mortgage amounts.
Which areas do you serve?
We operate across Cobham, Epsom, Leatherhead, Sutton, and Wheathampstead, combining local market knowledge with national regulatory compliance.
