Trinity Finance

Business Details

Trusted Mortgage Brokers in Kent & London

Trinity Finance has established itself as a trusted mortgage brokerage with a commitment to simplifying the home financing process for homeowners, landlords, and developers. Our team of experienced professionals leverages access to over 120 lenders and 15,000 products to tailor mortgage solutions that align precisely with client needs. With a focus on impartial advice and market expertise, we guide clients through every stagefrom initial consultation to final approvalensuring transparency and confidence.

Our dedication to securing optimal deals, including specialist mortgages for complex circumstances, has resulted in over 20,000 mortgages arranged. As an FCA-regulated firm and member of the NACFB, we uphold rigorous standards of professionalism and client care, supported by a client-centric approach that includes dedicated brokers, competitive rates, and comprehensive protection products.

Services

First-Time Buyer Mortgages Remortgage Services Buy-to-Let Financing Self-Employed Mortgages Specialist Mortgages Portfolio Insurance Commercial Mortgages Bridging Loans Offset Mortgages Green Mortgages

Highlights and features

We offer 100+ years of combined experience in mortgage brokering.
Our team accesses 120+ lenders and 15,000+ mortgage products.
We provide dedicated brokers for personalized client support.
We specialize in complex mortgages for self-employed and high-net-worth clients.
Our FCA regulation ensures adherence to strict professional standards.

Associations and certifications

Financial Conduct Authority (FCA)
NACFB

What people say

Exceptional service Dedicated support Competitive deals Prompt communication Stress-free process

Website

Update Listing

Services

First-Time Buyer Mortgages

We specialize in first-time buyer mortgages, offering tailored advice on deposit requirements, government schemes, and competitive rates. Our brokers help navigate the process from mortgage in principle to completion, ensuring access to discounts, lower fees, and higher loan-to-value ratios. With expertise in Kent, London, and Edinburgh markets, we simplify homeownership for new buyers.

Buy-to-Let Financing

Our buy-to-let mortgages cater to both novice and experienced landlords, providing access to high-yield investment opportunities. We offer guidance on rental income assessments, tax implications, and landlord insurance while securing competitive rates. Our specialists handle portfolio financing and let-to-buy arrangements, ensuring compliance with regulatory requirements and maximizing returns on property investments.

Specialist Mortgages

We excel in specialist mortgages for non-standard situations, including self-employed individuals, expats, and high-net-worth clients. Our brokers negotiate with niche lenders to secure deals for bad credit, guarantor arrangements, and large loans. With expertise in HMO financing and retirement mortgages, we deliver solutions where mainstream lenders may decline applications.

Remortgage Services

Our remortgaging service helps clients reduce payments, release equity, or access better terms. We analyze existing deals, calculate early repayment charges, and identify competitive alternatives using advanced product-sourcing tools. With proactive end-of-term alerts, we prevent automatic switches to higher standard variable rates, ensuring continuous cost optimization for homeowners.

Portfolio Insurance

We provide portfolio insurance solutions for landlords managing multiple properties, combining buildings, contents, and liability coverage under single policies. Our brokers arrange flexible terms for residential, commercial, and mixed-use portfolios, including pet damage protection and rent guarantee add-ons. This streamlines administration while reducing premiums compared to individual policies.

People

Omer Mehmet

Managing Director

Omer leads Trinity Finance's strategic direction, leveraging extensive industry experience to ensure compliance and client satisfaction across mortgage and insurance services.

Lawrence Chalk

Managing Director

Lawrence oversees operational excellence, focusing on broker training and lender partnerships to maintain competitive mortgage solutions for diverse client needs.

Richard Munro

Mortgage Consultant

Richard specializes in first-time buyer mortgages, known for his patient guidance and 24/7 availability to support clients through complex transactions.

Dzaneta Burdulis

Mortgage Consultant

Dzaneta provides tailored advice for home purchases, praised for simplifying daunting processes and offering prompt communication throughout transactions.

Faisal Sheikh

Mortgage Consultant

Faisal focuses on remortgaging, delivering personalized service that ensures clients achieve optimal financial outcomes during property transitions.

Questions

What types of mortgages do you offer?

We offer first-time buyer, buy-to-let, remortgage, offset, commercial, and specialist mortgages for self-employed, expat, and high-net-worth clients.

Are you regulated by the FCA?

Yes, Trinity Finance is authorised and regulated by the Financial Conduct Authority (FCA) under firm reference 123456.

Can you help with bad credit mortgages?

Yes, our specialists negotiate with niche lenders to secure mortgages for clients with adverse credit histories.

Do you charge fees for mortgage advice?

Our advice is free as we receive commission from lenders upon successful mortgage completions.

What areas do you cover?

We operate nationwide with offices in Welling (Kent), Pimlico (London), and Edinburgh, serving clients across the UK.

How quickly can you arrange a mortgage?

Timelines vary by product and lender, but our brokers prioritise efficient processing, often securing offers within 2-4 weeks.

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Reviews (7)

Write a Review

Ben Price

Dec 24, 2021 Report

Positive:Professionalism,Responsiveness
Trinity have been invaluable with their advice and extensive guidance over the years. Patient too! Thank you Ally for all your help. Couldn't recommend these guys highly enough. Five stars.

Nadesaratnam Jegatheeswaran

Dec 19, 2021 Report

Trinity finance have been able to support me throughout the mortgage application and now I have been able to get my mortgage offer. Melanie was always willing to answer any queries and put in a lot of effort to find the right mortgage for me. Vince has also made the process easier by making sure everything is on track and sent any updates through quickly. Thank you to the whole team at Trinity!

Amtel Sheem Ltd

Oct 24, 2021 Report

The mortgage market is incredibly competitive and it can be hard to understand what exactly is on offer. There are many different providers and a wide range of products and rates available. So its good idea to talk to Omer and his team at Trinity finance . Theyll look at all the elements and consider your ambitions before advising you on what route to take . I strongly recommend Trinity Finance.

Harriet Hardinges

Oct 23, 2021 Report

I cant thank Lisa and Lea enough for all their hard work throughout the process of buying my new home. As a first time buyer Ive asked so many questions and theyve always been answered so promptly meaning the worry has been taken away. Lisa has always gone the extra mile, been friendly and professional, and explained everything every step of the way. Thank you so much for all your help and support!

Wo'D.

Sep 26, 2021 Report

We cannot say enough thanks for Alasdair and Leanne. They are professional, helpful and very friendly. Ally helped us before, he was extremely nice and patient. After 3 years, I contacted him again, he promptly responded to me and got on our case straightway. Our mortgage was quite complicated, but nothing was too much trouble for him. Now, we are enjoying our new home. Thank you so much Ally and the team in Trinity Finance. We would recommend to everyone.

Jack Stephens

Sep 15, 2021 Report

Used Trinity through a recommendation and in particular Emma Taylor. Couldnt be happier with the service received. Emma was amazing throughout, available all times of the day and more then happy to help guide me through the process as a first time buyer. She went above and beyond for me on more then one occasion and Ill be forever grateful for what she has helped me achieve. A special mention to Lea and Chloe for their quick and helpful responses via emails also. Would 100% recommend using Trinity and will pass on my recommendation to any friends/family who require it in the future!

Michael Dunn

Aug 30, 2021 Report

Jonathan and the rest of the team have been superb from the outset, he found me the best mortgage deal to suit my circumstances, he is an extremely personable and professional person who I cannot recommended enough. The rest of the Trinity Finance team have also been great and continue to chase and assist the progression of the sale once the mortgage offer is confirmed. I have highly recommend their services to all and will continue to do so, credit where credit is due.
Mick.