Business Details
22 Years
experience
Trusted Mortgage and Insurance Solutions in Enfield
Established in 2004 by Allan Pennington, Sorpen Financial Solutions has built a reputation for delivering tailored mortgage and insurance solutions across London, Hertfordshire, and Bedfordshire. Our approach combines professional expertise with a personal touch, ensuring clients receive advice aligned with their unique financial circumstances. With over two decades of market experience, we specialise in navigating the complexities of residential and buy-to-let mortgages, prioritising affordability and long-term suitability. Our services extend to income protection, critical illness cover, and business protection, reflecting our commitment to holistic financial planning. As an appointed representative of Quilter Mortgage Planning Ltd, regulated by the Financial Conduct Authority, we uphold rigorous standards of compliance and client care.We pride ourselves on transparency, offering clear guidance on broker fees and regulatory considerations, including repossession risks and FCA unregulated products. Our team remains dedicated to demystifying mortgage processes for first-time buyers, home movers, and investors, leveraging local market insights to optimise outcomes. By maintaining partnerships with specialist brokers for equity release and commercial finance, we ensure access to comprehensive solutions. Client testimonials highlight our responsiveness, with rapid support available via phone or email. Our office in Enfield serves as a hub for face-to-face consultations, complemented by digital accessibility for modern convenience.
Services
Mortgages
First Time Buyers
Home Movers
Buy to Let
Insurance
Details
- Year established: 2004
Highlights and features
- We offer 20+ years of mortgage market expertise since 2004
- Our team provides tailored advice for first-time buyers and investors
- We maintain FCA-regulated compliance standards through Quilter partnerships
- We service London, Hertfordshire, and Bedfordshire with local market knowledge
- We ensure transparent communication about fees and risks
Associations and certifications
- Financial Conduct Authority (FCA)
Services
Mortgages
We provide comprehensive mortgage advisory services covering residential purchases, remortgaging, and refinancing. Our expertise includes assessing affordability, credit scores, and loan-to-value ratios to secure optimal deals. Clients benefit from access to the whole market while receiving clear guidance on repossession risks and regulatory considerations.
First Time Buyers
Specialist support for first-time property purchasers navigating the mortgage process. We explain options, compare market deals, and provide tailored advice on deposit requirements and affordability assessments. Our service includes preparation for agreement-in-principle applications and ongoing support through the buying journey.
Buy to Let
Expert guidance for property investors seeking buy-to-let mortgages. We analyse rental market conditions, assess financing options, and provide advice on portfolio management. Our service covers both regulated and unregulated products, with referrals to specialists for complex commercial finance requirements.
Insurance
We offer income protection, critical illness cover, and family income policies to safeguard financial stability. Our advice includes short-term income protection options and business protection solutions, with referrals to impartial resources like MoneyHelper.org.uk for comparative information.
Home Movers
Support for clients moving to new properties, including mortgage portability assessments and penalty avoidance strategies. We facilitate increased loan amounts with existing lenders or source alternative market deals, ensuring smooth transitions while maintaining compliance with regulatory requirements.
People
Allan Pennington
Founder
Allan established Sorpen Financial Solutions in 2004, bringing extensive mortgage market experience. He specialises in tailoring financial solutions while maintaining FCA compliance through Quilter partnerships. His leadership focuses on transparent client relationships and local market expertise.
Questions
What mortgage types do you specialise in?
We specialise in residential mortgages, first-time buyer schemes, buy-to-let investments, and home mover financing across London and surrounding counties.
Are your services regulated?
Yes, we operate under Quilter Mortgage Planning Ltd's FCA regulation (reference 440718) for regulated mortgage products and insurance advice.
What fees apply to your mortgage services?
Our standard broker fee is £299, payable prior to agreement-in-principle applications, with transparent disclosure of all associated costs.
Do you offer insurance protection products?
Yes, we provide income protection, critical illness cover, and business protection policies, with access to impartial resources for comparative information.
Reviews (4)
Matt Williams
Nov 23, 2021
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Allan and Samantha have arranged several mortgages for us over the last 5 or 6 years and have been the model of efficient professionalism each time. Arranging a mortgage can be very stressful, but they have always been incredibly patient and given us clear guidance (and no small amount of reassurance at times!) through several complex mortgage and conveyancing scenarios from remortgaging to buy-to-let. We really can't recommend them highly enough.
Suzanne Chetty
Oct 04, 2021
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Positive:Professionalism,Quality,Responsiveness,Value
Would absolutely recommend Allan and Sam. They made it a seamless, painless process. Very thorough and answered all questions I had, no matter how big or small.
Would absolutely recommend Allan and Sam. They made it a seamless, painless process. Very thorough and answered all questions I had, no matter how big or small.
Jaylan Mehmet
Oct 02, 2021
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I couldn't recommend Allan and Samantha enough! If I could give 10 stars that still wouldn't even come close to how satisfied I am! They made sure I was completely comfortable at all stages and held my hand throughout the whole mortgage process, being a first time buyer this is definitely what I needed and I am honestly over the moon with them! Mortgage hero's! Thank you! Thank you! Thank you!
Basera Stanikzai
Aug 02, 2021
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Positive:Professionalism,Responsiveness
Highly recommended. Allan is very responsive and helpful. Im very pleased with his work and how he managed to keep the whole process stress free.
Highly recommended. Allan is very responsive and helpful. Im very pleased with his work and how he managed to keep the whole process stress free.
