Business Details
Trusted Mortgage Advisers in London
Mortgages Expert is an independent mortgage brokerage established over 15 years ago, dedicated to providing tailored mortgage and protection solutions. Based in Kingsbury, London, we specialise in residential, buy-to-let, remortgage, and commercial mortgages, alongside life insurance and critical illness cover. Our FCA-regulated team combines extensive market knowledge with access to over 70 lenders, ensuring clients receive competitive products suited to their unique circumstances.With expertise in self-employed mortgages, equity release, and property development finance, we prioritise client service and transparency. Our advisers, including CeMAP-certified professionals, build long-term relationships by offering personalised guidance through every stage of the mortgage process. We are committed to ethical practices, regulated by the Financial Conduct Authority, and supported by the Financial Ombudsman Service for dispute resolution.
Services
Residential Mortgages
Buy-to-Let Mortgages
Remortgage Services
Equity Release
Bridging Loans
Commercial Mortgages
Life Insurance
Critical Illness Cover
Income Protection
Family Income Benefit
Highlights and features
- We have over 15 years of experience in mortgage brokering.
- We offer access to 70+ lenders for competitive rates.
- Our team includes CeMAP-certified mortgage advisers.
- We provide FCA-regulated, transparent financial services.
- We specialise in complex cases like self-employed mortgages.
Associations and certifications
- Financial Conduct Authority
What people say
Efficient service
Friendly and knowledgeable
Quick to reply
Professional and patient
Found the right product
Services
Residential Mortgages
We provide residential mortgage solutions tailored to individual needs, including first-time buyer schemes and competitive remortgage options. Our FCA-regulated advisers help clients navigate the application process while ensuring access to exclusive deals through 70+ lenders. With expertise in property valuations and affordability assessments, we secure optimal rates for standard and complex cases.
Buy-to-Let Mortgages
Our buy-to-let specialists offer competitive rates and portfolio management strategies for property investors. We provide guidance on tax implications, rental income assessments, and landlord insurance products. With access to specialist lenders, we cater to both novice investors and experienced landlords seeking to expand their portfolios.
Equity Release
We offer lifetime mortgages and equity release schemes for clients aged 55+ to access tax-free cash while retaining property ownership. Our advisers explain lifetime mortgage implications, including interest rates and inheritance impacts, ensuring informed decisions aligned with long-term financial goals.
Commercial Mortgages
We arrange commercial mortgages for business premises, investment properties, and development projects. Our services include bridging finance, development loans, and buy-to-let portfolio financing. We work with specialist lenders to secure competitive terms for standard and complex commercial property transactions.
Life Insurance
We provide life insurance policies that offer financial security for dependants in the event of death. Our advisers explain policy types, including term assurance and whole-of-life cover, ensuring appropriate protection levels aligned with mortgage commitments and family needs.
People
Ian Pasea
Director, Mortgage Adviser
With 20+ years in financial services, Ian specialises in first-time buyer mortgages, self-employed cases, and buy-to-let portfolios. He prioritises personal service and long-term client relationships.
Neil Cutmore
Director, Mortgage Adviser
Neil combines extensive mortgage market knowledge with lender relationships to secure optimal deals. He focuses on stress-free solutions and supports housing initiatives for young people.
Questions
What mortgage options do you offer for first-time buyers?
We provide tailored first-time buyer mortgages with competitive rates, helping clients maximise borrowing potential while navigating the process smoothly.
Can you assist with remortgaging existing properties?
Yes, we review current deals and identify cost-effective remortgage options to reduce payments or release equity.
Do you offer buy-to-let mortgage solutions?
We specialise in buy-to-let mortgages, offering competitive rates and advice for both new investors and portfolio holders.
What protection services are available?
We provide life insurance, critical illness cover, income protection, and family income benefit to safeguard clients' financial futures.
Are you regulated by the Financial Conduct Authority?
Yes, we are FCA-authorised and regulated, ensuring compliance with strict industry standards.
How do you handle complex mortgage cases?
Our team specialises in complex scenarios, including self-employed income structures and property development financing.
Reviews (1)
Susan Planck
Aug 04, 2016
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We've used Mortgages Expert 3 times to assist us with finding a mortgage provider, and each time Ian has been fantastic. He's taken the time to explain the products and been great at keeping us up to date with the progress of the applications. We's happily recommend the company to anyone looking for a mortgage broker!
