Business Details
27 Years
experience
Your Trusted Mortgage Advisor in London
Established in 1999, Kingsway Mortgages has built a reputation for delivering tailored mortgage solutions through a client-centric approach. Our team of experienced brokers prioritises individual needs over generic models, ensuring clients receive advice aligned with their unique circumstances. With a deep understanding of the ever-evolving mortgage market, we leverage an extensive network of industry contacts to secure competitive deals, particularly for complex cases. Our transparent fee structure and commitment to education empower clients to make informed decisions, while our track record of repeat business and referrals underscores our dedication to satisfaction. We specialise in residential and buy-to-let mortgages, life and protection insurance, and general insurance, combining expertise with a personal touch.Our advisors, including industry veterans like James Perkins and Kat Hatton, are recognised for their patience, professionalism, and ability to simplify the mortgage process. Operating from our London office near Warren Street Tube Station, we serve clients across the UK and internationally, including expatriates. Accredited by the Financial Conduct Authority, we adhere to rigorous regulatory standards, ensuring trust and accountability. Our mission remains to innovate the mortgage industry through honest, independent advice, making homeownership and remortgaging accessible and stress-free.
Services
Residential Mortgages
Buy To Let Mortgages
Life & Protection Insurance
General Insurance
Mortgage Advice
Details
- Year established: 1999
Highlights and features
- We have over 25 years of combined experience in mortgage brokering.
- Our brokers develop tailored financial solutions for complex cases.
- We guarantee transparent fee structures with no hidden costs.
- Our team maintains an impressive network of mortgage industry contacts.
- We provide patient, detailed guidance throughout the entire process.
Associations and certifications
- Financial Conduct Authority
What people say
Most pleasant experience
Excellent at what you do
Stress free and effortless
Fantastic to work with
Top notch communication
Services
Residential Mortgages
We specialise in residential mortgages for first-time buyers, home movers, and remortgagers. Our advisors assess your financial situation to recommend competitive fixed-rate, tracker, or flexible mortgages. With daily market updates, we ensure you secure the best deal aligned with your long-term goals, whether purchasing a primary residence or investment property.
Buy To Let Mortgages
Our buy-to-let expertise caters to both novice and portfolio landlords. We navigate specialist lenders to find rates suited to rental income projections and property types. Services include portfolio management, tax-efficient structuring, and advice on landlord insurance, ensuring your investment yields optimal returns while complying with regulatory requirements.
Life & Protection Insurance
We provide tailored life and protection policies to safeguard your mortgage and family finances. Options include term life cover, critical illness insurance, and income protection. Our advisors evaluate your circumstances to recommend policies that cover repayment obligations during unforeseen events, offering peace of mind for you and your dependants.
General Insurance
Our general insurance services cover home, buildings, and contents policies with flexible terms. We prioritise bespoke coverage over lowest-cost options, ensuring protection against risks like fire, theft, and water damage. Policies are customised for standard and unique properties, including high-value or listed homes requiring specialist underwriters.
Mortgage Advice
From initial consultation to completion, our advisors offer end-to-end mortgage guidance. Services include affordability assessments, credit report analysis, and application preparation. We demystify mortgage jargon, explain fee structures transparently, and maintain communication throughout the process, ensuring you feel informed and confident in your decisions.
People
James Perkins
Founder & Mortgage Broker
With over 25 years in the mortgage industry, James established Kingsway Mortgages to prioritise client needs over volume-driven models. His expertise in complex cases and commitment to ethical advice has earned industry recognition and client loyalty.
Kat Hatton
Senior Mortgage Advisor
Kat specialises in first-time buyer mortgages, known for her patient communication and ability to simplify the home-buying process. Clients praise her proactive updates and dedication to stress-free transactions.
Lucy Weaver
Mortgage Consultant
Lucy excels in remortgaging and expat mortgages, offering meticulous attention to detail. Her clients value her professionalism and tailored approach, particularly for international property transactions requiring nuanced understanding.
Sam Maynard
Buy-to-Let Specialist
Sam advises portfolio landlords on investment strategies, leveraging market insights to secure competitive buy-to-let rates. His clients highlight his responsiveness and ability to navigate time-sensitive property acquisitions.
Jane Drane
Client Relations Manager
Jane ensures seamless client experiences, managing post-sale support and addressing queries. Her dry wit and dedication to transparency have made her a trusted point of contact for long-term clients.
Questions
What mortgage options do you offer for first-time buyers?
We provide tailored residential mortgages for first-time buyers, including fixed-rate and government-backed schemes. Our advisors explain eligibility criteria and help secure competitive rates suited to your financial profile.
How do you handle complex or international mortgage cases?
Our brokers specialise in complex scenarios, including expat mortgages and non-standard income assessments. We leverage industry contacts to find lenders accommodating unique circumstances, such as overseas property purchases or self-employed income verification.
Are your fees transparent and fixed?
Yes, we provide a clear fee breakdown during initial consultations, including arrangement fees and any lender-specific costs. There are no hidden charges, and payment terms are agreed upfront.
Can you assist with buy-to-let mortgages for portfolio landlords?
We offer bespoke buy-to-let solutions, including portfolio management and tax-efficient structuring. Our expertise covers both single-property investors and large-scale landlords seeking competitive rates for multiple acquisitions.
Do you provide insurance alongside mortgage services?
Yes, we offer life and protection insurance, as well as general property coverage. Our insurance services are tailored to complement your mortgage, ensuring financial security against unforeseen events.
Reviews (2)
Marta Garcia Aliaga
Oct 24, 2021
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Rob and his team have been absolutely fantastic. From start to end, he has been professional, insightful, responsive and just lovely. We always knew he'd be on the other end of the phone explaining whatever wasn't fully clear to us or demystifying any part of the mortgage process (even sometimes of the other aspects of house buying. Would thoroughly recommend.
James Poston
May 23, 2020
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Positive:Professionalism,Quality,Responsiveness,Value
Used Kingsway for help finding and selecting a mortgage deal and they were excellent. Extremely helpful and knowledgeable throughout!
Used Kingsway for help finding and selecting a mortgage deal and they were excellent. Extremely helpful and knowledgeable throughout!
