Business Details
Trusted Insurance Brokers in Tunbridge Wells
Berwick Devoil Healthcare (BDHL) has been a trusted independent insurance broker for over 25 years, specialising in health and protection insurance solutions for both corporate and individual clients. Our team works closely with leading insurers to provide bespoke policies tailored to clients' specific needs, ensuring peace of mind and cost-effectiveness. We offer dedicated account management, annual market reviews, and ongoing scheme support to maintain competitive premiums and relevance to evolving benefit structures.Our expertise spans employee benefits strategies, including absence management and wellness initiatives, while maintaining regulatory compliance through FCA and JFSC authorisation. With offices in Tunbridge Wells and a global reach, we deliver personalised service to clients across the UK, Channel Islands, and internationally.
Services
Private Medical Insurance
Group Income Protection
Death in Service Benefit
Employee Assistance Programme
Travel Insurance
Private Dental Insurance
Health Cash Plans
Critical Illness Cover
Highlights and features
- 25+ years of specialist insurance brokerage experience
- Independent advisors with access to all major insurers
- Dedicated account management for policy continuity
- FCA and JFSC regulated for professional compliance
- Annual market reviews to ensure competitive premiums
Associations and certifications
- Financial Conduct Authority (FCA)
- Jersey Financial Services Commission (JFSC)
What people say
Seamless transfer process
Proactive and diligent team
Quick response times
Cost-effective solutions
Expert market knowledge
Services
Private Medical Insurance
Private medical insurance provides swift access to specialist consultations and hospital treatment for individuals and families. This service ensures timely healthcare interventions while offering flexibility in treatment options. Our policies cover inpatient and outpatient procedures, diagnostic tests, and specialist referrals, with network access to recognised UK and international medical facilities.
Group Income Protection
Group income protection safeguards businesses against long-term employee absences due to illness or injury. This service maintains workforce stability by providing continued salary payments until return to work or retirement. We tailor policies to organisational needs while ensuring cost-effective premium structures and comprehensive coverage terms.
Employee Assistance Programme
Employee assistance programmes offer confidential counselling and wellbeing resources for workplace challenges. This service addresses mental health, stress management, and personal issues affecting work performance. Our solutions include 24/7 helplines, face-to-face therapy sessions, and occupational health assessments to enhance workplace productivity.
Critical Illness Cover
Critical illness cover provides tax-free lump sum payments upon diagnosis of specified serious conditions. This service offers financial security for life-altering diagnoses like cancer, heart attacks, and strokes. We arrange comprehensive coverage with multiple insurers to ensure appropriate benefit amounts and policy terms.
Health Cash Plans
Health cash plans reimburse routine healthcare expenses including dental check-ups, optical care, and physiotherapy. This service promotes preventative healthcare through accessible financial support for regular medical maintenance. Our plans offer tiered benefits structures to suit different organisational budgets and employee demographics.
Questions
What insurance services does BDHL offer for businesses?
We provide group private medical insurance, income protection, critical illness cover, employee assistance programmes, health cash plans, and death in service benefits.
How does BDHL's service pricing work?
We typically receive commission from insurers, with no additional client charges. Fee-based arrangements are available for specific requirements.
Which insurers does BDHL work with?
We partner with major providers including Bupa, Aviva, AXA PPP Healthcare, Vitality Health, and specialist niche insurers.
Can BDHL assist with international insurance requirements?
Yes, through our BDGM division we offer global health insurance solutions for expatriates and multinational corporations.
What post-purchase support does BDHL provide?
We offer dedicated account management, annual market reviews, and ongoing policy administration support for all clients.
