Business Details
Award-Winning Financial Planning Experts
Hayden Kilkelly Independent Financial Advisors Independent Financial Advisors is a client-centric financial planning firm dedicated to delivering holistic, lifetime financial solutions. Our approach begins by understanding your current financial habits and resources, then designing a tailored plan to achieve your ideal retirement lifestyle. We prioritise long-term client relationships over acquiring new clients, ensuring our advice aligns with your evolving needs. Our team combines decades of industry experience with Chartered status to provide unbiased, proactive guidance.We specialise in retirement planning, wealth preservation, tax efficiency, and intergenerational wealth management. Our Ongoing Advice Service ensures annual reviews to maintain alignment with your goals. Regulated by the Financial Conduct Authority, we uphold the highest standards of professionalism and client care.
Services
Financial Planning
Portfolio Management
Retirement Planning
Tax Efficiency Strategies
Wealth Protection
Highlights and features
- We prioritise long-term client relationships over new client acquisition
- Our team holds Chartered Financial Planner status with decades of experience
- We offer holistic Lifetime Financial Plans tailored to individual needs
- FCA-authorised with robust compliance and client protection frameworks
- We provide ongoing annual reviews to adapt to changing circumstances
Associations and certifications
- Financial Conduct Authority
- Chartered Financial Planner
Services
Financial Planning
Our Lifetime Financial Planning service creates comprehensive strategies aligned with your spending habits and resources. We project retirement needs, calculate required capital, and design pathways to achieve financial goals. The process includes risk assessment, tax optimisation, and regular plan updates to reflect changing circumstances.
Portfolio Management
Managed portfolio solutions adapt to economic cycles and personal circumstances. We provide diversified investment strategies with monthly performance updates and 24/7 online access. Our approach balances capital growth objectives with risk tolerance, ensuring alignment with long-term financial goals through market volatility.
Retirement Planning
Specialised retirement planning focuses on achieving desired lifestyles without financial depletion. We calculate 'how much is enough' through detailed cashflow modelling, incorporating tax efficiency measures and contingency planning for changing life circumstances.
Wealth Protection
Wealth protection services ensure financial security for future generations. Our strategies include risk management frameworks, intergenerational wealth transfer planning, and family unit protection mechanisms against unforeseen events.
Tax Efficiency
Tax efficiency strategies minimise liabilities while maintaining compliance. We implement legal structures and investment vehicles designed to optimise after-tax returns, focusing on long-term wealth preservation across multiple financial scenarios.
People
Graham Kilkelly
Director & Chartered Financial Planner
With 25 years in financial services, Graham achieved Chartered status in 2015. Formerly with Torquil Clark and Sanlam, he specialises in retirement planning and investment strategy. An FA-qualified football coach, he balances client service with community involvement.
Paul Hayden Jones
Director & Chartered Financial Planner
Paul brings 30 years' experience across banking and advisory sectors. His expertise includes complex financial solutions and mentoring. He focuses on building lasting client relationships while maintaining family commitments and community engagement.
Martin Jones
Administration Support Manager
Martin has 25 years in finance, specialising in client support systems. His experience spans banking and IFA practices. Outside work, he enjoys golf and family time, applying organisational skills to both professional and personal pursuits.
Dan Jones
Mortgage Adviser
A CII-qualified mortgage expert, Dan won Mortgage Apprentice of the Year 2023. He simplifies complex mortgage processes while maintaining high service standards. His interests include fitness and motorsport, reflecting his analytical and disciplined approach.
Lillie Parker
Technical Support Adviser
Lillie joined in 2022, combining tennis coaching discipline with financial planning support. She is studying for CII qualifications while delivering technical excellence. Her focus on detail and client service enhances our operational capabilities.
Questions
What makes your financial planning approach unique?
Our client-first philosophy focuses on long-term relationships rather than transactional interactions. We create Lifetime Financial Plans that evolve with your circumstances, combining technical expertise with personal understanding.
How do you ensure ongoing service quality?
Annual plan reviews, monthly portfolio updates, and 24/7 online access ensure continuous alignment with your goals. Our FCA regulation guarantees adherence to strict service standards and client protection measures.
What qualifications do your advisers hold?
Our team includes Chartered Financial Planners with decades of combined experience. Members hold CII qualifications and maintain continuous professional development to ensure technical excellence.
How are fees structured for your services?
We provide transparent fee structures during initial consultations. Costs are determined by service complexity, with clear explanations of value provided for all charges.
Can you help with intergenerational wealth transfer?
Yes, we specialise in creating structures that protect and transfer wealth across generations. Our strategies ensure financial security for future family members while maintaining compliance with current regulations.
