Business Details
17 Years
experience
Trusted Independent Financial Advisers in Warsash
Established in 2009, Solent Financial Services is a family-run independent financial advisory firm rooted in traditional values of honesty, integrity, and professionalism. Our award-winning team, led by directors Steve and Teresa Hunka, brings over 20 years of combined experience in delivering impartial financial advice tailored to personal and business needs. We specialise in mortgages, protection, savings, investments, retirement planning, and equity release, serving clients across the South Coast and beyond. Our approach prioritises long-term relationships, annual client reviews, and a commitment to staying ahead of industry developments.Recognised as 2plans Mortgage Adviser of the Year 2016, we combine contemporary expertise with a client-centric ethos, offering flexible consultations and a dedication to transparency. Our local presence in Warsash, Southampton, ensures accessible, community-focused service while maintaining national regulatory compliance through our partnership with 2plan Wealth Management Ltd, authorised by the Financial Conduct Authority.
Services
Mortgages
Protection
Savings & Investments
Retirement Planning
Equity Release
Secured Loans
Details
- Year established: 2009
Highlights and features
- We have over 20 years of experience in independent financial advisory services.
- Our team won the 2plans Mortgage Adviser of the Year 2016 award.
- We provide holistic financial planning with annual client reviews.
- Our local expertise serves communities across the South Coast and beyond.
- Client testimonials highlight our approachability, technical expertise, and dedication.
Associations and certifications
- Financial Conduct Authority (FCA)
What people say
Efficient helpful
5-star service
Fantastic
Highly recommend
Professional and efficient
Services
Mortgages
We provide impartial mortgage advice with no brokerage fees, helping clients navigate thousands of products. Our award-winning team offers no-obligation consultations and tailored solutions for first-time buyers, remortgaging, and property investments. Clients benefit from competitive rates and a streamlined process supported by our 2016 Mortgage Adviser of the Year recognition.
Protection
Our financial protection services include life insurance and income protection tailored to individual needs. We simplify complex policies to ensure clarity, helping clients safeguard their financial future against unforeseen circumstances. The service prioritises transparent communication and customised coverage options for long-term security.
Retirement Planning
We create personalised retirement strategies based on clients' goals, risk tolerance, and financial circumstances. Our advice covers pension schemes, investment management, and income planning to ensure a secure and enjoyable retirement. Annual reviews ensure strategies adapt to changing needs and market conditions.
Equity Release
Our equity release solutions allow homeowners to access property value without relocation. We review options for tax-efficient withdrawals, focusing on no-monthly-repayment plans and preserving savings. The service includes detailed assessments to ensure suitability for clients' long-term financial plans.
Savings & Investments
We differentiate savings and investment strategies to align with clients' risk profiles and financial objectives. Our guidance covers managed funds, portfolio diversification, and commitment timelines, ensuring informed decisions. The service aims to optimise returns while maintaining transparency about market risks.
People
Steve Hunka
IFA Director
With over 20 years in finance, Steve founded Solent Financial Services in 2009. He specialises in mortgages, pensions, and insurance, prioritising client needs. His approach combines technical expertise with a commitment to long-term relationships.
Teresa Hunka
Director
Teresa brings extensive experience from estate agency and mortgage sectors. She focuses on client accessibility and financial education, ensuring clear communication. Her role involves strategic oversight and maintaining the firm's community-focused ethos.
Questions
What areas do you serve?
We serve clients across Fareham, Gosport, Warsash, Southampton, Hampshire, and the wider South Coast region.
Are your financial advice services regulated?
Yes, we are an Appointed Representative of 2plan Wealth Management Ltd, authorised by the Financial Conduct Authority (FCA).
Do you offer no-obligation consultations?
Yes, we provide a no-obligation initial consultation at our own cost to assess your financial needs.
What financial services do you specialise in?
We specialise in mortgages, protection, savings & investments, retirement planning, equity release, and secured loans.
How do you ensure client satisfaction?
We conduct annual client reviews, maintain transparent communication, and tailor solutions to individual goals and risk profiles.
Reviews (4)
Andy Rose
Dec 16, 2021
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Positive:Professionalism,Responsiveness
Through a busy period for lenders leading up to Christmas, and to meet a deadline of securing a deal for a great mortgage, Steve and his team pulled up trees for us. We're very grateful of his excellent work.
Through a busy period for lenders leading up to Christmas, and to meet a deadline of securing a deal for a great mortgage, Steve and his team pulled up trees for us. We're very grateful of his excellent work.
Heather Nicole Greenhowe
Dec 02, 2021
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Positive:Professionalism,Quality,Responsiveness,Value
We have used Steves services for a number of years now. He has made the whole process of remortgaging and moving house so much simpler and just takes all the stress away. I have and will continue to recommend him.
We have used Steves services for a number of years now. He has made the whole process of remortgaging and moving house so much simpler and just takes all the stress away. I have and will continue to recommend him.
Jim Halligan
Sep 30, 2021
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Positive:Professionalism,Responsiveness
Steve managed to obtain a Mortgage Offer at a good rate for our BTL in quick time. As it transpired we sold the property. No hesitation in recommending Steve for his no nonsense no hassle approach to obtaining a mortgage.
Steve managed to obtain a Mortgage Offer at a good rate for our BTL in quick time. As it transpired we sold the property. No hesitation in recommending Steve for his no nonsense no hassle approach to obtaining a mortgage.
Jim
Sep 28, 2021
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My wife and I have relied on Solent FS for arranging mortgages across two house purchases. They have been faultless. Theyve always found a better deal than weve been able to find ourselves and taken care of lots of the hassle involved. Buying a house can be stressful - Solent FS take a whole load of that stress away. Couldnt have asked for better. Great regular, thoughtful communication, well considered advice, and most importantly, they get everything done professionally and on time.
