Business Details
40 Years
experience
Your Trusted Partner for Financial Planning Solutions
Since 1986, we have been dedicated to providing tailored, independent financial advice to clients across the UK. Our mission is to empower individuals and businesses to achieve long-term financial success through personalized planning and expert guidance. With a client-first approach, we offer comprehensive services including financial planning, sustainable investments, and mortgage solutions. Our team of Chartered Financial Planners combines deep industry expertise with a commitment to ethical standards, ensuring clients receive objective, unbiased advice.We pride ourselves on building lasting relationships, adapting to clients' evolving needs at every life stage, and delivering solutions that secure financial futures while maintaining transparency and trust.
Services
Financial Planning
Sustainable Investments
Mortgages
Retirement Planning
Estate Planning
Details
- Year established: 1986
Highlights and features
- We offer 38 years of independent financial advisory expertise since 1986
- Our Chartered Financial Planners deliver personalized, ethical investment strategies
- We provide holistic financial journey mapping for all life stages
- Our sustainable investment solutions combine ethical values with financial performance
- We maintain transparent fee structures with no hidden charges
Associations and certifications
- Chartered Insurance Institute (CII)
- Financial Conduct Authority (FCA)
What people say
Personalized service
Expert knowledge
Long-term commitment
Ethical approach
Clear communication
Services
Financial Planning
Our financial planning service creates tailored roadmaps for clients at every life stage. We assess your current financial position, risk tolerance, and long-term goals to develop comprehensive strategies covering retirement, estate planning, and wealth accumulation. With regular reviews and adjustments, we ensure your plan evolves alongside your changing circumstances and market conditions.
Sustainable Investments
We specialise in building environmentally responsible investment portfolios that align with your values while delivering competitive returns. Our approach combines rigorous ESG (Environmental, Social, Governance) screening with traditional financial analysis to identify opportunities in renewable energy, sustainable agriculture, and socially responsible enterprises while excluding harmful industries.
Mortgage Advice
Our mortgage advisory service helps clients navigate property financing options with expert guidance. We assess your financial situation to recommend suitable mortgage products, handle complex applications, and provide ongoing support for remortgaging or equity release. Our independent status ensures unbiased recommendations across the entire market.
Retirement Planning
We develop comprehensive retirement plans tailored to your desired lifestyle and financial circumstances. Our specialists analyse pension provisions, tax implications, and income requirements to create sustainable withdrawal strategies. We also optimise state pension entitlements and coordinate estate planning considerations for post-retirement wealth management.
Estate Planning
Our estate planning service ensures your assets are distributed according to your wishes while minimising inheritance tax liabilities. We coordinate with legal professionals to create effective wills, trust structures, and gifting strategies. This includes lifetime asset management plans and succession strategies for family businesses or complex financial portfolios.
People
Oscar Hjlms
CEO
Oscar leads our strategic direction with over 25 years of financial services experience. He oversees client relationships and maintains our commitment to ethical standards while driving innovation in wealth management solutions.
Questions
What financial planning services do you offer?
We provide comprehensive financial planning across all life stages: Evolve for early-stage planning, Advance for pre-retirement strategies, and Maximise for post-retirement wealth management.
How does your investment process work?
Our process begins with understanding your financial goals and risk profile, followed by creating a tailored investment strategy using both traditional and sustainable options with regular portfolio reviews.
Are your financial advisers qualified?
All our advisers hold Chartered status from the Chartered Insurance Institute and maintain ongoing professional development to ensure expert, up-to-date financial guidance.
How are your fees structured?
We offer transparent fee structures with no hidden charges, including annual retainers, fixed fees for specific services, and performance-based charges where appropriate, all agreed upfront.
Do you offer sustainable investment options?
Yes, we specialise in ESG-compliant portfolios that exclude harmful industries while focusing on companies with positive environmental and social impacts through rigorous sustainability screening.
How often do you review financial plans?
We recommend annual reviews for Evolve clients, bi-annual reviews for Advance clients, and triennial reviews for Maximise clients, with additional check-ins available as needed for significant life changes.
