Business Details
37 Years
experience
Your Trusted Mortgage Brokers in Newport Pagnell
Mortgage Wyse is a family-run business established in 1989, serving the Newport Pagnell and Milton Keynes communities. Our principal adviser, Andrew Sage, holds professional qualifications including CeMAP and CeRER, and brings over three decades of experience in financial services. We specialise in providing tailored mortgage solutions, including residential, buy-to-let, equity release, and adverse credit mortgages, with access to lenders unavailable on the high street. Our protection services encompass life assurance, critical illness cover, and income protection, designed to safeguard clients' financial futures. As an FCA-authorised firm, we prioritise transparency, compliance, and client-centric advice.With a reputation for integrity and expertise, we combine methodical analysis with practical solutions to meet individual needs. Our team offers guidance on mortgage products, insurance contracts, and associated services like conveyancing and wills through trusted partners. We maintain a commitment to ongoing client education and regular review of financial plans. Our approach balances professionalism with a down-to-earth attitude, ensuring clients receive honest, reliable advice. For over 30 years, Mortgage Wyse has built trust through consistent, ethical service delivery in a highly regulated industry.
Services
Residential Mortgages
Buy to Let Mortgages
Equity Release
Life Assurance
Critical Illness Cover
Income Protection
Adverse Credit Mortgages
First-time Buyer Schemes
Re-mortgaging
General Insurance
Details
- Year established: 1989
Highlights and features
- We have over 30 years of experience in mortgage advisory services since 1989
- Our advisers hold CeMAP and CeRER professional qualifications
- We offer access to exclusive mortgage products unavailable on the high street
- We provide FCA-regulated, client-centric financial compliance expertise
- Our methodical approach combines industry knowledge with personal integrity
Associations and certifications
- Financial Conduct Authority
Services
Residential Mortgages
We provide comprehensive residential mortgage solutions tailored to individual circumstances. Our FCA-regulated advisers access thousands of products, including exclusive deals unavailable on the high street. With expertise in first-time buyer schemes, adverse credit cases, and re-mortgaging, we help clients secure optimal rates and terms while explaining valuation fees, arrangement costs, and repayment options.
Equity Release
Specialist equity release advice helps clients access property wealth for retirement needs. As CeRER-qualified advisers, we explain lifetime mortgage options, interest-only switches, and legal implications. Our service considers age requirements, property valuations, and long-term financial impacts while ensuring compliance with FCA regulations and client protection standards.
Life Assurance
We offer life assurance products to protect dependants against financial hardship. Our advice covers mortgage protection, family income replacement, and inheritance planning. We help clients assess appropriate coverage levels, considering existing provisions and the UK's 2 trillion protection gap, while explaining policy terms and premium structures.
Critical Illness Cover
Our critical illness policies provide financial security for serious health events. We advise on coverage options for common conditions, policy exclusions, and benefit triggers. The service includes explaining claim processes, premium factors, and how this protection complements existing insurance arrangements or state benefits.
Income Protection
We design income protection plans to replace earnings during long-term illness or disability. Our advice covers policy terms, deferment periods, and benefit amounts needed to maintain living standards. We help clients understand coverage limitations, application criteria, and how this complements statutory sick pay provisions.
People
Andrew Sage
Principal Adviser
Certified mortgage expert with CeMAP and CeRER qualifications, Andrew has worked in financial services since 1989. He combines regulatory expertise with practical advice, specialising in mortgage compliance and later-life lending solutions.
Questions
What mortgage products do you offer?
We provide residential, buy-to-let, equity release, adverse credit, and first-time buyer mortgages, including exclusive products from HSBC and other panel lenders.
Are you regulated by financial authorities?
Yes, we operate under the Financial Conduct Authority's authorisation as Wyse Services Ltd, ensuring compliance with strict regulatory standards.
How do you help clients choose mortgages?
We assess individual circumstances, explain product features, compare lender criteria, and recommend suitable options based on financial goals and repayment capacity.
What protection services are available?
We offer life assurance, critical illness cover, income protection, and accident/sickness redundancy policies to safeguard against financial risks.
Do you serve areas beyond Newport Pagnell?
While based in Newport Pagnell, we provide services across Milton Keynes and surrounding regions through our nationwide lender partnerships.
