Business Details
20 Years
experience
Your Trusted Mortgage Broker in Flitwick
Established in 2006, we are one of Bedfordshire's leading mortgage brokers, offering fee-free, whole-market advice. Our directors, Julie Myers and Gareth Tucker, bring over 50 years of combined experience in the mortgage industry, having previously held senior roles in corporate estate agencies. We prioritise client needs over financial targets, ensuring unbiased advice and access to the entire market. Our team of experienced advisers is trained to provide tailored solutions, whether you're a first-time buyer, home mover, or buy-to-let investor. We offer flexible consultation options, including face-to-face meetings, phone, and email, to accommodate your schedule.Our commitment to transparency is reflected in our fee-free service, funded solely by procuration fees from lenders. We specialise in navigating complex mortgage landscapes, from securing initial deals to remortgaging and investment properties. Our approach combines technical expertise with personalised service, ensuring clients receive the most suitable financial products. We maintain authorisation and regulation by the Financial Conduct Authority, adhering to strict professional standards. Our track record of satisfied clients, many of whom return for multiple transactions, underscores our dedication to excellence in mortgage advisory services.
Services
Mortgage Advice
Insurance Services
First-Time Buyers
Remortgaging
Buy-to-Let
Details
- Year established: 2006
Highlights and features
- We offer 100% fee-free mortgage advice with no hidden charges.
- Our team has over 50 years combined experience in mortgage advisory services.
- We provide access to the entire mortgage market for unbiased recommendations.
- Our advisers are FCA-regulated and committed to professional standards.
- We tailor mortgage solutions to individual client circumstances and needs.
Associations and certifications
- Financial Conduct Authority
What people say
Stress free and smooth
Best deals available
Clear information
Excellent BTL market knowledge
Professional and efficient
Services
Mortgage Advice
Our qualified mortgage advisers provide comprehensive guidance tailored to individual financial circumstances. We conduct detailed assessments to determine borrowing capacity and recommend suitable mortgage products from the entire market. Our service includes securing agreement in principle, completing paperwork, and providing progress updates throughout the application process.
Insurance Services
We offer expert advice on insurance products to protect against life's uncertainties. Our services include life cover, critical illness cover, income protection, and property insurance. We review existing policies, identify coverage gaps, and source appropriate protection plans from multiple insurers to ensure comprehensive financial security.
First-Time Buyers
Specialised support for first-time property purchases, including deposit requirements, borrowing calculations, and mortgage selection. We guide clients through the entire process from initial advice to completion, helping navigate legal requirements and financial considerations while ensuring access to competitive market rates.
Remortgaging
We assist homeowners in securing better mortgage terms when existing deals expire. Our service includes evaluating current arrangements, identifying more favourable options, and facilitating the transition process. We also advise on additional borrowing requirements for home improvements or other financial needs.
Buy-to-Let
Expert guidance for property investors navigating the evolving buy-to-let market. We provide mortgage sourcing, portfolio structuring advice, and tax-efficient strategies. Our services cater to both novice investors and experienced landlords seeking competitive financing solutions for residential investment properties.
People
Julie Myers
Director
With extensive experience in mortgage advisory services, Julie co-founded More Choice Mortgage Centre to prioritise client needs over financial targets. Her expertise spans first-time purchases, remortgaging, and buy-to-let investments, delivering tailored solutions to clients across Bedfordshire.
Gareth Tucker
Director
Bringing over 25 years of mortgage industry experience, Gareth co-established More Choice Mortgage Centre to provide unbiased advice. His background in corporate estate agency management informs his approach to mortgage solutions for residential and investment properties across the region.
Questions
Is your mortgage advice truly free?
Yes, we never charge clients any fees. Our service is funded entirely by procuration fees from lenders, ensuring unbiased advice without additional costs to customers.
How do you find the best mortgage deals?
We conduct comprehensive market searches using advanced tools to compare all available products, assessing suitability based on individual financial circumstances and long-term goals.
What areas do you cover?
We serve clients across Bedfordshire and surrounding areas, including Flitwick, Ampthill, Luton, Milton Keynes, and Bedford, with flexible consultation options available.
Are you regulated by any official body?
Yes, we are authorised and regulated by the Financial Conduct Authority, adhering to strict professional standards for mortgage advisory services.
Can you help with buy-to-let mortgages?
Yes, we specialise in buy-to-let mortgages, providing expert advice on investment properties, portfolio structuring, and navigating regulatory requirements for landlords.
What happens if I have a complaint?
We have a formal complaints procedure. If unresolved directly, eligible complaints can be referred to the Financial Ombudsman Service for independent resolution.
Reviews (5)
Louise
Nov 28, 2021
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Positive:Professionalism
Absolutely thrilled with the service we received. Really helpful, responsive and understanding team. Gareth and Debbie have gone above and beyond to help us achieve our goals, massive thank you everyone!
Absolutely thrilled with the service we received. Really helpful, responsive and understanding team. Gareth and Debbie have gone above and beyond to help us achieve our goals, massive thank you everyone!
Paulina Frackowiak
Nov 21, 2021
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Positive:Professionalism
Stephen was very professional and always happy to help even after work hours ! I would highly recommend using Stephen and the More Choice Team. Got me the best possible mortgage very quickly.
Stephen was very professional and always happy to help even after work hours ! I would highly recommend using Stephen and the More Choice Team. Got me the best possible mortgage very quickly.
Darren
Nov 18, 2021
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Brilliant service again, Gareth and the team were able to arrange a mortgage in a difficult situation where direct discussion with the same lender didn't bear fruit.
Gareth took the time to understand the situation and presented it to a range of potential lenders in such a way as to avoid the 'computer says no' response which is all too common when the circumstances aren't straight forward. The support team, headed up by Lynn, kept me informed at every step and were quick to give gentle reminders when outstanding information was required (a much appreciated service). Over the years I've recommended
Gareth took the time to understand the situation and presented it to a range of potential lenders in such a way as to avoid the 'computer says no' response which is all too common when the circumstances aren't straight forward. The support team, headed up by Lynn, kept me informed at every step and were quick to give gentle reminders when outstanding information was required (a much appreciated service). Over the years I've recommended
Jakub Szewczyk
Sep 24, 2021
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Positive:Professionalism,Quality,Responsiveness,Value
Grate company, been with them for years, always a pleasure to work with.
Grate company, been with them for years, always a pleasure to work with.
Ddipack Lathigra
Jul 31, 2021
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I have dealt with many mortgage advisers in the past. This is the first time I have made an effort to log on to put a review and that is just because the advice and the service I have received from Lynn over the last few years have been above and beyond what you would expect.
Lynn is very professional, she wont waste your time if she thinks what you are trying to achieve is not possible then she will tell you straight away. In addition, what I really like about Lynn is, whenever I call for an update on the case, I usually get an update which is punchy, precise and to the point within 30 to 45
Lynn is very professional, she wont waste your time if she thinks what you are trying to achieve is not possible then she will tell you straight away. In addition, what I really like about Lynn is, whenever I call for an update on the case, I usually get an update which is punchy, precise and to the point within 30 to 45
