Business Details
Your Trusted Mortgage Broker in Letchworth Garden City
Lawford Mortgages is an independent whole-of-market mortgage brokerage specialising in equity release and insurance solutions. Established to provide clear, jargon-free advice, we prioritise client needs by offering access to thousands of mortgage products from mainstream and specialist lenders. Our team of qualified advisors delivers tailored guidance for residential, commercial, and complex borrowing scenarios, including poor credit and buy-to-let mortgages. We integrate conveyancing and protection services to ensure comprehensive support, operating under Financial Conduct Authority (FCA) regulation for compliance and client trust.Our commitment to transparency is reflected in fixed pricing, no hidden fees, and flexible appointment options, including evenings and Saturdays. With a focus on reducing processing times through digital document management, we serve local areas including Hitchin, Stevenage, Luton, and Cambridge, alongside nationwide clients. Our FCA-authorised status and partnerships with regulated conveyancers underscore our dedication to professional standards. Client testimonials highlight our ability to provide stress-free service and innovative solutions, even for challenging financial situations.
Services
Mortgage Brokerage
Equity Release
Insurance Advisory
Conveyancing
Commercial Mortgages
Buy-to-Let Mortgages
Poor Credit Mortgages
Development Finance
Life Insurance
Critical Illness Cover
Highlights and features
- We offer independent whole-of-market mortgage advice with access to exclusive products
- Our team specialises in equity release and complex borrowing scenarios
- We provide transparent pricing with no hidden fees
- Evening and Saturday appointments available for client convenience
- FCA-regulated service ensuring compliance and client protection
Associations and certifications
- Financial Conduct Authority
What people say
Great service
Guidance I received
Options I didn't think possible
Couldn't ask for more
Services
Mortgage Brokerage
We provide independent mortgage brokerage services with access to thousands of products from mainstream and specialist lenders. Our FCA-regulated advisors offer tailored solutions for first-time buyers, buy-to-let investors, and commercial borrowers. With transparent pricing and no hidden fees, we specialise in complex cases including poor credit histories and self-employed applicants.
Equity Release
Our equity release specialists help homeowners access tax-free cash from their property. We offer lifetime mortgages, interest-only, and drawdown options with competitive rates. As FCA-regulated advisors, we ensure clients understand all implications and provide impartial advice to suit individual financial circumstances.
Insurance Advisory
We provide comprehensive insurance advisory services including life cover, critical illness, income protection, and family benefit policies. Our advisors compare market offerings to find cost-effective solutions that protect clients' financial security while ensuring clear terms and appropriate coverage levels.
Conveyancing
Our conveyancing service connects clients with quality-assured solicitors offering competitive pricing and transparent costs. We facilitate same-day instruction, secure document uploads, and 24/7 case tracking. Optional protection covers abortive transactions up to 600, providing financial security during property purchases.
Commercial Mortgages
We specialise in commercial mortgage solutions for property purchases, developments, and business expansions. Our FCA-regulated team accesses specialist lenders to provide competitive rates for both standard and complex commercial financing needs, including bridging loans and development finance options.
Questions
What mortgage services do you offer?
We provide residential, commercial, buy-to-let, equity release, and specialist mortgages for complex cases including poor credit and self-employed applicants.
Are your services regulated?
Yes, we operate as an appointed representative of Ingard Financial Ltd, authorised and regulated by the Financial Conduct Authority (FCA).
What fees do you charge?
Our typical mortgage advisory fee is £500 (up to 1% of loan value), with transparent pricing and no hidden charges for all services.
How does conveyancing work with you?
We connect you with regulated conveyancers offering competitive quotes, secure document uploads, 24/7 case tracking, and optional transaction protection up to £600.
Do you offer equity release advice?
Yes, we provide FCA-regulated equity release advice including lifetime mortgages, interest-only, and drawdown options with impartial guidance on all implications.
What areas do you cover?
We serve Hitchin, Stevenage, Luton, Cambridge, and offer nationwide services for mortgage, insurance, and conveyancing requirements.
Reviews (4)
Lee Morris
Jun 05, 2021
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Positive:Professionalism,Quality,Responsiveness,Value
Was helpful and informative at every step of the process. Our case wasnt straight forward but Bob was there to assist and reassure at every checkpoint. Highly recommended
Was helpful and informative at every step of the process. Our case wasnt straight forward but Bob was there to assist and reassure at every checkpoint. Highly recommended
Ranuka Summan
Sep 01, 2020
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Professional service and would highly recommend to anyone seeking a mortgage advisor. Bob explained every step clearly and answered every question I had. Would definitely recommend, especially to first time buyers like me!
Black Lodge Electric
May 16, 2020
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Bob is FANTASTIC!!! me and my partner had a very difficult remortgage which gave us a serious headache but we couldn't of done it without Bob! He is very attentive, professional and has outstanding knowledge in his field of work. Bob was always answering my questions and he helped us every step of the way. I would highly recommend him and his services! I feel Bob went out of his way for us and I am very grateful we had him to help us. I cant wait to use Bob again!
Arvinder Khokhar
Sep 22, 2019
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A really great service, very highly recommended. I was kept informed all the time and my questions answered even out of hours, its very rare for a mortgage broker to be so customer focussed!!
