Stratton Thorpe Mortgage Solutions

Business Details

7 Years

experience

Trusted Mortgage & Protection Brokers in Oxfordshire

Stratton Thorpe Mortgage Solutions was founded in 2019 by Julian Stratton and Peter Thorpe, combining over 85 years of mortgage industry expertise. We specialise in providing tailored mortgage and protection advice to homeowners, first-time buyers, and property investors across the UK. Our mission is to simplify the mortgage process by saving clients time, money, and stress through comprehensive lender comparisons and personalised service. With a focus on transparency and client-centric solutions, we offer free no-obligation consultations and flexible appointment options, including face-to-face meetings in Oxfordshire and remote support nationwide.

Our teams extensive experience, including senior roles at Countrywide and Pearl Assurance plc, ensures clients receive expert guidance from initial enquiry to mortgage completion and beyond. We pride ourselves on long-term client relationships, evidenced by 240+ 5-star Google reviews and industry awards for excellence in mortgage advice. As an FCA-regulated firm, we adhere to strict compliance standards while maintaining a commitment to innovation and client satisfaction.

Services

First-time buyer mortgages Remortgages Buy-to-Let schemes Retirement Interest Only mortgages Government-backed 5% deposit schemes Shared ownership Adverse credit mortgages Commercial lending Equity release Protection insurance

Details

Year established: 2019

Highlights and features

Over 85 years of combined industry experience
Access to exclusive broker deals and competitive rates
Free no-obligation initial consultations
Flexible appointments including evenings and weekends
Award-winning service with 240+ 5-star reviews

Associations and certifications

Financial Conduct Authority (FCA)

What people say

Excellent service Professional and courteous Saved us time and money Highly recommended Stress-free process

Website

Update Listing

Services

First-time buyer mortgages

Specialist support for first-time buyers navigating the property market. We explain deposit requirements, government schemes, and mortgage options tailored to individual financial circumstances. Our team simplifies complex processes, ensuring clients secure competitive rates while understanding long-term commitments. With flexible appointment options and remote consultations, we accommodate busy schedules.

Remortgage advice

Expert guidance for homeowners seeking better mortgage terms. We analyse current deals, assess equity positions, and identify cost-saving opportunities through rate comparisons. Our service includes assistance with early repayment charges and capital raising for home improvements or debt consolidation, ensuring seamless transitions to new mortgage products.

Buy-to-Let mortgages

Tailored financing solutions for property investors. We provide access to specialist lenders offering competitive buy-to-let rates, with expertise in portfolio management and tax-efficient structures. Our advice covers rental income assessments, deposit requirements, and strategies for expanding property portfolios sustainably.

Protection insurance

Comprehensive insurance reviews to safeguard clients against financial risks. We offer life cover, critical illness protection, and income replacement policies matched to individual needs. Our impartial advice ensures adequate coverage for dependents while working within client budgets to secure optimal terms.

Equity release

Specialist equity release solutions for homeowners over 55. We explain lifetime mortgage options and home reversion plans, ensuring clients understand long-term implications. Our introductions to regulated providers prioritise financial security while maintaining property ownership benefits.

People

Julian Stratton

Director | Mortgage & Protection Adviser

With over 30 years in financial services, Julian co-founded Stratton Thorpe after senior roles at Countrywide. He holds the Mortgage Advice Qualification and specialises in tailored mortgage solutions, particularly for families managing complex financial needs like Type 1 Diabetes care costs.

Peter Thorpe

Director | Mortgage & Protection Adviser

A qualified CeMAP mortgage expert with 18 years experience, Peter previously managed top-performing teams at Countrywide. He focuses on simplifying mortgage processes for first-time buyers and investors, leveraging his expertise in complex financial scenarios.

Olga Bogdanova

Mortgage & Protection Adviser

Based in Poole, Olga combines CeMAP qualifications with a decade of customer service leadership in high-end fashion. She specialises in cross-cultural communication, serving bilingual clients and ensuring clear explanations of mortgage and insurance products.

Sangeetha Madaksira

Mortgage & Protection Adviser

With 25 years in banking across UK and multinational institutions, Sangeetha provides expert advice on residential and commercial mortgages. Fluent in four languages, she excels in addressing diverse client needs while maintaining cultural sensitivity in financial planning.

Helen Gough

Mortgage Processing Executive

Helen streamlines mortgage applications with 16 years of property industry experience. Currently studying for her Certificate in Mortgage Advice, she ensures smooth transactions through meticulous case management and client communication.

Questions

What mortgage options exist for first-time buyers?

We offer government-backed 5% deposit schemes, shared ownership assistance, and tailored first-home loans with competitive rates suited to individual financial profiles.

How do remortgaging savings work?

By comparing current deals against market rates, we identify opportunities to reduce monthly payments or access equity for home improvements and debt consolidation.

Can I get a mortgage with adverse credit?

Yes, we work with specialist lenders offering mortgages for clients with complex credit histories, ensuring fair assessments of repayment capabilities.

What protection products do you recommend?

We assess life insurance, critical illness cover, and income protection policies to create comprehensive financial safety nets aligned with family needs.

Do you offer equity release solutions?

We introduce regulated lifetime mortgages for homeowners over 55, explaining risks and benefits to ensure informed decisions about releasing property equity.

How quickly can you complete mortgage advice?

Urgent cases receive same-day consultations, with typical mortgage completions achieved within 4-6 weeks through our streamlined application process.

Reviews (5)

Write a Review

Nathan Martin

Nov 28, 2021 Report

I contacted Stratton Thorpe and as a first time buyer they were very helpful and gave me all the detail I needed, as well as assurances of what they could do. However, although I did eventually go with someone else, I was minutes away from giving them the go ahead, and only didnt because the alternative broker had been recommended by several friends & family and the fees were less. That said, I couldn't fault their helpfulness and service to me over the time I did speak to them

Lauren Whitworth

Nov 28, 2021 Report

We worked with Pete to get a mortgage for our first home, and the required insurances. As first time buyers were really green and needed a lot of guidance. Pete was fantastic. Always had time for us and our questions, incredibly knowledgeable (and ready to admit when he needed to do research), really friendly and genuinely a joy to work with. He made the whole process as stress free as possible and supported us right through conveyancing. We will certainly be working with them again in the future and recommending to others.

Hollie Watts

Nov 24, 2021 Report

I was recommended Stratton Thorpe by a work colleague and I am absolutely delighted with the excellent service that Julian provided.
Julian, patiently answered the hundreds of queries I had as a first time buyer and listened to all my waffle to enable a truly tailed service meeting not only my mortgage requirements but also my information needs. He guided me through the entire process, securing the best deal for my mortgage, life insurance and critical illness cover. It was clear that Julian saved me money, time and stress. The entire process was a breeze, running like clock work with no drama

Caitlin Re

Nov 24, 2021 Report

I cannot fault the service and value of Stratton Thorpe. As a first time buyer, it was especially helpful to be guided through the process with someone I could trust. Julian is extremely prompt to respond to emails and always seems to be available for support no matter how busy he is. He has an enormous wealth of knowledge and experience in the industry such that he is able to answer questions comprehensively, clearly and to the point. I had a difficult time with solicitors and the seller but Julian supported and advised above and beyond his role to secure my new home. I found him reliable, honest

Richard Holmes

Nov 17, 2021 Report

Positive:Professionalism,Responsiveness
Julian went above and beyond to ensure we didn't miss out on a low mortgage rate, compiling all the relevant documents and submitting in one afternoon! Would highly recommend!