Business Details
26 Years
experience
Trusted Mortgage Brokers in Cannock
Armchair Mortgages was founded in June 2000 as a partnership and has since evolved into a respected name in mortgage advisory and insurance services. We operate from multiple offices across the UK, including Birmingham, Cornwall, Coventry, London, and Staffordshire, where we began. Our team of professionals provides tailored advice on mortgages and non-investment insurance products, prioritising transparency and ethical practice. For mortgages, we work with a carefully selected panel of lenders, while our insurance services utilise an extensive network of providers, both subject to periodic review. Clients benefit from a fee structure where payment is only required upon successful completion of a mortgage transaction, ensuring accountability.We specialise in protecting property, families, and income through life assurance, critical illness cover, and income protection policies. Our expertise extends to building and contents insurance, second charge loans, and over-50s life plans, all designed to meet individual needs. As a company regulated by the Financial Conduct Authority, we uphold professional standards and client-centric values. Our historical perspective on insurance and mortgages allows us to provide well-informed, context-aware advice. With over two decades of experience, we remain committed to delivering reliable, transparent financial solutions across the UK.
Services
Mortgage Protection
Life Assurance
Critical Illness Cover
Income Protection
Building & Contents Insurance
Term Assurance
Over 50's Plan
Second Charge Loans
Accident Sickness & Unemployment Insurance
Details
- Year established: 2000
Highlights and features
- We offer transparent fee structures with payment only upon mortgage completion.
- Our team has over two decades of experience in mortgage advisory services.
- We are regulated by the Financial Conduct Authority for your protection.
- We provide tailored insurance solutions through an extensive panel of providers.
- Offices located across the UK for convenient access to expert advice.
Associations and certifications
- Financial Conduct Authority
Services
Mortgage Protection
Mortgage Protection policies reduce financial risk by paying off your mortgage in the event of death or critical illness. Tailored to individual circumstances, these policies ensure your property remains secure for your family. Our advisers help select the most suitable options from our panel of providers.
Critical Illness Cover
Critical Illness Cover provides a lump sum upon diagnosis of specified conditions, offering financial support during treatment and recovery. Policies may be standalone or linked to other insurance products. We guide clients through selecting coverage levels and terms to match their needs.
Income Protection
Income Protection policies replace a portion of lost income due to long-term illness or disability. Payments continue until retirement age or return to work, with flexible deferred periods. Self-employed clients particularly benefit from this financial safety net.
Building & Contents Insurance
Building & Contents Insurance covers property damage and personal possessions against specified risks. Policies are available for all property types through our carefully selected insurance providers. Regular reviews ensure coverage keeps pace with changing needs and values.
Over 50's Plan
Over 50's Plans offer guaranteed life assurance for those aged 5079, providing a lump sum to beneficiaries. These plans combine affordability with simplicity, designed to support families financially after the policyholder's death without medical underwriting.
Questions
What mortgage services do you offer?
We provide mortgage advice based on a limited panel of lenders, focusing on tailored solutions for homebuyers and remortgagers across the UK.
What insurance products are available?
We offer life assurance, critical illness cover, income protection, building and contents insurance, and over-50s plans through an extensive provider network.
Are your fees transparent?
Yes, our mortgage fees are only payable upon completion, ensuring you pay for successful outcomes rather than promises.
How are you regulated?
We are authorised and regulated by the Financial Conduct Authority under reference 612752 for mortgage and insurance advisory services.
Do you operate nationwide?
Yes, with offices in Birmingham, London, Cornwall, and other UK locations, we serve clients nationally.
