Finance Planning

Business Details

27 Years

experience

Expert Mortgage Brokers in Haywards Heath

At Finance Planning, we have been delivering expert mortgage and protection advice since 1999, establishing ourselves as a trusted name in the industry. Our team of qualified advisers works with clients across the UK, offering whole-of-market solutions tailored to individual needs, whether you're a first-time buyer, remortgaging, or seeking investment opportunities. We pride ourselves on our transparent fee structure, with many services funded by lender commissions, ensuring no hidden costs for our clients. As an FCA-authorised firm (reference 715721), we adhere to strict regulatory standards, prioritising client interests through personalised guidance and comprehensive market analysis. Our award-winning support network empowers mortgage brokers to grow their businesses with confidence, backed by cutting-edge technology and collaborative expertise.

With over 3,700 five-star reviews, our reputation is built on trust, transparency, and consistent delivery of value-driven outcomes. We specialise in navigating complex financial landscapes, from poor credit mortgages to equity release schemes, ensuring accessible solutions for diverse client circumstances. Our commitment to innovation is exemplified by services like SwitchSmart, a free renewal tracking system designed to secure optimal mortgage deals for clients. By maintaining a client-centric approach, we ensure every interaction reflects our dedication to financial clarity, long-term security, and exceptional service quality.

Services

Mortgage Advice Remortgaging Buy-to-Let Equity Release First-Time Buyers Home Movers Poor Credit Mortgages Income Protection Life Insurance Critical Illness Cover

Details

Year established: 1999

Highlights and features

We offer whole-of-market mortgage advice with access to 100+ lenders
Our advisers are FCA-authorised and follow strict regulatory guidelines
Transparent fee structure with no hidden costs
Specialist expertise in complex cases including poor credit mortgages
Award-winning broker support network with cutting-edge technology

Associations and certifications

Financial Conduct Authority (FCA)

What people say

Excellent customer service Expert mortgage advice Trusted brokers Smooth process Personalised support

Website

Update Listing

Services

Mortgage Advice

Our mortgage advice service provides tailored solutions for first-time buyers, home movers, and investors. We assess your financial situation to recommend suitable products from 100+ lenders, ensuring competitive rates and terms that match your needs. Our FCA-regulated advisers guide you through the entire process from initial application to completion.

Remortgaging

Remortgaging services help homeowners secure better rates or release equity from their properties. We compare thousands of deals to find optimal solutions, managing the transition process while considering exit fees and new mortgage terms. Our SwitchSmart service tracks renewal dates to ensure timely market comparisons.

Buy-to-Let

Specialist buy-to-let mortgages cater to property investors with varying portfolio sizes. We provide market-wide comparisons and advice on tax-efficient structures, rental income assessments, and landlord insurance products to maximise investment returns while managing regulatory requirements.

Equity Release

Equity release schemes allow homeowners aged 55+ to access funds tied in property. We explain lifetime mortgage options and inheritance impact, ensuring compliance with FCA regulations while helping clients maintain financial independence in retirement.

Income Protection

Income protection policies provide financial security if illness or injury prevents work. We offer tailored coverage options that replace up to 70% of income, considering occupation-specific risks and policy terms to ensure adequate support during recovery periods.

Questions

What mortgage options are available for first-time buyers?

We offer tailored first-time buyer mortgages with competitive rates, including government schemes like Help to Buy. Our advisers explain deposit requirements, affordability criteria, and available incentives to help you purchase your first home.

How does remortgaging work and when should I consider it?

Remortgaging involves switching to a new mortgage deal, typically to reduce payments or access equity. We recommend starting the process 3-6 months before your current deal ends to secure optimal terms.

What protection insurance policies do you offer?

We provide life insurance, critical illness cover, income protection, and family income benefit policies. Our advisers help determine appropriate coverage levels based on your financial obligations and family needs.

Are your mortgage fees transparent?

Yes, we disclose all fees upfront. Many services are funded by lender commissions, but we clearly explain any direct costs like arrangement fees or valuation charges before proceeding.

How are you regulated as mortgage advisers?

We are authorised and regulated by the Financial Conduct Authority (FCA) under firm reference 715721, ensuring compliance with strict regulatory standards and client protection requirements.

Can you help with mortgages if I have poor credit history?

Yes, we specialise in adverse credit mortgages. Our advisers work with specialist lenders and explain steps to improve creditworthiness while finding suitable mortgage options that match your circumstances.