Business Details
Emergency
services
Trusted Insurance Broker in Cranleigh
Established with over 35 years of combined industry expertise, Clifford Lane Insurance provides tailored insurance solutions for homeowners, property landlords, and businesses across the UK. Our approach prioritises competitive premiums, comprehensive coverage, and expert advice, supported by strong relationships with leading insurers. We specialise in addressing complex risks, including high-value properties, non-standard construction, and adverse claims histories, while offering 24/7 accessibility for urgent needs.Our commitment to long-term client relationships ensures consistent, personalised service, with a focus on resolving challenges proactively. Backed by The COBRA Network's extensive resources, we combine local expertise with national support to deliver reliable, client-centric insurance solutions.
Services
Home Insurance
Commercial Insurance
Cyber Insurance
Property Landlord Insurance
Motor Insurance
Business Interruption Insurance
Professional Indemnity
Public Liability Insurance
Goods in Transit Insurance
Home Emergency Cover
Highlights and features
- We offer 35+ years of combined insurance expertise and industry-specific knowledge.
- Our team provides 24/7 accessibility for urgent insurance needs and claims support.
- We guarantee competitive premiums through partnerships with leading insurers nationwide.
- Our tailored policies address complex risks like non-standard construction and adverse claims histories.
- We maintain long-term relationships through consistent, transparent, and client-focused service.
Associations and certifications
- Financial Conduct Authority
What people say
First-class personal service
Highly efficient and knowledgeable
Exemplary expertise and commitment
Dedicated ongoing support
Prompt problem resolution
Services
Home Insurance
We provide comprehensive home insurance for standard and high-risk properties, including buildings, contents, and specialist coverage for listed buildings or subsidence-prone areas. Our policies address adverse claims histories and ensure accurate valuation through detailed inventory support. With tailored security advice and claims documentation storage, we prioritise long-term protection and client peace of mind.
Commercial Insurance
Our commercial insurance solutions cover office contents, business interruption, and liability risks for SMEs and large portfolios. We specialise in non-standard construction and high-risk sectors, offering risk management guidance and partnerships with specialist insurers to ensure comprehensive protection aligned with industry-specific needs.
Cyber Insurance
Cyber insurance safeguards businesses against data breaches, ransomware, and digital threats. Coverage includes financial protection for legal fees, business continuity support, and risk management services to strengthen cybersecurity defences while ensuring regulatory compliance and reputation management.
Property Landlord Insurance
We offer tailored insurance for residential and commercial landlords, including rent guarantee, legal expenses, and coverage for unoccupied or non-standard properties. Our policies address portfolio management risks and provide emergency support for property-related incidents.
Motor Insurance
Our motor insurance covers private and commercial vehicles, classic cars, and fleet policies. Additional benefits include legal protection and breakdown assistance, with tailored solutions for drivers with adverse records or specialist vehicle requirements.
People
Nigel Smith
Managing Director
With over 40 years in insurance brokerage, Nigel founded Clifford Lane after a career at Legal & General and Woking-based firms. His expertise spans personal, commercial, and life insurance, supported by The COBRA Network's resources to deliver client-focused solutions.
Questions
What types of insurance do you specialise in?
We specialise in home insurance, commercial insurance, cyber insurance, and tailored policies for complex risks like non-standard construction and adverse claims histories.
How do you help clients find competitive premiums?
Our partnerships with leading insurers and membership in The COBRA Network enable us to secure competitive rates while maintaining comprehensive coverage tailored to client needs.
Are you available for urgent insurance needs outside office hours?
Yes, we provide 24/7 accessibility for urgent matters, ensuring support during evenings, weekends, and emergencies.
How do you handle complex or high-risk insurance cases?
Our expertise in non-standard risks includes high-value properties, adverse financial histories, and specialist business coverage, with solutions tailored to each client's unique circumstances.
What additional services do you offer beyond standard insurance?
We provide home emergency cover, legal protection, risk management advice, and document storage for valuations and claims evidence to enhance client security.
