Business Details
24 Years
experience
Tailored Commercial Insurance Solutions in Ashford
We are an independent insurance intermediary based in Ashford, Kent, dedicated to providing competitive commercial insurance solutions supported by exceptional client service. With over 30 years of experience in the industry, we specialise in understanding the unique needs of businesses of all sizes, ensuring tailored insurance portfolios that align with their specific requirements. Our independence from insurers allows us to offer unbiased advice, prioritising our clients' interests while maintaining transparency in all aspects of our service.We pride ourselves on building long-term relationships through continuous support, from initial consultation to policy management and claims handling. Regulated by the Financial Conduct Authority, we uphold the highest standards of professionalism and client protection. Our team's expertise, combined with a commitment to visiting clients on-site, ensures a deep understanding of their operations, enabling us to deliver bespoke solutions that foster peace of mind and business resilience.
Services
Construction Insurance
Motor Fleet Policies
Landlords Property Insurance
Manufacturing Insurance
Retail Insurance
Motor Trade Insurance
Details
- Year established: 2002
Highlights and features
- We offer independent advice tailored to your business needs.
- 30 years of expertise in commercial insurance.
- Tailored insurance portfolios for unique business requirements.
- Free initial consultation and quotation service.
- Regulated by the Financial Conduct Authority for your protection.
Associations and certifications
- Financial Conduct Authority
Services
Construction Insurance
Specialised insurance for construction businesses, including public and employers' liability, contract works, and plant equipment. Designed to protect against risks inherent in building projects, ensuring compliance and financial security. Tailored to meet the unique demands of construction firms, from small contractors to large-scale developers.
Motor Fleet Policies
Comprehensive coverage for business vehicle fleets starting from three vehicles. Offers cost-effective protection for company cars and commercial vehicles, including third-party liability and damage coverage. Ideal for businesses reliant on transportation, ensuring operational continuity and risk mitigation across diverse industries.
Landlords Property Insurance
Covers buildings, loss of rental income, and liability risks for property owners. Provides financial safeguards against damage, tenant-related incidents, and legal claims. Tailored for landlords managing residential or commercial properties, ensuring investment security and compliance with regulatory standards.
Manufacturing Insurance
Protects manufacturing businesses against risks to stock, machinery, and operations. Includes business interruption, liability, and transit coverage. Designed to safeguard production processes, equipment, and supply chains, ensuring resilience against disruptions and financial losses in the manufacturing sector.
Retail Insurance
Comprehensive protection for retail premises, including stock, equipment, and liability risks. Tailored to address theft, damage, and customer-related incidents, ensuring business continuity. Supports retailers in maintaining inventory security, premises safety, and compliance with legal obligations in a competitive market environment.
People
Colin Binder
Commercial Director
With over 30 years in commercial insurance, Colin Binder leads Meridian Commercial Insurance's client-focused approach. He prioritises understanding businesses' unique needs to deliver tailored solutions, ensuring trust and long-term partnerships through transparent, expert guidance.
Questions
What types of commercial insurance do you offer?
We provide construction, motor fleet, landlords' property, manufacturing, retail, and motor trade insurance, tailored to meet diverse business needs through mainstream insurers and specialist underwriters.
Are you affiliated with any specific insurers?
No, we are independent and unaffiliated, ensuring unbiased advice based solely on your business requirements.
Do you offer free initial consultations?
Yes, our quotation service and initial advice are free, with no obligation to proceed.
How are your services regulated?
We are fully regulated by the Financial Conduct Authority, ensuring compliance with stringent industry standards and client protections.
Can you assist with claims management?
Yes, we provide ongoing support throughout the insurance term, including claims handling and policy adjustments.
Do you visit clients' premises?
Yes, we conduct on-site visits to better understand your operations and deliver bespoke insurance solutions.
