Business Details
39 Years
experience
Your Trusted Trade Credit Insurance Partner in Sutton
Established in 1987, we are a specialist credit insurance brokerage based in Sutton, Surrey. Our expertise lies in providing tailored trade credit insurance solutions for businesses engaged in UK and international trade. As an FCA-authorised and regulated firm, we maintain strong relationships with leading insurance underwriters to secure competitive policies for manufacturers, exporters, importers, and service providers across diverse sectors. Our services include whole turnover cover, major debtor protection, and bespoke policies for start-ups, supported by our membership in the British Insurance Brokers Association and Institute of Export.With decades of experience, we prioritise impartial advice, flexible coverage options, and long-term client relationships, ensuring businesses mitigate risks from insolvency, payment defaults, and political instability while maintaining cash flow security.
Services
Trade Credit Insurance
Whole Turnover Cover
Major Debtor Protection
Start-Up Policies
Agreed Accounts Cover
Details
- Year established: 1987
Highlights and features
- We offer impartial advice to secure the best credit insurance terms.
- Our policies cater to businesses of all sizes, including start-ups.
- We provide fast, convenient service with free initial consultations.
- Our team has 35+ years of experience in trade credit insurance.
- We maintain long-term relationships with clients through personalized service.
Associations and certifications
- Financial Conduct Authority (FCA)
- British Insurance Brokers Association
- Institute of Export
- UK Export Finance Approved
What people say
Very helpful
Can trust them
Would recommend
Speedy, professional
Expert advice
Services
Trade Credit Insurance
Trade credit insurance safeguards businesses against non-payment risks from insolvency or default. We provide tailored policies for UK and international trade, ensuring cash flow stability and debt collection support. Our FCA-regulated service helps manufacturers, exporters, and service providers mitigate financial risks while expanding client bases securely.
Whole Turnover Cover
Whole turnover cover insures your entire debtor portfolio against insolvency and payment defaults. We offer policies vetting all major buyers, with discretionary limits for smaller debtors. This solution ensures continuous credit monitoring and risk management, ideal for businesses seeking comprehensive protection across their sales operations.
Major Debtor Cover
Major debtor cover protects businesses reliant on large clients. We secure policies covering high-value accounts, reducing exposure to single-client defaults. This service is vital for companies with significant revenue tied to a few buyers, ensuring financial resilience against unexpected non-payment.
Start-Up Policies
Start-up credit insurance policies protect new businesses from early-stage debt risks. We provide affordable coverage tailored to emerging companies, enabling secure client acquisition without jeopardising viability. These policies are crucial for mitigating bad debt impacts during critical growth phases.
Agreed Accounts Cover
Agreed accounts cover allows bespoke insurance for specific clients. We design policies covering selected debtors or excluding low-risk blue-chip customers. This flexible solution suits businesses requiring targeted protection for high-risk accounts while maintaining control over their credit portfolio.
Questions
What is trade credit insurance?
Trade credit insurance protects businesses against non-payment risks from insolvency or default, ensuring cash flow stability and debt collection support for UK and international sales.
How can credit insurance benefit my business?
It mitigates financial risks, improves lending terms, enhances credit management, and provides peace of mind to focus on growth without payment default concerns.
Do you offer policies for start-up companies?
Yes, we provide tailored credit insurance for start-ups, protecting against early-stage debt risks while enabling secure client acquisition and growth.
What areas do you cover?
We offer credit insurance for UK domestic trade and international export sales, including protection against political risks in emerging markets.
How do you ensure competitive terms?
As an independent broker, we search the entire market to secure the most suitable policies at competitive rates, prioritising your business's specific needs.
Are you FCA regulated?
Yes, Charles Dominic Ltd is authorised and regulated by the Financial Conduct Authority (ref no 308445), ensuring compliance with strict regulatory standards.
