Business Details
42 Years
experience
Trusted Tradesman Insurance Solutions in Sutton, Surrey
Established in 1984, we have built a reputation as a trusted provider of tailored insurance solutions for tradespeople across the UK. Our expertise lies in delivering comprehensive coverage that addresses the unique risks faced by professionals in construction, plumbing, electrical work, and over 50 other trades. With policies starting from 55 per year, we combine affordability with robust protection, including public liability, legal expenses, and financial loss coverage. Our online platform enables instant quotes, immediate policy activation, and 24/7 access to documents, ensuring a seamless experience for our clients.Recognised by the Financial Conduct Authority, we prioritise transparency, offering free legal expenses and accidental death cover as standard. Over 5,000 businesses have chosen our services, benefiting from our industry-specific knowledge and commitment to supporting tradespeople with flexible payment options and competitive indemnity limits.
Services
Public Liability Insurance
Legal Expenses Insurance
Financial Loss Insurance
Accidental Death Insurance
Employer's Liability Insurance
Details
- Year established: 1984
Highlights and features
- We offer over 40 years of experience in tradesman insurance
- Comprehensive coverage includes public liability and legal expenses
- Online quote system with instant policy activation
- Competitive indemnity limits up to 5 million
- Monthly payment options for improved cashflow management
Associations and certifications
- Financial Conduct Authority (FCA)
What people say
Instant cover activation
Competitive rates
Comprehensive standard coverage
Easy online process
Excellent customer support
Services
Public Liability Insurance
Protects against claims for property damage or injury to third parties during trade work. Covers legal costs and compensation up to 5 million. Essential for builders, plumbers, and electricians working on client sites.
Legal Expenses Insurance
Covers legal costs for disputes arising from work-related issues. Includes up to 250,000 coverage for legal proceedings. Automatically included in all standard policies to support tradespeople in contractual conflicts.
Financial Loss Insurance
Provides up to 10,000 coverage for lost income due to work-related accidents. Helps maintain cashflow during recovery periods. Complements public liability policies for comprehensive risk management.
Accidental Death Insurance
Offers financial support up to 10,000 for dependants in case of work-related fatalities. Standard inclusion in all policies. Provides additional security for high-risk trades like scaffolding and construction.
Employer's Liability Insurance
Covers claims from employee injuries or illnesses related to work. Required for businesses with staff. Available as optional cover with indemnity limits tailored to company size and risk profile.
Questions
What trades does your insurance cover?
We cover over 50 trades including builders, plumbers, electricians, roofers, and cleaners. Specialised policies available for high-risk sectors like scaffolding and construction.
How quickly can I get insured?
Complete our online quote form to receive instant coverage from your selected start date. Documents and certificates are immediately accessible through your online account.
What is included in standard cover?
All policies include public liability, products liability, legal expenses, financial loss, and accidental death insurance as standard with no additional charges.
Can I pay in instalments?
Yes, we offer flexible monthly payment options to help manage cashflow. Simply select this option during the quote process to spread your annual premium.
What indemnity limits do you offer?
Standard public and products liability coverage up to £5 million. Legal expenses up to £250,000 and financial loss protection up to £10,000 included in all policies.
Reviews (6)
Lou Antill
Jun 30, 2021
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Positive:Value
Easily to set up and a great price without have to worry about paying monthly...great one off payment without filling out too many fields. Really happy with my choice and cover...thanks.
Easily to set up and a great price without have to worry about paying monthly...great one off payment without filling out too many fields. Really happy with my choice and cover...thanks.
Ray Wilson
May 23, 2021
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Positive:Professionalism,Responsiveness,Value
Could not have been easier to arrange insurance! The website is very straight forward to obtain a quote and change options to compare pricing. Very easy and reliable online process and great priced premium.
Could not have been easier to arrange insurance! The website is very straight forward to obtain a quote and change options to compare pricing. Very easy and reliable online process and great priced premium.
Jeri Elliott
Apr 28, 2021
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Great customer service, and easy to speak to someone on the phone. The staff have genuine knowledge about their products, and are very helpful explaining what is included in the cover. I would recommend tradesman saver to anyone who wants very reasonably priced, good quality cover, provided from a great company with fantastic staff.
Len Marchant
Apr 14, 2021
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Could not get documents and charged me a fiver for cancelling docs I never had ..gave me a refund for the rest .stay away ..you get your documents straight away with nig or Churchill or any other firm.1 and lucky to get that
Yasin Elias
Feb 03, 2021
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They've been great and honest, well priced. Do not offer what they can't provide and give a great friendly service. Highly recommend
Chef Wildmoor
Oct 24, 2019
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Have been paying for the insurance for two years only to find out I need to pay extra from now on as I am not covered by it. It took two years for the policy underwriter to spot that detail.
