Business Details
21 Years
experience
Independent Financial Advisers in Huddersfield
We are a firm of Independent Financial Advisers with over 20 years of combined industry experience. Our core team has worked collaboratively since 2006, comprising directors Stephen Fonquernie-Fisher, Richard Leach, and Neil Wesson, supported by Office Manager Lauren Dorling and Accounts Manager Susan Fonquernie-Fisher. As independent advisers, we offer unbiased recommendations from the entire market, ensuring tailored solutions aligned with individual client objectives. Our regulatory authorisation by the Financial Conduct Authority (FCA Number 440850) underscores our commitment to professional standards. We prioritise long-term client relationships, with many customers having trusted us for over a decade.Our teams extensive qualifications, including industry certifications and decades of practical experience, enable us to navigate complex financial landscapes effectively. We maintain transparency in all client interactions, focusing on clear communication and ethical advice. Our administrative systems ensure seamless service delivery, supported by a dedicated team committed to operational excellence. We actively invest in professional development, with team members pursuing ongoing qualifications to enhance service quality. Our approach combines technical expertise with a personal touch, reflecting our passion for delivering exceptional financial guidance.
Services
Financial Planning
Investment Advice
Retirement Strategies
Tax Efficiency Planning
Estate Planning
Details
- Year established: 2005
Highlights and features
- We offer 20+ years of combined experience in financial advisory services.
- Our FCA authorisation ensures adherence to rigorous regulatory standards.
- We provide unbiased recommendations from the entire market.
- Our team includes directors with qualifications since 1993 and 1999.
- We maintain long-term client relationships built on trust and transparency.
Associations and certifications
- Financial Conduct Authority
Services
Financial Planning
We develop comprehensive financial plans tailored to individual goals, considering income, assets, liabilities, and long-term objectives. Our approach integrates risk assessment, investment strategies, and cash flow management. Clients benefit from ongoing reviews to adapt plans as life circumstances evolve.
Investment Advice
We provide guidance on constructing diversified investment portfolios aligned with risk tolerance and financial targets. Our recommendations span equities, bonds, funds, and alternative assets. Regular performance monitoring ensures optimal asset allocation in changing market conditions.
Retirement Strategies
We design retirement plans maximising pension contributions, tax efficiencies, and income sustainability. Services include state pension reviews, workplace scheme optimisation, and drawdown strategy implementation. We ensure compliance with evolving pension regulations while prioritising capital preservation.
Tax Efficiency Planning
We identify legitimate opportunities to minimise tax liabilities through ISAs, trusts, and tax-efficient investments. Our strategies consider inheritance tax mitigation and capital gains optimisation. We collaborate with accountants to ensure holistic tax planning aligned with overall financial objectives.
Estate Planning
We help structure estates to facilitate smooth asset transfer to beneficiaries while minimising inheritance tax. Services include will reviews, trust establishment, and lifetime gifting strategies. We coordinate with legal professionals to ensure legal compliance and family provision requirements are met.
People
Richard Leach
Director & Advisor
With FCA qualifications since 1993, Richard has over 35 years in financial services. He co-founded New Oak in 2006 after 18 years at Bradford & Bingley. His expertise spans investment advisory and long-term client relationships.
Stephen Fonquernie-Fisher
Director & Advisor
Stephen qualified in 1999 and established New Oak in 2005. He has over 25 years experience in independent financial advice, specialising in holistic wealth management and client-focused solutions tailored to life stages.
Neil Wesson
Senior Advisor
Neil qualified in 1993 and brings 30 years industry experience. After leadership roles at Quilter, he joined New Oak in 2023, focusing on client-centric advisory services and leveraging his national sales expertise.
Lauren Dorling
Office Manager
Lauren holds a Certificate in Mortgage Advice (CeMAP) and manages daily operations. She is pursuing financial adviser qualifications while ensuring efficient administrative support for client services.
Susan Fonquernie-Fisher
Accounts Manager
Susan has managed financial administration since 2006. With a background in insurance claims, she oversees accounting systems and client administrative processes, ensuring operational accuracy and compliance.
Questions
What services does New Oak Wealth Management offer?
We specialise in financial planning, investment advice, retirement strategies, tax efficiency planning, and estate planning tailored to individual client needs.
Are you regulated by the Financial Conduct Authority?
Yes, we are authorised and regulated by the FCA (number 440850), ensuring compliance with strict professional standards.
How does your independent advisory model benefit clients?
As independent advisers, we access the entire market to recommend products that best meet your specific financial objectives and risk profile.
What experience does your team have?
Our directors hold qualifications since 1993 and 1999, with combined industry experience spanning over 20 years in financial advisory services.
How do you ensure personalised service?
We prioritise long-term relationships, conducting detailed needs analyses to create customised financial strategies aligned with your life goals.
