Business Details
14 Years
experience
Your Trusted Financial Planning Partner in Leeds
Established in 2012, iWealth Financial Ltd is an independent financial planning firm based in Leeds, founded by Andrew Woolhouse, a Chartered Financial Planner with over 15 years of industry experience. We specialise in providing tailored advice to high earners, business owners, and individuals planning for retirement, focusing on pensions, Inheritance Tax mitigation, and estate planning. Our approach prioritises understanding clients' personal goals before designing bespoke strategies, ensuring tax-efficient wealth management and intergenerational financial security. We adhere to the highest professional standards, evidenced by our Chartered status with the Chartered Insurance Institute and the Pension Transfer Gold Standard. Our team combines technical expertise with a client-centric ethos, offering transparent communication and continuous support to navigate complex financial decisions.With a proven track record of helping clients optimise their financial futures, we maintain strong local ties across West and South Yorkshire while serving clients nationally. Our commitment to excellence has been recognised through multiple industry awards, including Best Financial Planning Firm in Northern England and UK Advisory Firm of the Year. We operate under strict regulatory oversight by the Financial Conduct Authority, ensuring compliance with the UK's financial services framework. Client testimonials consistently highlight our professionalism, clarity in explaining complex concepts, and ability to deliver tangible results through strategic financial planning. By integrating holistic financial planning with evidence-based investment philosophies, we aim to empower clients to achieve their long-term financial objectives with confidence.
Services
Financial Planning
Pension Advice
Tax Mitigation
Estate Planning
Investment Management
Details
- Year established: 2012
Highlights and features
- We are run by a Chartered Financial Planner with 15+ years of experience
- We hold the Pension Transfer Gold Standard for safeguarded pension advice
- Our fee structure is transparent and based on value added to clients
- We are independently regulated by the Financial Conduct Authority
- Our holistic approach addresses both immediate needs and long-term goals
Associations and certifications
- Chartered Insurance Institute
- Personal Finance Society
What people say
Helpful and patient
Professional friendly service
Thoroughly clued up
Excellent adviser
Credit to industry
Services
Financial Planning
Our financial planning service creates bespoke strategies aligned with personal goals, combining tax efficiency with long-term wealth management. We assess clients' current financial positions, risk profiles, and future aspirations to develop comprehensive plans that address pensions, investments, and estate planning. With a focus on intergenerational wealth transfer, we help clients optimise their financial resources while maintaining compliance with regulatory standards.
Pension Advice
Specialising in pension consolidation and optimisation, we help clients maximise retirement income through strategic fund management. Our services include assessing existing pension arrangements, recommending tax-efficient withdrawal strategies, and implementing transfer solutions when beneficial. We provide ongoing monitoring to ensure pension portfolios remain aligned with changing circumstances and regulatory requirements.
Tax Mitigation
Our tax mitigation strategies focus on reducing Inheritance Tax liabilities while maintaining asset accessibility. We utilise legal allowances and structures to preserve wealth within families, complemented by comprehensive estate planning services. The approach combines technical expertise with practical implementation to achieve sustainable tax savings without compromising financial flexibility.
Estate Planning
Estate planning services ensure efficient wealth transfer across generations through strategic trust structures and tax-efficient arrangements. We work closely with legal professionals to create comprehensive succession plans that protect assets while respecting clients' wishes. Regular reviews maintain alignment with evolving family circumstances and legislative changes.
Investment Management
Our investment management service creates diversified portfolios tailored to individual risk profiles and financial objectives. Using evidence-based strategies, we balance growth potential with capital preservation, focusing on long-term performance. Regular reviews and adjustments ensure portfolios remain optimised against changing market conditions and client requirements.
People
Andrew Woolhouse
Director & Chartered Financial Planner
With 15+ years in financial services, Andrew founded iWealth Financial Ltd in 2012 after roles at HSBC and AEON. He specialises in pensions, tax planning, and estate management, holding multiple advanced qualifications including Chartered status from the CII.
Questions
What financial planning services do you offer?
We provide comprehensive financial planning covering pensions, tax mitigation, estate planning, investment management, and retirement strategies tailored to individual circumstances.
Are you regulated by the Financial Conduct Authority?
Yes, we are authorised and regulated by the Financial Conduct Authority (FCA) under reference number 949845.
What areas do you cover?
Based in Leeds, we serve clients across West and South Yorkshire including Harrogate, York, and Wakefield, with nationwide capabilities.
How are your fees structured?
Our fees are transparent and based on the expertise provided, time invested, and value added through our financial planning services.
What qualifications do your advisers hold?
Our principal adviser holds multiple advanced qualifications including AF1-AF5, J01-J05, and STEP Certificate in Trusts and Estates Planning.
Reviews (7)
Andrea H. Stanley
Feb 20, 2026
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I have been a client with iWealth and Andrew for about 4 years now. Andrew is very approachable and is knowledgeable in all things financial and investment wise that keeps me updated and informed on a regular basis. I wouldn't hesitate in recommending iWealth to anyone looking for a personable and efficient Financial Advisor.
Paul Robinson
Nov 09, 2025
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My wife and I have known Andrew for a number of years now and he has full knowledge of our financial situation which gives him an idea of what our options are and where we want to be. His past advice has proved to be very sound and long may that continue.
Richard Nicholls
Sep 05, 2025
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I have known Andrew for a great many years and always found his advice sound and sensible. He is in regular contact even if I'm not one of his wealthier clients. I would have no hesitation in recommending him.
Andrew Caines
Aug 14, 2025
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We have been clients of iWealth for quite a few years during which Andrew has taken the time to get to know us and our financial goals so that he can deliver a personable service that has been tailored to our specific needs. His advice and knowledge of financial markets and investments has been excellent and this has been fundemental, both in the period we were actively investing, and now in our "retirement phase" when we are starting to enjoy the benefits that Andrew has helped us build-up. I would not hesitate in recommending Andrew to anyone seeking top-notch financial advice.
Steve Turnbull
Aug 12, 2025
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Andrew has been our Financial Advisor now for many years.Has been very helpful with his advice, always explaining in simple terms the reasons for each investment. Obviously being Charted his financial knowledge is exceptional. Without doubt would recommend Andrew and I Wealth !
Dave Smith
Jul 23, 2025
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We have been with iWealth for a number of years and have always been happy and still are with the well thought out advise he gives us.
Manaja B. Sani Muhammed
Jan 15, 2022
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