Business Details
39 Years
experience
Emergency
services
Trusted Scuba Diving Insurance Solutions
Established in 1987, Dive Master Insurance Consultants has pioneered specialized insurance solutions for recreational and professional divers globally. Our expertise spans dive accident coverage, equipment protection, and liability policies tailored to divers, instructors, and dive trade businesses. With FCA regulation and Lloyds approval, we combine over 35 years of industry knowledge with personalized service, supporting underwater projects in film, science, and archaeology.Our commitment to reliability and innovation ensures comprehensive protection for divers in popular destinations like the Red Sea, Southeast Asia, and Australasia. We maintain independence by offering both association-backed and independent insurance products, serving a client base across Europe, Mexico, and beyond.
Services
Dive Accident Cover
Travel Insurance
Equipment Insurance
Liability Insurance
Dive Trade Insurance
Details
- Year established: 1987
Highlights and features
- We have over 35 years' experience in specialist diving insurance since 1987
- Our policies cover global destinations including the Red Sea and Southeast Asia
- We are authorised and regulated by the Financial Conduct Authority
- We offer tailored insurance for underwater scientific and film projects
- Our 24/7 emergency assistance supports divers worldwide
Associations and certifications
- Financial Conduct Authority (FCA reference 306316)
What people say
Trusted scuba insurance
Efficient claims handling
Expert knowledge
Expedition support
Comprehensive coverage
Services
Dive Accident Cover
International Diving Emergency Cover provides personal accident insurance for scuba and free divers. This policy offers medical coverage and emergency assistance worldwide, with enhanced benefits including a 500,000 aggregate limit. Ideal for divers visiting popular destinations like Egypt, Thailand, and the Maldives, it combines travel insurance with specialist diving protection for single trips.
Equipment Insurance
Annual policy covering dive, camera, and rebreather equipment against loss, damage, and unexplained flooding. Designed for divers requiring comprehensive protection for their specialist gear during multiple dives throughout the year. Includes coverage for equipment used in recreational diving activities and underwater projects.
Pro Diver Liability
Liability insurance for diving instructors offering coverage up to 5 million. Protects against claims from clients or students during training programs. Includes criminal defence costs and covers recreational diving activities worldwide, excluding North America. Available with flexible limits to meet certifying association requirements.
Sport Diver Liability
Annual public liability insurance for recreational divers with 2 million coverage. Protects against claims from diving buddies or venue providers. Includes criminal defence costs and covers snorkelling, free diving, and underwater projects as unpaid volunteers. Excludes North American territories.
Dive Team Liability
Specialist insurance for dive teams of three instructors offering 3 million public liability and 5 million employers liability. Covers recreational diving instruction worldwide, excluding North America. Designed for teams operating as individuals or named businesses, with comprehensive protection for group diving operations.
Questions
What does Dive Accident Cover include?
Our IDEC policy covers medical expenses, emergency evacuation, and accidental damage during scuba diving activities worldwide, with a £500,000 aggregate limit.
Do you cover dive equipment worldwide?
Yes, our equipment insurance provides annual coverage for loss, damage, or flooding of dive gear globally, excluding North America.
Can instructors get liability insurance?
Pro Diver Liability offers up to £5 million coverage for instructors, guides, and dive professionals conducting training programs worldwide.
Are there family travel options?
Annual Multi Trip Insurance covers families with divers, combining travel insurance and dive accident cover for multiple trips per year.
Do you insure underwater projects?
Yes, we provide specialist insurance for underwater scientific, archaeological, and media projects at cost-effective rates.
What payment methods do you accept?
We accept online payments through our secure portal. Regulatory requirements mean we cannot process payments over the phone.
Reviews (6)
Pawel Szczypka
Dec 30, 2020
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Positive:Professionalism,Quality,Value
Needed cover for a short trip to Fuerteventura, easy to apply for and friendly sales advisors. Will use again.
Needed cover for a short trip to Fuerteventura, easy to apply for and friendly sales advisors. Will use again.
Stewart Lawson
Nov 10, 2020
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Don't use their travel insurance - they sit on a claim, invent excuses, deny responsibility and you end up having to go via the ombudsman to get a professional verdict.
Update : Now 7 months since my claim went in and so far absolutely nothing but delays and excuses.
Update : Now 7 months since my claim went in and so far absolutely nothing but delays and excuses.
Evelyn Feeke
Nov 05, 2020
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Positive:Quality
Have insured with thse guys for many years, they have always been very knowledgable and helpfull when we have contacted them, which has always reasuurred us and made us feel safe when travelling and diving.
Have insured with thse guys for many years, they have always been very knowledgable and helpfull when we have contacted them, which has always reasuurred us and made us feel safe when travelling and diving.
Bobbie Priest
Oct 22, 2020
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Positive:Professionalism,Responsiveness
Have recently enquired about an upcoming trip that I am planning, they were very knowledgeable and helpful. Great work guys, will be using you in the future
Have recently enquired about an upcoming trip that I am planning, they were very knowledgeable and helpful. Great work guys, will be using you in the future
Che Martin
Aug 14, 2020
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Great company with good service. Quick to respond and dealt with my claim very efficiently - super helpful and friendly staff over the phone. Would highly recommend and definitely would use again in the future !
Lee Rigby
Jul 04, 2020
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Took out a policy with them a few weeks ago to cover my professional liability. Initially had an email saying my policy request was being reviewed and someone would be in contact and no money had been taken. Then less than a day later the money was taken from my account and I'd assumed all was ok. Just had a message today from my bank saying the money has been returned by them... so basically I've not been covered for all this time, even though they took my money (which they said they wouldn't do until the policy was accepted) and not a word from them.
Hugely unprofessional, I'm not surprised
Hugely unprofessional, I'm not surprised
