Business Details
19 Years
experience
Emergency
services
Your Trusted Business Insurance Partner in Bristol
Founded in 2007, Direct Line for Business has established itself as a trusted provider of tailored insurance solutions across the UK. With over 500,000 business policies nationwide, we specialise in landlord insurance, van insurance, tradesperson coverage, and comprehensive business insurance. Our team of experts is dedicated to delivering personalised support, whether you're purchasing, amending, or renewing a policy, or filing a claim. We pride ourselves on flexibility, allowing clients to customise policies to suit their specific needs while maintaining competitive pricing.Recognised as the Best Landlord Insurance Provider for 13 consecutive years at the What Mortgage Awards, our commitment to quality service is backed by robust accreditations from the Financial Conduct Authority and Prudential Regulation Authority. Through our 24/7 customer support and innovative digital tools, we ensure businesses receive timely, reliable protection that adapts to their evolving requirements.
Services
Landlord insurance
Van insurance
Business insurance
Public liability insurance
Tradesperson insurance
Details
- Year established: 2007
Highlights and features
- Over 500,000 business policies nationwide
- No admin fees for policy changes
- Guarantee to beat competitors' quotes
- 24/7 customer support and claims service
- Award-winning landlord insurance provider
Associations and certifications
- Financial Conduct Authority
- Prudential Regulation Authority
What people say
Excellent claims support
Competitive pricing options
24/7 availability
Policy flexibility
Award-winning service
Services
Landlord insurance
Our landlord insurance protects property investments with options including buildings cover, rent guarantee, and emergency assistance. Designed for single and multi-property portfolios, it safeguards against risks like damage, theft, and tenant-related issues. With flexible add-ons and expert claims support, we ensure landlords maintain income streams and property value while complying with regulatory standards.
Van insurance
Tailored van insurance covers commercial use for tradespeople and businesses. Options include comprehensive protection, third-party fire and theft coverage, and tools insurance up to 500. Benefits feature courtesy vans during repairs, vandalism protection, and no claim discount safeguards. Policies accommodate various vehicle types and usage patterns while maintaining compliance with UK road regulations.
Business insurance
Customisable business insurance packages address risks across industries with modules like public liability, professional indemnity, and business interruption. Coverage extends to equipment breakdown, cyber threats, and employers' liability requirements. Policies support micro-businesses through enterprise operations, combining regulatory compliance with protection against income loss from insured events.
Public liability insurance
Public liability insurance covers legal costs and compensation claims when businesses cause property damage or personal injury. Standard coverage ranges from 1m to 10m, addressing incidents like customer accidents or product defects. This essential protection helps maintain business continuity while fulfilling contractual requirements with clients and venues.
Tradesperson insurance
Specialist tradesperson insurance bundles tools protection, employers' liability, and professional indemnity options. Coverage extends to equipment theft, contract works, and hired machinery up to 100,000. Tailored for construction, maintenance, and service professionals, policies include overnight tool protection and site equipment coverage while maintaining compliance with industry safety standards.
Questions
What does business insurance typically cover?
Business insurance covers property damage, legal liabilities, equipment breakdown, and income loss from insured events. Optional modules include cyber protection, terrorism coverage, and professional indemnity.
How can I reduce my van insurance premium?
Premiums can be reduced by improving vehicle security, maintaining a no-claims bonus, limiting annual mileage, and choosing appropriate coverage levels without unnecessary extras.
Is employers' liability insurance mandatory?
Yes, UK businesses with employees must have at least £5m employers' liability insurance. Exceptions apply for certain family businesses and partnerships without hired staff.
Can I insure multiple properties under one policy?
Landlords can manage multiple properties through a single policy with Direct Line, allowing flexible additions or removals while maintaining consistent coverage standards across all investments.
What's included in van insurance emergency cover?
Emergency cover provides 24/7 breakdown assistance, roadside help, and recovery services. Additional benefits include European coverage, unlimited call-outs, and onward travel arrangements during vehicle repairs.
How do I prove my no-claim discount?
No-claim discounts must be verified through previous insurers with documentation showing coverage duration and claim-free history within the past two years from policy commencement.
