Business Details
Trusted Financial Advisers in Cardiff
Hayman Watkin Davies has been providing expert financial advisory services since 2001, combining over two decades of industry experience with FCA-regulated professionalism. Our team of fully qualified advisers specialises in pensions, mortgages, investments, equity release, and protection planning, serving both individual and business clients across Cardiff and the wider UK. We prioritise tailored financial solutions that align with each client's unique circumstances, offering free initial consultations and ongoing portfolio monitoring.Our independence from product providers ensures unbiased advice, while our local office appointments and home visits provide accessible service options. With a commitment to transparency and client education, we help navigate complex financial decisions while maintaining strict adherence to regulatory standards.
Services
Pensions
Investments
Mortgages
Business Protection
Personal Protection
Equity Release
Highlights and features
- We have over 20 years' experience in financial advisory services
- Our advisers are fully qualified and FCA-regulated professionals
- We offer free initial consultations with no obligation
- We provide tailored financial solutions matching individual risk profiles
- We maintain independence from product providers for unbiased advice
Associations and certifications
- Financial Conduct Authority
Services
Pensions
Our FCA-regulated advisers review existing pension arrangements and provide tailored retirement planning solutions. We specialise in individual pensions, workplace schemes, and tax-efficient strategies for company directors. With over 20 years' experience, we help clients optimise their pension savings while explaining market risks and regulatory requirements.
Investments
We offer comprehensive investment advice covering ISAs, bonds, and tax-planning strategies. Our advisers create tailored portfolios matching clients' risk profiles while providing ongoing monitoring services. We explain market volatility risks and help clients understand FSCS protections for their investments.
Mortgages
As independent mortgage advisers, we compare market options for first-time buyers, home movers, and landlords. Our services include mortgage reviews, remortgaging strategies, and buy-to-let financing solutions. We explain different mortgage types and their implications while offering protection options for long-term security.
Business Protection
We provide business loan protection, key-person cover, and share protection solutions. Our advisers help businesses safeguard against financial risks from critical illnesses or key personnel loss. We explain different protection structures and their tax implications for business continuity planning.
Equity Release
Our specialist advisers explain lifetime mortgages and home reversion plans for homeowners over 55. We help clients understand equity release risks versus alternatives while explaining FCA regulations. We provide impartial advice on using released funds for retirement income or family support.
Questions
What financial services do you offer?
We provide pensions, mortgages, investments, equity release, business protection, and personal protection planning services.
Are your advisers qualified and regulated?
Yes, all our advisers are fully qualified and regulated by the Financial Conduct Authority (FCA).
Do you offer free initial consultations?
Yes, we provide free initial appointments with no obligation to proceed with our advice.
Can you help with mortgage advice?
Yes, we offer independent mortgage advice including first-time purchases, remortgaging, and buy-to-let financing.
Do you provide home visit appointments?
Yes, we offer home visits subject to location within our service areas.
How are your investment services structured?
We create tailored investment portfolios with ongoing monitoring, offering ISAs, bonds, and tax planning solutions.
