Business Details
Your Trusted Mortgage Broker in London & Southend-on-Sea
We are an experienced provider of mortgage advice and protection solutions, dedicated to delivering personalized service to help clients navigate the complexities of home financing. Our team combines extensive industry expertise with a commitment to understanding individual client needs, ensuring access to a comprehensive range of UK mortgage products. As an appointed representative of Quilter Mortgage Planning Limited and Quilter Financial Services Limited, we operate under the rigorous standards of the Financial Conduct Authority, prioritizing transparency, integrity, and client satisfaction.Our specialization in niche areas such as shared ownership and equity release reflects our dedication to addressing diverse housing requirements. With offices in London and Southend-on-Sea, we serve clients across the South East, offering tailored guidance to support informed financial decisions.
Services
Mortgages
Protection
Equity Release
Shared Ownership
Staircasing
Highlights and features
- We offer personalized mortgage advice tailored to individual circumstances.
- Our team specializes in shared ownership and first-time buyer schemes.
- We provide access to a comprehensive range of UK mortgage products.
- We operate under FCA regulation, ensuring high professional standards.
- We deliver dedicated support throughout the entire mortgage process.
Associations and certifications
- Financial Conduct Authority (FCA)
What people say
Fantastic service
Great communication
Appreciated the help
Never gave up on us
Brilliant team
Services
Mortgages
We provide access to a wide range of mortgage products, including fixed-rate, tracker, and buy-to-let options. Our advisers assess individual financial circumstances to recommend suitable deals, handling lender negotiations and paperwork to streamline the process. With partnerships across the UK market, we ensure competitive rates for first-time buyers, home movers, and investors.
Protection
Our protection services include life assurance, critical illness cover, and income protection tailored to safeguard clients' financial security. We advise on policies that align with mortgage commitments and personal needs, ensuring families and assets remain protected against unforeseen circumstances while complying with regulatory standards.
Equity Release
Specialized equity release solutions enable homeowners aged 55+ to unlock property equity without relocating. We offer lifetime mortgages and home reversion plans, explaining associated costs and implications to ensure informed decisions that enhance financial flexibility in retirement.
Shared Ownership
We facilitate shared ownership mortgages through partnerships with major housing associations. Our team conducts financial assessments and secures suitable mortgage terms for first-time buyers, simplifying the process of purchasing a property through part-buy/part-rent schemes regulated by the UK government.
Staircasing
Staircasing services help existing shared owners purchase additional property shares. We coordinate valuations, mortgage applications, and legal processes to increase ownership stakes, ensuring compliance with housing association requirements while minimizing client administrative burdens.
People
Robert Moss
Mortgage Adviser
With decades of experience, Robert provides mortgage and protection advice, emphasizing attention to detail and personalized service to build long-term client relationships.
Andy North
Mortgage Adviser
Specializing in shared ownership for first-time buyers, Andy combines 26 years in financial services with local knowledge of Essex and Suffolk property markets.
Linda George
Mortgage Adviser
Linda offers expertise in shared ownership and equity release, leveraging 25 years in financial services and recent specialist qualifications to address evolving client needs.
Bobby Stewart
Mortgage Adviser
A first-time buyer himself, Bobby focuses on shared ownership and staircasing, combining practical insight with a client-centric approach to mortgage journeys.
Simon Monte
Mortgage Adviser
Simon applies 39 years of financial market experience to assist first-time buyers, blending traditional expertise with modern mortgage advisory practices.
Questions
What mortgage types do you offer?
We provide fixed-rate, tracker, buy-to-let, shared ownership, and equity release mortgages, alongside specialized products for first-time buyers and staircasing.
Are you regulated by the Financial Conduct Authority?
Yes, we operate as an appointed representative of Quilter Mortgage Planning Limited, which is authorised and regulated by the Financial Conduct Authority.
Can you help with shared ownership assessments?
Yes, we conduct financial assessments for major housing associations and secure tailored mortgages for shared ownership properties across the UK.
Do you offer remote mortgage advisory services?
Yes, we provide telephone, Zoom, and Microsoft Teams consultations, alongside face-to-face meetings at our London and Essex offices.
What protection products do you recommend?
We advise on life assurance, critical illness cover, income protection, and private medical insurance tailored to individual mortgage requirements and family needs.
How does staircasing work with your service?
We guide clients through valuation, lender negotiations, and legal processes to increase shared ownership shares, ensuring compliance with housing association regulations.
