Business Details
Trusted Marine Insurance Broker in Cardiff
Bay Marine Insurance is an independent marine insurance brokerage established to provide tailored insurance solutions for both private and commercial marine assets. With over two decades of experience in the sector, we specialise in sourcing competitive policies from leading UK insurers while maintaining a client-focused approach rooted in traditional values. Our team combines industry expertise with modern technology to deliver efficient, transparent services across the United Kingdom and Europe. We prioritise ethical business practices, ensuring fair treatment of customers and fostering long-term relationships built on trust and mutual benefit.Our commitment extends to supporting staff development, maintaining strong supplier partnerships, and continuously innovating to meet evolving client needs. As an FCA-authorised firm based in Cardiff, Wales, we offer comprehensive coverage for pleasure craft, commercial vessels, and marine businesses, backed by dedicated claims assistance and market-leading underwriters.
Services
Boat Insurance
Yacht Insurance
Commercial Marine Insurance
Dinghy Insurance
Hovercraft Insurance
Canal Boat Insurance
Fishing Boat Insurance
Charter Boat Insurance
Employers Liability Cover
Legal Cover
Highlights and features
- 20+ years of specialist marine insurance expertise
- Independent access to leading UK marine underwriters
- Tailored policies with competitive premium rates
- Dedicated personal claims service with professional support
- FCA-authorised ethical and customer-focused operations
Associations and certifications
- Financial Conduct Authority (FCA)
Services
Boat Insurance
Comprehensive insurance for private and commercial boats, including yachts, powerboats, and fishing vessels. Provides protection against damage, theft, and third-party liability. Tailored policies ensure coverage matches specific vessel requirements and usage patterns.
Commercial Marine Insurance
Specialist coverage for marine businesses including charter operations, dredging, and passenger vessels. Policies address commercial risks with options for employers' liability and legal protection. Designed to meet regulatory requirements and operational demands.
Dinghy Insurance
Affordable insurance solutions for dinghies and small sailing craft. Offers protection against accidental damage, theft, and third-party claims. Flexible terms accommodate both recreational and competitive sailing needs.
Canal Boat Insurance
Tailored policies for narrowboats and canal craft, including liveaboard options. Covers risks associated with inland waterway navigation, mooring incidents, and property damage. Available with additional protections for extended cruising.
Claims Assistance
Dedicated claims service guiding clients through incident reporting and resolution. Provides practical advice on damage mitigation, documentation requirements, and communication with third parties. Ensures compliance with policy terms while protecting client interests.
Questions
What types of marine insurance do you offer?
We provide insurance for pleasure craft (yachts, powerboats, dinghies), commercial vessels (fishing boats, charter craft), and marine businesses including yacht clubs and boatyards.
Are you regulated by any official body?
Yes, we are authorised and regulated by the Financial Conduct Authority (FCA) as a licensed insurance broker.
How do I make a claim?
Contact us immediately via phone to report incidents. Provide policy details, incident description, and location. Follow our guidance on damage documentation and repair procedures.
Do you offer discounts for marina residents?
Yes, the Western Marinas Scheme provides a 20% discount for berth holders in Cardiff, Aberystwyth, and Watchet marinas, including protected no claims bonus.
Can you insure commercial fishing vessels?
Yes, we specialise in commercial marine insurance including fishing boats, dredging operations, and workboats with tailored risk coverage.
What areas do you cover?
We operate throughout the United Kingdom and provide insurance solutions for clients across Europe.
