Business Details
Your Trusted Motor Trade Insurance Partner in Stoke-on-Trent
Established as a trusted provider of motor trade insurance solutions, we specialise in delivering tailored coverage for businesses operating within the automotive industry. Our services are designed to meet the unique needs of motor traders, including car sales, mechanical repairs, bodywork, and vehicle recovery. As an authorised and regulated entity by the Financial Conduct Authority, we prioritise transparency, competitive pricing, and exceptional customer service. With a panel of leading UK insurers, we offer flexible payment options, 24/7 MID updates, and comprehensive coverage for high-performance, classic, and commercial vehicles.Our team is dedicated to ensuring clients receive instant cover and personalised support, backed by decades of industry experience. We provide additional protections such as legal cover, breakdown assistance, and excess insurance to enhance client security. Our commitment to innovation and client satisfaction has solidified our reputation as a reliable partner in the motor trade insurance sector.
Services
Motor Trade Insurance
Legal Protection
Breakdown Cover
Excess Insurance
Stock of Vehicle Cover
Vehicle Recovery Insurance
Classic Car Insurance
Commercial Vehicle Cover
Tyre and Exhaust Fitting Insurance
Windscreen Fitting Insurance
Highlights and features
- We are FCA-regulated for your peace of mind.
- We price-check insurers daily to ensure competitive rates.
- Flexible payment options available for all policies.
- 24/7 MID updates included at no extra cost.
- UK-based offices with no premium-rate phone numbers.
Associations and certifications
- Financial Conduct Authority
Services
Motor Trade Insurance
Specialist insurance for motor traders covering car sales, repairs, and recovery. Designed for businesses selling 10+ vehicles annually or earning 15,000+ from trade activities. Protects against risks associated with high-performance, classic, and commercial vehicles.
Legal Protection
Complimentary legal support for uninsured losses, excess recovery, and personal injury claims. Provided through partnerships, this cover helps manage legal costs arising from collisions, theft, or malicious damage to vehicles.
Breakdown Cover
Coverage for vehicle breakdowns, including home start, roadside aid, and onward travel. Excludes occupational vehicles not listed on policies. Designed to minimise disruption for traders reliant on personal or insured vehicles.
Excess Insurance
Reimburses policyholders for excess payments after claims. Covers both fault and non-fault incidents, reducing financial strain from high excess fees typically associated with motor trade insurance policies.
Stock of Vehicle Cover
Protects vehicles stored at business premises against fire, theft, and vandalism. Covers up to 100,000 worth of stock with a 500 excess. Excludes motorcycles, trikes, and specialist vehicles stored outdoors.
Questions
What defines a motor trader for insurance purposes?
A motor trader actively operates in the automotive industry, selling 10+ vehicles annually or earning £15,000+ from trade activities. Hobbies or family transactions don't qualify.
What vehicles are covered under motor trade policies?
Policies cover cars, high-performance vehicles, classics, imports, motorcycles, and HGVs up to 44 tonnes. Exclusions apply for specialist vehicles stored outdoors.
Can I add vehicles to my policy after purchase?
Yes, via MID updates for £10. Self-service options are available in policy documentation, or contact us for assistance.
What additional protections are available?
Legal protection, breakdown cover, excess insurance, and stock of vehicle cover can be added to enhance policyholder security and risk management.
How are claims handled for stored vehicle damage?
Stock of vehicle cover provides up to £100,000 protection for premises-stored vehicles. Outdoor storage only covers fire or theft damage, with a £500 excess applied.
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