Business Details
18 Years
experience
Specialist Business Insurance Solutions
ADF Insurance is an independent insurance broker dedicated to delivering high-quality service and expertise to clients across healthcare, technology, renewables, and life sciences sectors. Established in 2008, we specialise in tailoring insurance solutions for small to medium-sized businesses, ensuring competitive premiums while maintaining a personal, client-centric approach. Regulated by the Financial Conduct Authority, we leverage relationships with major UK insurers and access to Lloyd's of London to provide comprehensive coverage.Our commitment to understanding client needs, combined with over four decades of industry experience, positions us as a trusted partner. We prioritise transparency, annual policy reviews, and face-to-face relationships to avoid transactional interactions. Our team's expertise spans medical malpractice, professional indemnity, cyber security, and more, addressing niche risks in emerging industries. Client testimonials highlight our responsiveness, competitive pricing, and ability to secure tailored solutions for complex requirements.
Services
Medical Malpractice Insurance
Professional Indemnity Insurance
Cyber Security Insurance
Employers Liability Insurance
Product Recall Insurance
Marine Cargo Insurance
Clinical Trials Insurance
Medical Devices Insurance
Renewables Insurance
Life Sciences Insurance
Details
- Year established: 2008
Highlights and features
- Regulated by the Financial Conduct Authority for compliance and consumer protection
- Tailored insurance solutions for niche sectors including healthcare and renewables
- Access to major UK insurers and Lloyd's of London through dedicated broking teams
- Annual policy reviews to maintain optimal market-leading terms and conditions
- Personal face-to-face relationships with clients rather than transactional interactions
Associations and certifications
- Financial Conduct Authority
What people say
Competitive premiums
Personalised service
Specialist expertise
Responsive claims handling
Tailored solutions
Services
Medical Malpractice Insurance
Medical Malpractice Insurance protects healthcare providers against claims of professional negligence, covering legal costs and settlements for breaches of duty. We specialise in policies for doctors, clinics, and telemedicine practitioners, including corporate indemnity requirements for NHS framework contracts. Our coverage extends to confidentiality breaches, libel claims, and good Samaritan acts, with options for both individual practitioners and business entities.
Professional Indemnity Insurance
Professional Indemnity Insurance safeguards businesses against claims arising from professional errors or negligence in services provided. We offer tailored policies for accountants, architects, medical professionals, and technology firms, with flexible excess and limit structures. Coverage includes legal defence costs, compensation claims, and extends to associated risks like cyber liability and data breaches when bundled with complementary policies.
Cyber Security Insurance
Cyber Security Insurance addresses financial losses from data breaches, ransomware attacks, and business interruption due to IT system failures. Our policies cover forensic investigation costs, regulatory fines, and client notification expenses. We work with clients to implement risk mitigation strategies, particularly for technology firms and healthcare providers handling sensitive patient data through digital platforms.
Employers Liability Insurance
Employers Liability Insurance provides statutory coverage for claims made by employees suffering work-related injuries or illnesses. We arrange policies across all industry sectors, including both primary and excess layers for larger organisations. Our solutions address sector-specific risks in manufacturing, healthcare, and construction while ensuring compliance with UK health and safety regulations.
Clinical Trials Insurance
Clinical Trials Insurance protects organisations conducting medical research against claims arising from trial-related injuries or protocol deviations. We specialise in coverage for pharmaceutical companies, biotech firms, and contract research organisations. Policies include third-party liability, product liability extensions, and coverage for early-stage adverse events during investigational drug studies.
People
Andrew Flavell
Managing Director
With nearly 40 years' experience in insurance markets, Andrew established ADF Insurance in 2008 after leading multinational brokerages. He specialises in SME insurance solutions, focusing on healthcare and life sciences sectors. His expertise includes risk assessment for clinical trials and medical devices.
Ben Jewkes
New Business Development
Ben transitioned to new business development in 2017, focusing on expanding ADF's client base in specialist insurance sectors. He manages relationships with life sciences companies and coordinates tailored insurance strategies for emerging healthcare technologies.
Rebecca Popadynec
Account Manager
With seven years in insurance, Rebecca handles medical malpractice and clinical trials coverage. She provides ongoing support for clients in healthcare technology and pharmaceutical sectors, ensuring policy terms align with evolving regulatory requirements.
Questions
What specialist insurance sectors does ADF Insurance cover?
We specialise in healthcare, technology, renewables, and life sciences insurance, including medical malpractice, clinical trials, and cyber security coverage.
How does ADF Insurance tailor policies for SMEs?
We conduct detailed risk assessments and work closely with clients to create customised insurance packages that match specific business needs and regulatory requirements.
Can ADF Insurance access Lloyd's of London markets?
Yes, we have access to Lloyd's of London through our dedicated broking team in London for specialist insurance requirements.
How does ADF handle policy renewals?
We conduct annual reviews of all policies to ensure continued suitability, competitiveness, and alignment with evolving business operations and market conditions.
What accreditations does ADF Insurance hold?
We are regulated by the Financial Conduct Authority and maintain relationships with major UK insurers for comprehensive coverage options.
