Business Details
Your Trusted Partner for Photography Insurance Solutions
Established to meet the unique needs of photography professionals, we specialise in tailored insurance solutions designed specifically for photographers and videographers. Our policies combine comprehensive coverage options with swift claims processing, ensuring minimal disruption to creative workflows. With decades of combined experience in insurance and photography, our team understands the technical and logistical challenges professionals face daily. We prioritise transparency in policy terms and maintain direct communication channels during claims, as evidenced by testimonials highlighting our efficient resolution times.Our FCA-authorised framework guarantees adherence to strict regulatory standards, offering peace of mind through global equipment coverage and liability protections. Through continuous policy development alongside industry professionals, we deliver cost-effective solutions that evolve with emerging creative technologies. Our dedicated claims handler system ensures consistent support, reflected in client feedback about streamlined processes and rapid financial settlements.
Services
Professional Indemnity
Public Liability
Equipment Coverage
Business Interruption
Personal Accident
Employers Liability
Commercial Legal Expenses
Buildings Insurance
Worldwide Protection
Crisis Containment
Highlights and features
- We offer dedicated claims handlers with direct communication throughout the process.
- Our policies include global equipment coverage for photographic and technical devices.
- We provide rapid claims resolution with documented 24-hour turnaround examples.
- Our FCA authorisation ensures regulatory compliance and financial security.
- We develop policies in collaboration with professional photographers for practical needs.
Associations and certifications
- Financial Conduct Authority (FCA)
What people say
Prompt, efficient service
Swift financial settlements
Direct communication throughout
Expertise and honesty
Reliable coverage
Services
Professional Indemnity
Protects against claims for professional negligence or breach of duty. Covers legal compensation costs up to 100,000 under standard packages. Essential for photographers facing copyright disputes or client allegations of errors. Policyholders receive support for defence costs and settlement negotiations.
Equipment Coverage
Covers photographic equipment against accidental damage, theft, and transit risks. Includes worldwide coverage for up to 90 days annually. Standard packages protect up to 10,000 worth of gear. Suitable for DSLRs, drones, lighting kits and studio setups used professionally.
Business Interruption
Compensates for lost income during operational disruptions. Covers equipment damage-related downtime with up to 5,000 in profit replacement. Extends protection to business vehicles affecting workflow. Critical for self-employed creatives dependent on equipment availability.
Public Liability
Provides 2,000,000 coverage for third-party injuries or property damage. Crucial for location shoots where equipment poses risks. Covers legal defence costs and compensation awards. Applicable to both studio and outdoor photography sessions.
Personal Accident
Offers financial support for income loss due to accidental injury. Covers death, disability, or medical treatment preventing work. Provides critical financial security for sole traders whose livelihood depends on physical capability to operate equipment.
Questions
How quickly are claims processed?
Claims are typically resolved within 24 hours. Our dedicated handler system ensures direct communication from submission through completion.
What equipment is covered?
All photographic and technical equipment including cameras, lenses, drones, lighting kits and studio gear. Coverage extends to worldwide transit and unattended vehicle theft.
Are amateur photographers eligible?
Yes, we cover amateur photographers. Contact us directly for tailored policy options outside standard packages.
Can I customise policy limits?
Yes, bespoke policies let you select specific coverage amounts and sections. Call our team for custom quote configurations.
What changed in July 2023?
The scheme underwriter changed on 15th July 2023. Detailed implications appear in updated policy documents and quote materials.
Reviews (2)
Craig Cantwell
Jun 28, 2018
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I've been insured with InFocus for a few years now. I went with them as they were recommended by The Guild of Photographers. Like any insurance company, you never know how good they are until you have to make a claim. InFocus made the process quick and I heard within a week that my claim had been successful. Prompt replies to email enquiries and very helpful on the telephone. I would recommend InFocus, especially for working photographers (or anyone else) who wants a fast efficient and very professional service..
Chris Moody
Jul 07, 2016
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Having never claimed on my camera insurance before I was a little un-sure of what to expect. I was very pleasantly surprised as Infocus looked after me very well and were quick, efficient and professional in all aspects of the procedure. Well done and thanks to their team.
