Business Details
Commercial Insurance Solutions for Businesses
We are WPCommercial, the Commercial Insurance division of West Pennine Insurance Group, dedicated to providing tailored business insurance solutions. With decades of combined experience in the insurance sector, our team specialises in delivering competitive rates across a comprehensive range of commercial insurance products. Our expertise spans property owner insurance, public liability coverage, shop insurance, and specialist policies for high-risk trades, all underpinned by our authorisation and regulation by the Financial Services Authority. We prioritise understanding the unique needs of businesses, from landlords managing residential and commercial properties to professionals requiring public liability and employer liability coverage. Our commitment to transparency ensures clients receive clear guidance on policy terms, exclusions, and claims processes.We serve diverse sectors including hospitality, healthcare, construction, and retail, offering bespoke insurance packages that align with specific industry risks. Our digital quotation system enables efficient policy comparisons, while our dedicated support team provides personalised assistance for complex requirements. As part of the West Pennine Insurance Group, we combine local knowledge with national regulatory compliance to protect businesses across the UK. Our registered office at 84 Church Street, Littleborough, serves as the hub for our nationwide operations, ensuring accessibility for clients seeking expert insurance advice.
Services
Property Owner Insurance
Shop Insurance
Public Liability Insurance
Van Insurance
Office Insurance
Restaurant Insurance
Hair & Beauty Insurance
Professional Indemnity
Fleet Policies
Work From Home Insurance
Highlights and features
- We offer competitive rates across 15+ commercial insurance categories
- Our team specialises in high-risk trade insurance solutions
- We provide tailored policies for property owners with diverse tenant profiles
- Our digital quotation system enables instant policy comparisons
- We combine local expertise with national regulatory compliance
Associations and certifications
- Financial Services Authority
Services
Property Owner Insurance
We provide comprehensive property owner insurance for residential and commercial landlords. Our policies cover buildings, contents, and liability risks across diverse tenant profiles including students and professionals. Competitive rates apply for multi-property portfolios and high-risk tenancies.
Public Liability Insurance
Our public liability insurance caters to both manual and non-manual trades. Coverage extends to builders, electricians, consultants, and healthcare professionals, with tailored policies for high-risk sectors like welding and scaffolding operations.
Shop Insurance
We offer specialist shop insurance for diverse retail formats including off-licences, grocers, and restaurants. Policies cover premises, stock, and business interruption, with options for food service establishments and licensed premises.
Van Insurance
Our van insurance policies accommodate business use requirements with discounts for security features and no-claims bonuses. Coverage options include single and multi-vehicle fleets, with policies available for both individual and company names.
Professional Indemnity
We provide professional indemnity coverage for office-based businesses including accountants, solicitors, and consultants. Policies protect against claims of professional negligence and include coverage for legal defence costs.
Questions
What types of property owner insurance do you offer?
We provide residential, commercial, and industrial property owner insurance with coverage options for landlords managing properties with diverse tenant profiles.
Can you insure high-risk trades?
Yes, we specialise in insurance for high-risk trades including welders, scaffolders, and steel fabricators, offering tailored public liability and employer liability coverage.
Do you offer shop insurance for licensed premises?
We provide comprehensive shop insurance for licensed premises including public houses with restaurant facilities and off-licences, covering both property and business operations.
How do I obtain a van insurance quotation?
You can request a van insurance quotation through our website or contact our team directly for tailored advice on business van coverage options.
Are your policies regulated by industry authorities?
Yes, we operate under authorisation from the Financial Services Authority, ensuring all our insurance products meet strict regulatory standards.
