Business Details
50+ Years
experience
Emergency
services
Specialist Musician Insurance Services in London
Established in 1971, Victor C Knight has built a reputation as a trusted specialist in music industry insurance. Our expertise stems from decades of understanding the unique needs of musicians, DJs, and recording artists, offering tailored policies that protect instruments, equipment, and professional liabilities. As an FCA-authorised firm, we combine regulatory compliance with competitive pricing negotiated through long-standing industry relationships. Our team's deep knowledge of musical instrument insurance, motor coverage for music professionals, and public liability policies ensures clients receive comprehensive protection.We maintain a personal approach, prioritising clear communication and transparent terms while adapting to modern needs like digital equipment coverage. Our zero excess policy for musical instruments and flexible payment options demonstrate our commitment to accessible, musician-friendly services. With over 50 years of experience, we continue to innovate while maintaining the personal touch that has defined our service since inception.
Services
Musical instrument insurance
DJ equipment cover
Public liability insurance
Musician motor insurance
Musician home insurance
Details
- Year established: 1971
Highlights and features
- Established in 1971 with specialist music industry knowledge
- FCA-authorised with strict regulatory compliance standards
- Zero excess policy for musical instrument coverage
- Flexible payment options including 0% interest instalments
- Comprehensive protection for both professional and amateur musicians
Associations and certifications
- Financial Conduct Authority
Services
Musical instrument insurance
Comprehensive protection for all musical instruments and equipment, including classical and electronic instruments, studio gear, and computers. Policies cover theft, fire, accidental damage, and loss with worldwide coverage options. Unlimited professional use and new-for-old replacement without excess charges ensure complete protection for musicians at home or on tour.
DJ equipment insurance
Specialist insurance for DJ equipment including mixers, lighting systems, and digital devices. Coverage includes theft, damage during transit, and unattended vehicle protection. Policies accommodate both professional and part-time DJs with flexible terms for equipment stored at home or used in vehicles.
Public liability insurance
Protection for music venues, recording studios, and professional musicians against claims of personal injury or property damage. Available coverage levels up to 5 million with optional personal accident insurance. Designed specifically for music industry requirements with tailored policy terms.
Musician motor insurance
Specialist vehicle insurance for music professionals with class 1 cover as standard. Includes unattended vehicle protection for instruments and equipment. Tailored policies for musicians transporting gear with additional coverage options for professional use requirements.
Musician home insurance
Home insurance policies designed for musicians with integrated protection for instruments and equipment stored at residential premises. Includes standard home coverage elements while accommodating professional music equipment storage requirements with appropriate valuation considerations.
People
Victor Knight
Founder
A jazz musician by trade, Victor Knight established the company in 1971 after experiencing difficulties insuring his double bass. His industry insights shaped the company's specialist focus, creating better insurance solutions for musicians worldwide. He remained active until retiring in 2001.
Questions
Do you cover musical instruments in transit?
Yes, our policies include coverage for instruments during transportation with unattended vehicle protection.
Can I insure digital music equipment?
Yes, we cover computers, laptops, and digital devices used for music production with appropriate valuation proof.
Are there discounts for multiple instruments?
We offer custom policies for orchestras and bands covering multiple instruments with potential group discounts.
What about vintage or high-value instruments?
We provide coverage for instruments of all values including vintage and antique instruments with proper valuation documentation.
Can I amend my policy during the year?
Yes, you can add or remove instruments from your policy at any time during the coverage period.
Is international coverage available?
Yes, we offer worldwide coverage options for musicians traveling or performing abroad.
