Business Details
Trusted Professional Indemnity Insurance Broker in London
TLO Risk Services is a specialist insurance broker dedicated to providing professional indemnity insurance solutions, primarily serving the legal profession. Our proposition is rooted in combining market expertise with a commitment to personalized client service, ensuring our clients receive tailored insurance products that address their unique risks. Over the years, our focus on understanding client needs has driven our growth, culminating in our status as a Lloyds Coverholder and the leading provider of Professional Indemnity insurance to Barristers in England and Wales.We pride ourselves on our deep market knowledge, underpinned by robust contract and claims support, enabling us to deliver sophisticated solutions for firms and individuals across advisory sectors. Our integration with Specialist Risk Group has further strengthened our capabilities, allowing us to leverage broader resources while maintaining our distinctive client-centric approach.
Services
Barristers Indemnity
Professional Indemnity
Fidelity/Crime Insurance
Cyber Risk Coverage
Trustees' Liability
Highlights and features
- We are the leading provider of Professional Indemnity insurance to Barristers in England and Wales.
- Our team offers FCA-regulated expertise with deep market knowledge of professional indemnity risks.
- We provide tailored insurance solutions underpinned by dedicated contract and claims support.
- Our Lloyds Coverholder status demonstrates our technical expertise and underwriting authority.
- We focus on long-term client relationships rather than one-off transactions.
Associations and certifications
- Financial Conduct Authority
- Lloyds Coverholder
Services
Barristers Indemnity
We provide specialist indemnity insurance for barristers, covering compensation claims arising from professional negligence. This includes endorsements by Bar Mutual for enhanced protection. Our solutions ensure barristers maintain compliance while mitigating financial risks from legal liabilities.
Professional Indemnity
Our Professional Indemnity insurance protects accountants, law firms, surveyors, and trustees against claims of financial loss due to professional errors. Tailored policies address sector-specific risks, ensuring robust coverage for diverse advisory professions across England and Wales.
Fidelity/Crime Insurance
This service safeguards businesses from losses due to employee fraud, theft, or forgery. Coverage includes financial compensation for asset misappropriation, ensuring organisations can recover from internal criminal activities without operational disruption.
Cyber Risk
We offer cyber risk coverage for data breaches, hacking, and regulatory penalties. Our policies help businesses manage financial impacts from cyber incidents, including reputational damage mitigation and compliance with data protection laws.
Trustees' Liability
This insurance protects trustees from personal liability claims arising from trust management decisions. Our policies address gaps in standard professional insurances, providing comprehensive coverage for fiduciary responsibilities and regulatory exposures.
People
Nicole Freeman
Director
Nicole brings extensive expertise in professional indemnity markets, focusing on delivering tailored insurance solutions for legal professionals. Her client-first approach ensures optimal risk coverage aligned with individual client needs.
Michael Silcock
Director
Michael specialises in underwriting and claims management for professional risks, combining technical knowledge with strategic client advisory services to enhance insurance outcomes for law firms and barristers.
Rebecca Monks
Director
Rebecca focuses on developing innovative insurance products for emerging risks in the legal sector. Her deep understanding of regulatory challenges helps clients navigate complex professional liability environments.
Duncan Goodfellow
Director
Duncan leads client relationships with a focus on long-term trust building. His expertise in professional indemnity frameworks supports barristers and advisory firms in maintaining comprehensive risk protection.
Vernon Taylor
Director
As a founding team member, Vernon drives strategic growth initiatives while maintaining hands-on client service. His leadership ensures TLO's alignment with Specialist Risk Group's vision for professional lines excellence.
Questions
What specialist insurance services does TLO Risk Services offer?
We specialise in Professional Indemnity Insurance for legal professionals, including Barristers, law firms, arbitrators, and mediators, as well as accountants, surveyors, and trustees.
Are you regulated by any official insurance authorities?
Yes, we are authorised and regulated by the Financial Conduct Authority (FCA) and operate as a Lloyd’s Coverholder.
Do you provide coverage outside London?
We serve clients across England and Wales, with both London and regional office locations to support our clients.
What makes TLO Risk Services different from other brokers?
Our unique value lies in combining technical expertise with a personal approach, focusing on long-term client relationships and tailored insurance solutions.
