Business Details
50+ Years
experience
Emergency
services
Your Trusted Partner for Specialist Insurance Solutions
Hiscox UK has been a trusted name in the insurance industry for over a century, delivering tailored solutions to meet the diverse needs of businesses, homeowners, and landlords. Our expertise spans commercial insurance, including public liability and professional indemnity cover, as well as comprehensive home insurance for high-value properties and listed buildings. With a commitment to innovation, we provide award-winning claims services and collaborate closely with brokers to create bespoke policies that address unique risks. Our dedication to customer satisfaction is reflected in our Feefo Platinum Trusted Service award and a 4.8/5 rating from thousands of verified reviews.By combining industry-leading knowledge with flexible coverage options, we empower clients to navigate uncertainties with confidence, whether protecting a small business, a family home, or specialized assets like art collections and classic cars.
Services
Business insurance
Public liability
Professional indemnity
Landlords insurance
Home insurance
Cyber insurance
Event insurance
Private client insurance
Legal expenses cover
Home emergency insurance
Details
- Year established: 1924
Highlights and features
- We offer over 100 years of specialist insurance expertise tailored to unique risks
- Our policies include accidental damage cover as standard for home insurance
- Award-winning claims service with dedicated UK-based handlers
- Collaborate with brokers to create bespoke commercial insurance solutions
- Provide specialist cover for listed buildings and high-value homes
Associations and certifications
- Feefo Platinum Trusted Service Award
- Defaqto 5-star rated
What people say
Quick claims process
Award-winning service
Dedicated claims handlers
Tailored policies
Easy online quoting
Services
Business insurance
Hiscox UK business insurance protects UK companies against risks like legal claims, property damage, and cyber threats. Our policies cover SMEs, sole traders, and freelancers with options including public liability and professional indemnity. With flexible monthly payments starting at 8.40, we provide tailored protection for over 480,000 businesses.
Public liability insurance
This insurance protects businesses from claims by third parties for injury or property damage. Hiscox UK policies cover legal fees and compensation costs, essential for consultants, tradespeople, and event organizers. Optional product liability add-ons are available for businesses manufacturing or supplying goods.
Home insurance
Our home insurance offers buildings and contents cover with worldwide protection for 90 days. Features include accidental damage cover as standard, high-value item protection up to 25,000, and specialist policies for listed buildings. Defaqto 5-star rated with dedicated claims handlers for UK properties.
Landlords insurance
Hiscox UK landlords insurance includes buildings, liability, and loss of rent protection. Policies cover accidental damage to rental properties and provide financial security during repairs. Optional extras available for UK buy-to-let properties, with tailored solutions for single and multiple properties.
Cyber insurance
This service safeguards businesses against cyber attacks and data breaches. Hiscox UK policies include coverage for business interruption costs, data recovery, and legal expenses. Available as an add-on for businesses with annual turnovers up to 2.5m, featuring access to the CyberClear Academy for risk prevention.
Questions
What types of business insurance does Hiscox offer?
Hiscox provides public liability, professional indemnity, employers liability, cyber insurance, and business contents cover. We also offer specialist policies for over 480,000 UK businesses across various industries.
Does Hiscox cover high-value homes?
Yes, we offer specialist buildings and contents insurance for high net worth properties, including listed buildings and second homes, with unlimited buildings cover and worldwide protection.
How do I make a claim with Hiscox?
Contact our UK-based claims team directly or through your broker. We assign dedicated handlers to all claims, with 90% of home insurance claims settled within 48 hours.
Can I get insurance before registering my business?
Yes, you can obtain business insurance before company registration to ensure coverage from day one, though policy validity may require subsequent business registration.
What home insurance extras are available?
Optional add-ons include legal expenses cover, home emergency assistance, and specialist listed building insurance. We also provide free LeakBot devices for water leak prevention to buildings insurance customers.
How are Hiscox premiums calculated?
Premiums depend on coverage type, business industry risks, property value, and chosen excess. Business insurance starts from £8.40/month, with discounts for combining policies.
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