Business Details
30 Years
experience
Your Trusted Mortgage & Insurance Partner in Glasgow
Established in 1996, we have dedicated ourselves to delivering tailored mortgage and insurance solutions to clients across the UK. Our team of experienced advisers prioritises transparency and personalised service, ensuring clients navigate financial decisions with confidence. With over 26 years of expertise, we offer exclusive mortgage deals unavailable on the high street and comprehensive protection products to safeguard families and businesses.Our commitment to excellence is reflected in our 4.9 Top Rated Certificate from Trustindex, earned through consistent client satisfaction and adherence to regulatory standards. We operate under the UK regulatory regime, maintaining authorisation through the Financial Conduct Authority via our affiliation with PRIMIS Mortgage Network.
Services
Mortgage Advice
Life Insurance
Critical Illness Cover
Income Protection
Family Income Benefit
Private Medical Cover
Business Insurance
Key Person Cover
Loan Protection
Relevant Life Insurance
Details
- Year established: 1996
Highlights and features
- We have over 26 years of experience in mortgage and insurance advice.
- You will have a dedicated mortgage consultant for direct contact.
- We offer exclusive mortgage deals not available from high street lenders.
- Our service is top-rated with a 4.9 score verified by Trustindex.
- We operate under the UK regulatory regime with FCA-authorised status.
Associations and certifications
- Financial Conduct Authority
What people say
4.9 Top Rated Service
Dedicated mortgage adviser
Exclusive deals
Expert guidance
Stress-free process
Services
Mortgage Advice
Our mortgage advice service provides tailored guidance on securing home loans, remortgaging, and buy-to-let investments. We assist first-time buyers and property investors with competitive rates and personalised support throughout the application process. With access to exclusive deals, we simplify mortgage decisions for long-term financial stability.
Life Insurance
Life insurance policies provide financial security for dependants in the event of death during the policy term. We offer customisable coverage options to settle debts, cover living expenses, and ensure family well-being. Our advisers help clients select appropriate terms and sums assured aligned with individual circumstances.
Critical Illness Cover
Critical illness cover delivers a lump sum payment upon diagnosis of specified serious conditions. This protection helps manage medical costs and income loss while focusing on recovery. We provide policies covering major illnesses with clear terms and expedited claims processes for policyholders' peace of mind.
Income Protection
Income protection policies replace a portion of earnings if work cessation occurs due to illness or disability. We design these plans to provide ongoing financial support through challenging times, ensuring clients maintain their standard of living while prioritising health recovery without income-related stress.
Business Insurance
Business insurance solutions safeguard companies against financial losses from key person departures, shareholder transitions, or loan obligations. We implement relevant life policies, key person cover, and loan protection strategies to ensure business continuity during unexpected events affecting ownership or critical personnel.
Questions
What mortgage options are available for first-time buyers?
We offer tailored first-time buyer mortgages with competitive rates, helping clients navigate initial property purchases through expert guidance and exclusive deals.
How does critical illness cover work?
Critical illness cover provides a lump sum upon diagnosis of specified conditions, helping manage medical expenses and income loss while focusing on recovery.
What fees apply to mortgage advice?
Our mortgage advice fee is up to £795, determined by individual circumstances and agreed transparently during initial consultations with clients.
Can I remortgage to save money?
Yes, we help clients remortgage to secure better rates, reduce monthly payments, or release equity while ensuring smooth transitions between lenders.
What business protection solutions exist?
We provide key person cover, shareholder protection, and loan protection to safeguard businesses against financial impacts from unexpected personnel changes or departures.
Reviews (7)
Gillian Woods
Nov 02, 2021
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Positive:Professionalism,Responsiveness
Been using lifetime planning for a while from my mortgage renewals and life insurance. Amazing service start to finish. Helped me amend my life insurance and always available when I wasn't. 5 out of 5 and would recommend to everyone.
Been using lifetime planning for a while from my mortgage renewals and life insurance. Amazing service start to finish. Helped me amend my life insurance and always available when I wasn't. 5 out of 5 and would recommend to everyone.
Claire McKenna
Oct 04, 2021
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Have used Lifetime since we bought our first house and have used them for mortgage, life insurance, critical illness and income protection. Everyone I have spoken to has been very helpful which is great when dealing with financial issues that can get complicated. Would definitely recommend. Thanks to Julia, Eleanor, Donald and Martha.
Stevie Allen
May 14, 2021
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Positive:Professionalism,Quality,Responsiveness,Value
Great company I have used since getting my first house. They have helped us to get a new mortgage every time the fixed term has come to an end. Very responsive, friendly and helpful. I would highly recommend using Lifetime Planning!
Great company I have used since getting my first house. They have helped us to get a new mortgage every time the fixed term has come to an end. Very responsive, friendly and helpful. I would highly recommend using Lifetime Planning!
Peter Banks
Mar 26, 2021
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Positive:Professionalism,Quality,Responsiveness,Value
Great to work with Karen for my 3rd renewal of my Mortage after setting it up 8 years ago. Great service and so helpful and easy to deal with. Would highly recommend.
Great to work with Karen for my 3rd renewal of my Mortage after setting it up 8 years ago. Great service and so helpful and easy to deal with. Would highly recommend.
Martha Potter
Feb 25, 2021
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First Class Service. I have used Lifetime Planning on a few occasions now for my mortgage, life protection, private medical insurance sorting out my will and recently my buildings & contents insurance. The whole team are professional, friendly & very knowledgeable. I would have no hesitation in recommending them to friends and family.
Andrew Donners Donnelly
Nov 17, 2020
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Outstanding Insurer with some wonderful, lateral thinkers working there. Guardian find a way to make something work rather than just say no like most others in the market. Very fair and a top quality product. Highly Recommend
Ross Webster
Oct 20, 2020
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Positive:Professionalism,Quality,Responsiveness,Value
Very professional throughout. All queries answered thoroughly and in a very timely manner. Was fully informed of best cover for my individual needs. Both Ashley and Julia are a credit to their company and would definitely recommend and shall continue to use their services in the future.
Very professional throughout. All queries answered thoroughly and in a very timely manner. Was fully informed of best cover for my individual needs. Both Ashley and Julia are a credit to their company and would definitely recommend and shall continue to use their services in the future.
