Business Details
37 Years
experience
Specialist Insurance Solutions for Niche Industries
Established in 1989, Sutton Specialist Risks has built a reputation as a trusted partner for insurance brokers seeking specialist coverage for unique industries. Our expertise lies in crafting bespoke insurance solutions tailored to high-risk sectors such as cleaning, renewable energy, and pest control contracting. With decades of experience, we combine deep industry knowledge with a client-centric approach, ensuring brokers access comprehensive policies underwritten by leading insurers like QBE and Aviva. Our dedicated team of underwriters, many with over ten years of tenure, prioritises technical excellence, evidenced by professional qualifications including Cert CII.We maintain exclusive partnerships to deliver market-leading terms while focusing on niche industries to sustain our technical expertise. Through our secure Broker Portal, clients gain instant access to schedules and certificates, supported by a claims team renowned for its responsiveness and sector-specific understanding. Our commitment to ethical practices is reflected in our refusal to engage in direct client dealings, instead empowering local brokers to serve their clients' needs through our wholesale products.
Services
Liability Insurance
Excess of Loss
Cyber Liability
Airside Insurance
Contractors Insurance
Details
- Year established: 1989
Highlights and features
- 30+ years specialising in niche industry insurance solutions
- Dedicated underwriting team with minimum Cert CII qualifications
- Instant policy access via secure Broker Portal
- Exclusive QBE partnership since 1989 ensures market-leading terms
- Claims team specialising in niche industry requirements
Associations and certifications
- Financial Conduct Authority
What people say
Support was there from day one
More than enough information
Services
SSR Combined Liability
Our SSR Combined Liability product offers tailored insurance schemes for specialist industries. Underwritten by QBE, this solution provides comprehensive coverage including public liability, professional indemnity, and material damage options. Designed for both small businesses and complex risks, it combines online accessibility with the security of a globally recognised insurer's backing.
XSSR Excess of Loss
XSSR Excess of Loss policies provide open market coverage with delegated underwriting authority up to 25m. Available for employers' liability and public liability risks, this product accommodates diverse trades while maintaining flexibility to follow primary insurers' wordings. Underwritten by QBE, it offers scalable solutions for high-value insurance requirements.
Airside Liability
Specialist Airside Liability insurance covers contractors working in aviation environments, including vehicle operations airside. Available as annual or short-term policies with limits up to 100m, this AXA XL-underwritten product serves companies with aviation product liability exposures across various sectors.
Cyber Liability
Cyber Liability coverage now extends across all SSR Combined schemes, addressing evolving digital risks. This protection includes data breach response, business interruption coverage, and cyber incident management. Backed by specialist insurer support and risk management resources to help businesses mitigate potential threats.
Aviva Contractors Liability
Aviva Contractors Liability provides comprehensive coverage for interior and fit-out contractors. This product includes options for professional indemnity, directors' & officers' liability, and legal expenses. Underwritten by Aviva Insurance Ltd, it offers tailored solutions for construction and renovation specialists.
Questions
Do you work directly with clients or only through brokers?
We operate exclusively through brokers and do not write business directly, as outlined in our Terms of Broker Agreement.
How can I access your insurance products?
Our SSR Combined products are available through our online Broker Portal, while other schemes require contacting our team directly.
What specialist industries do you cover?
We specialise in insurance for cleaning contractors, renewable energy contractors, pest control companies, and other niche sectors listed on our website.
How do I make a claim?
Brokers should contact our dedicated claims team via phone or email with policy details to initiate the claims process.
What underwriting partners do you have?
We partner with QBE, Aviva, and AXA XL to provide comprehensive coverage across our specialist insurance products.
Are your policies available nationwide?
Our specialist insurance schemes are available throughout the UK, with coverage tailored to specific industry requirements.
