Business Details
28 Years
experience
Your Trusted Partner for Retirement Planning Solutions
Since 1998, we have dedicated ourselves to providing exceptional financial advice to clients across the UK. Our approach focuses on building lasting relationships through personalized cashflow planning and retirement strategy development. With over 25 years of industry experience, we combine technical expertise with a deep understanding of individual financial needs. Our team of certified professionals delivers independent advice, unbound from product providers, ensuring recommendations always align with clients' unique circumstances. We maintain an unwavering commitment to transparency and client education, helping individuals navigate complex financial decisions with confidence.Our team approach ensures multiple points of contact, providing comprehensive support throughout the financial planning journey. The recognition we've received from VouchedFor as Top Rated advisers demonstrates our dedication to excellence. We continually refine our methodologies to incorporate evolving best practices while maintaining our core values of client-centric service. Our proven track record of client satisfaction and referrals reflects our ability to deliver meaningful financial outcomes. We remain committed to advancing our expertise to better serve current and future clients.
Services
Financial planning
Retirement advice
Pension transfers
Wealth management
Ongoing support
Details
- Year established: 1998
Highlights and features
- We utilise comprehensive cashflow planning for dynamic retirement strategy development
- Independent advice ensures recommendations align with client circumstances
- We have over 25 years of experience in UK retirement planning
- Our clients rate us 94% for recommendation likelihood
- We provide multi-channel client support across our team
Associations and certifications
- Financial Conduct Authority
- VouchedFor Top Rated
- Pension Transfer Gold Standard
What people say
Open, listening, reliable
No financial worries
Helped us retire early
Easy and straightforward
Confident in their advice
Services
Financial planning
Our comprehensive financial planning service creates personalized strategies for your long-term financial security. We analyse your complete financial picture to develop tailored solutions that evolve with your changing circumstances. Our approach integrates cashflow modelling with investment strategy to help you achieve your financial objectives with confidence.
Retirement advice
Specialising in retirement strategy, we help clients navigate their path to financial independence. Our experts combine technical knowledge with practical guidance to ensure you can retire with confidence. We continuously monitor and adjust plans to maintain alignment with your goals and changing market conditions.
Pension transfers
We evaluate your existing pension arrangements to determine optimal transfer strategies. Our service includes detailed analysis of transfer values and potential benefits. We help simplify your financial affairs while ensuring compliance with all regulatory requirements throughout the transfer process.
Wealth management
Our wealth management solutions focus on growing and preserving your assets through strategic investment planning. We develop diversified portfolios that reflect your risk tolerance and financial goals. Ongoing monitoring ensures your investments remain aligned with your evolving needs and market conditions.
Ongoing support
We provide continuous financial guidance through regular reviews and updates. Our service includes monitoring your financial progress, adjusting strategies as needed, and providing timely advice on changing circumstances. This ensures your financial plan remains relevant and effective throughout your life stages.
People
Andrew Pennie
Managing Director
With extensive experience in financial services, Andrew leads our team with a commitment to excellence. He ensures our advisory approach maintains the highest standards while fostering our core values of client-centric service.
Ben Sloggett
Financial Planner
As a dedicated financial planner, Ben helps clients achieve their retirement goals through personalized strategies. His approach focuses on clear communication and building lasting relationships with clients in the South-west region.
Robyn Caffell
Financial Planner
Robyn specialises in retirement planning, helping clients navigate their path to financial independence. Her approach focuses on making complex financial concepts accessible and understandable for clients in the South-west region.
Simon Wateridge
Chartered Financial Planner
As a Chartered Financial Planner, Simon delivers expert guidance to clients in the South-east. His qualifications and experience ensure clients receive technically sound advice tailored to their specific circumstances.
Shelly Smith
Paraplanning Manager
Shelly leads our paraplanning team in Glasgow, ensuring comprehensive support for our financial planners. Her expertise contributes to the preparation of detailed financial recommendations that meet our high professional standards.
Questions
What is cashflow planning and how does it benefit me?
Cashflow planning projects your income and expenses over time to help make informed financial decisions about your retirement goals.
What does being an independent financial adviser mean?
As independent advisers, we're not tied to any product providers and can offer unbiased advice tailored to your specific needs.
How do you ensure my financial plan remains relevant over time?
We conduct annual reviews and continuous monitoring to adapt your plan to changing circumstances and market conditions.
How does your team approach client communication?
We prioritise clear communication through multiple channels, ensuring you always have access to our financial planners and support team.
What qualifications do your advisers hold?
Our team includes Chartered Financial Planners with industry-recognised qualifications and extensive practical experience.
How can I access my financial information?
We provide access to a Personal Finance Portal where you can view all your financial information in one place.
Reviews (7)
Peter Mitchell
Oct 20, 2021
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I have been with IP for a number of years and they have always provided a first class service. My advisor, Steve Bush, has been very helpful in explaining all the options available in managing my pension arrangements. I have no hesitation in highly recommending Intelligent Pensions.
Mike Heywood
Apr 29, 2021
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Positive:Professionalism,Quality,Responsiveness,Value
Thank you Karen and Intelligent Pensions. Your advice has been extremely valuable in the complex area of retirement planning and I would have no hesitation recommending your services to others.
Thank you Karen and Intelligent Pensions. Your advice has been extremely valuable in the complex area of retirement planning and I would have no hesitation recommending your services to others.
Peter Bland
Mar 09, 2021
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Positive:Professionalism
We have been with them for a number of years and have always had good sound advice and management of our pension fund. I would happily recommend them.
We have been with them for a number of years and have always had good sound advice and management of our pension fund. I would happily recommend them.
Rob B.
Feb 05, 2021
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I have had my pension with Intelligent Pensions now for over six years and find the company and people extremely professional and knowledgeable. The management of my pension has been a different experience to the previous 30 years not only in terms of performance but also in their attention to detail and how agile they are to react to change. That could be changes I/you make as a customer or changes in the markets and or legislation. I would not hesitate to recommend them.
Annabelle Matheson
Jan 24, 2021
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Positive:Professionalism,Quality,Responsiveness,Value
Intelligent Pensions have provided me with professional advice and excellent service over the last nine years. I am very pleased with the high level of growth that they have achieved with my pension fund. I would have no hesitation in recommending the services of this company.
Intelligent Pensions have provided me with professional advice and excellent service over the last nine years. I am very pleased with the high level of growth that they have achieved with my pension fund. I would have no hesitation in recommending the services of this company.
Peter Brooks
Dec 23, 2020
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Just had my annual review with Tim Semmence today via Zoom. The structure of the meeting was highly professional and always informative. The blend of funds in my portfolio has offered a high return YOY even in these difficult markets. Highly recommended to anyone looking to be a bit more expansive in their thinking regarding their pension.
Andrew Naylor
Dec 08, 2020
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I have entrusted my pension plans to Intelligent Pensions for many years. Our friendly annual reviews, including their computer modelling, enables me to see clearly where I am now financially and where I am heading. The ability to immediately see the effects on my plan of any recommendations or possible variations to income or expenditure is invaluable to my financial understanding of the year ahead. As a consequence I really do have no worries regarding my financial situation and look forward to a continuing association with Intelligent Pensions.
