Business Details
Expert Mortgage Solutions for Expats & Property Investors
Cherry Finance operates as a dedicated mortgage brokerage firm committed to delivering tailored financial solutions. Our approach prioritises understanding individual client needs through personalised consultations, leveraging expertise in niche mortgage products such as expatriate, buy-to-let, and green mortgages. As an award-winning firm regulated by the Financial Conduct Authority (FCA), we adhere strictly to professional standards, ensuring transparency, due diligence, and client-centric advice. With over 40 lender partnerships and extensive experience in navigating complex financial scenarios, we specialise in securing competitive mortgage arrangements for diverse client profiles.Our team's proactive methodology combines innovative technology with traditional advisory practices to optimise financial outcomes. We maintain robust risk management protocols and maintain open communication channels with regulatory bodies. While established in the UK market, our services extend internationally, particularly supporting British expatriates seeking UK property investments. Our operational philosophy centres on long-term client relationships, underpinned by a commitment to regulatory compliance and industry best practices.
Services
Mortgage Brokerage
Expat Mortgages
Buy-to-Let Mortgages
Green Mortgages
Seafarer Mortgages
Highlights and features
- Award-winning FCA-regulated mortgage advisory service
- Access to exclusive mortgage products through 40+ lender partnerships
- Specialists in expatriate mortgage arrangements with international experience
- Tailored financial planning for complex property investment scenarios
- Innovative technology integration for streamlined mortgage processing
Associations and certifications
- Financial Conduct Authority (FCA)
Services
Expat Mortgages
Specialist mortgage arrangements for British expatriates residing overseas. We facilitate UK property purchases through tailored financial solutions addressing international income verification and cross-border documentation requirements. Our expertise covers currency risk management and lender-specific expat criteria, ensuring competitive rates despite overseas residency status. We work with lenders accepting remote applications from global locations.
Buy-to-Let Mortgages
Property investment financing solutions for residential buy-to-let portfolios. We source products assessing applications based on projected rental yields and property valuations, offering both individual and portfolio lending options. Our specialist knowledge includes limited company mortgage structures and tax-efficient investment planning strategies tailored to the evolving buy-to-let market.
Green Mortgages
Sustainable property financing for energy-efficient homes. We provide access to specialist products offering preferential terms for properties meeting specific environmental standards. Our service includes energy performance certificate assessment and extends to new-build eco-homes as well as retrofit sustainability upgrades, supporting clients in achieving both financial and environmental objectives.
Mortgage Brokering
Comprehensive mortgage advisory service covering standard and specialist products. We negotiate terms across 40+ lenders, offering comparative analysis while maintaining FCA-regulated impartiality. Our expertise includes adverse credit cases, self-employed income verification, and unique property types, ensuring tailored solutions through extensive market coverage and continual product monitoring.
Seafarer Mortgages
Tailored financing for maritime industry professionals. We provide mortgages accommodating seafarers' unique employment conditions, including non-resident tax status and irregular income patterns. Our solutions address the challenges of employment verification for offshore workers and meet lender criteria for vessels-based income, ensuring competitive financing for property purchases ashore.
Questions
What mortgage options do you offer for UK expatriates?
We specialise in expatriate mortgages for British citizens living overseas, providing access to exclusive products with competitive terms tailored to international income verification requirements.
Can you help with buy-to-let property financing?
Yes, we offer specialist buy-to-let mortgage solutions with lenders who assess applications based on projected rental income and investment potential.
Do you provide green mortgage options for energy-efficient homes?
We offer green mortgage products designed specifically for energy-efficient properties, often featuring preferential rates for sustainable building standards.
How do you work with overseas clients during the application process?
We facilitate complete remote applications, handling documentation via courier and providing flexible communication channels to accommodate international time zones.
What are the key benefits of using your mortgage services?
Our FCA-regulated expertise combines access to exclusive lender deals with personalised financial planning and streamlined digital processes for efficient mortgage acquisition.
Reviews (7)
Philippa Cheetham
Jul 01, 2021
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Matthew and Liz have been so amazing in so many ways, I don't know where to start! I am a Brit living in the USA, and have now used Cherry Mortgages to secure 3 separate ex-pat mortgages in the last 2 years and cannot speak highly enough of both of them and their team. I never believed it would be possible to purchase my most recent property, and initially called Matt to have him clarify that I was crazy to even consider it. To my surprise and delight, he told me it would be possible to make the crazy dream a reality! Matthew and Liz were instrumental in making that crazy pipedream come true.
Paula Roberts
Jun 29, 2021
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Positive:Professionalism
Fantastic team and nothing was too much for them. Would definately use them again.
Fantastic team and nothing was too much for them. Would definately use them again.
Lewis Swan
Jun 24, 2021
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Positive:Professionalism,Quality,Responsiveness,Value
From start to finish Cherry Mortgage and Finance have been so helpful, quick to reply and advise in the best way possible, I would highly recommend to anyone looking to make the buying process 10x simpler.
From start to finish Cherry Mortgage and Finance have been so helpful, quick to reply and advise in the best way possible, I would highly recommend to anyone looking to make the buying process 10x simpler.
Nigel Hall
Jun 16, 2021
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Positive:Professionalism
Professional & efficient. Matt, Liz & team area a pleasure to work with.
Professional & efficient. Matt, Liz & team area a pleasure to work with.
Garry P. Masters
Jun 04, 2021
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From the beginning the team took time and understood our situation and were very clear on what the possible outcomes and timelines may be. All this through the COVID-19 pandemic with so much pressure in the market place and mortgage companies struggling to keep up with demand. We were kept up to date throughout the process with requests for information clear and understandable. We asked for help near exchange because another piece of information was needed they got on the phone and supported again. A huge thanks to all of the team at Cherry for a job well done!
James Sawdon
Apr 17, 2021
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Positive:Professionalism,Quality,Responsiveness
Helped me get a mortgage which as a seafarer I had found hard to get on my own. The process was easy and great communication from them.
Helped me get a mortgage which as a seafarer I had found hard to get on my own. The process was easy and great communication from them.
Cecile Barrett
Feb 28, 2021
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I would like to express my appreciation for the positive work that was done by this company during my request for a remortgage. From start to finish the team have been excellent in all they contact with me. Matthew, Sam, Liz congratulation for your support and professional work, this has enable me to get the offer I have received. You kept to your promises, you were clear with me what is achievable and what was not. Thank you very much.
