Business Details
14 Years
experience
Trusted Financial Advisers in Chester & Shropshire
Hartey Wealth Management is a client-first financial advisory firm with over 25 years of experience delivering impartial and independent financial advice. Our regional brand combines deep expertise in wealth management, portfolio management, and tax-efficient planning to help clients create and preserve wealth. We operate without commissions or hidden costs, prioritising independence and transparency in all our recommendations. Based in Chester and Oswestry, we specialise in bespoke financial planning tailored to individual objectives, including retirement strategies, inheritance tax mitigation, and investment management.Our team of experienced advisers employs a structured process to assess risk profiles, compare financial products, and deliver solutions aligned with clients' long-term goals. We offer a unique Second Opinion Service to evaluate existing portfolios and provide unbiased insights. Our commitment to excellence has earned us industry awards and a reputation for trusted, client-centric service.
Services
Financial Planning
Inheritance Tax Planning
Retirement Planning
Investments
Protection
Portfolio Management
Second Opinion Service
Business Services
Details
- Year established: 2012
Highlights and features
- We have 25+ years of experience in independent financial advisory
- We operate with full transparency and no hidden fees
- Our Second Opinion Service provides unbiased portfolio analysis
- We specialise in tax-efficient wealth preservation strategies
- Our team holds professional qualifications in financial planning
Associations and certifications
- Financial Conduct Authority
Services
Financial Planning
Our bespoke financial planning service helps clients achieve long-term financial security through tailored strategies. We assess individual circumstances, risk tolerance, and financial goals to create comprehensive plans covering retirement, tax efficiency, and wealth preservation. With expertise in market fluctuations and investment vehicles, we deliver solutions that adapt to changing life circumstances while maintaining transparency and cost-effectiveness.
Inheritance Tax Planning
Specialist inheritance tax planning focuses on minimising tax liabilities while preserving wealth for beneficiaries. We implement capital preservation strategies and trust structures to ensure tax-efficient wealth transfer. Our approach balances financial security during lifetime with optimal estate distribution, incorporating investment vehicles that maintain liquidity while meeting inheritance objectives.
Retirement Planning
Comprehensive retirement planning covers pre-retirement asset accumulation and post-retirement income management. We develop diversified investment portfolios and tax-efficient withdrawal strategies tailored to individual risk profiles. Our two-stage approach ensures financial security throughout retirement, incorporating income generation, capital protection, and healthcare cost planning to maintain lifestyle standards.
Investment Management
Active investment management combines risk profiling with strategic asset allocation to build resilient portfolios. We employ diversified investment strategies across asset classes, including alternative funds and ethical investments, while maintaining 24/7 portfolio monitoring. Our quarterly rebalancing ensures alignment with market conditions and client objectives, focusing on long-term growth and risk mitigation.
Second Opinion Service
This independent service provides unbiased analysis of existing financial arrangements. We evaluate investment performance, risk exposure, and tax efficiency to identify improvement opportunities. The service includes actionable recommendations for portfolio optimisation while maintaining client control over financial decisions, ensuring alignment with evolving personal circumstances and market conditions.
Questions
What financial services do you specialise in?
We specialise in financial planning, inheritance tax mitigation, retirement strategies, investment management, and business protection solutions.
Are your financial advisers qualified?
Our team consists of professionally qualified financial advisers with extensive experience in independent wealth management.
How do you charge for your services?
We operate with full transparency and disclose all fees upfront, with no hidden costs or commission-based products.
Do you offer a portfolio review service?
Yes, our Second Opinion Service provides independent analysis of existing investment portfolios and financial plans.
Can you help with tax-efficient wealth transfer?
We specialise in inheritance tax planning using trust structures and investment vehicles to minimise tax liabilities.
What areas do you cover?
We primarily serve clients in Chester, Shropshire, and surrounding regions with nationwide financial advisory services.
Reviews (1)
R. Gee
Dec 23, 2018
Report
My wife and I have been dealing with Hartey for a while now, we are very impressed with the service they provide, the organisation, the clarity and friendliness. We can now say when it comes to money matters we have good friends and we are in good hands.
