Business Details
Your Trusted Mortgage Broker in Essex
Zing Mortgages is an impartial mortgage advisory service operating across Essex and the UK. With access to over 100 lenders and thousands of mortgage products, we specialise in tailoring solutions for first-time buyers, property investors, and those with complex financial circumstances. Our team of experienced advisors provides comprehensive support throughout the mortgage lifecycle, from initial consultation to completion, while offering protection plans to safeguard clients' financial futures.We maintain strong relationships with market-leading providers to secure exclusive deals unavailable on the high street. Our service model combines flexible appointment scheduling with transparent fee structures, ensuring clients receive expert guidance aligned with their unique circumstances. As a trading style of Miura Financial Solutions Limited, we operate under the regulatory oversight of the Financial Conduct Authority, upholding rigorous professional standards.
Services
First-Time Buyer Mortgages
Home Mover Mortgages
Remortgages
Bad Credit Mortgages
Buy-to-Let Mortgages
New Build Mortgages
Building Insurance
Life Insurance
Income Protection
Critical Illness Cover
Highlights and features
- We offer access to exclusive mortgage deals from 100+ lenders
- Our advisors provide personalised mortgage solutions tailored to individual circumstances
- We maintain flexible appointment scheduling to accommodate client needs
- Our service includes comprehensive mortgage protection planning
- We provide transparent fee structures with clear cost explanations
Associations and certifications
- Financial Conduct Authority
What people say
Excellent Experience
Best choice we made
Great service
Very nice service
Good overall service
Services
First-Time Buyer Mortgages
We specialise in helping first-time buyers access competitive mortgage products with low deposit requirements. Our advisors guide clients through the entire process, from affordability assessments to final approval. We offer access to exclusive deals and government-backed schemes to make homeownership more accessible for new buyers.
Remortgages
Our remortgage service helps clients secure better rates, release equity, or consolidate debts. We analyse existing mortgage terms and market alternatives to identify optimal solutions. The process includes comprehensive affordability checks and lender negotiations to ensure smooth transitions for homeowners.
Buy-to-Let Mortgages
We connect property investors with specialist lenders offering competitive buy-to-let mortgage products. Our service considers rental income projections and portfolio strategies to secure financing aligned with investment goals. We provide ongoing support for portfolio expansion and tax-efficient structuring.
Bad Credit Mortgages
Our team works with specialist lenders to provide mortgage solutions for clients with credit challenges. We assess individual circumstances to identify lenders willing to consider applications beyond standard credit criteria. The service includes guidance on credit improvement strategies and suitable financing options.
Building Insurance
We offer mandatory building insurance coverage required by mortgage lenders. Our policies protect against structural damage and ensure compliance with lending requirements. We tailor coverage amounts to property values and provide guidance on additional protections for complete home security.
Questions
How long does the mortgage process take in Essex?
The process typically takes 3-6 months depending on lender requirements and property search complexity.
Can I get a second mortgage in Essex?
Yes, we offer second mortgage options for home improvements and investment opportunities through specialist lenders.
What deposit is required for a mortgage in Essex?
Most lenders require a minimum 5% deposit, though higher deposits secure better rates.
How does an online mortgage broker work?
We provide digital mortgage services including advice, deal comparison, and application support without requiring office visits.
What factors affect mortgage interest rates?
Your credit score, loan-to-value ratio, employment status, and mortgage type determine your interest rate.
Do you offer protection plans with mortgages?
Yes, we provide building insurance, life insurance, and critical illness cover to protect your investment.
Reviews (6)
Darryl Swaithes
Dec 05, 2021
Report
Positive:Professionalism,Quality,Responsiveness,Value
Fantastic company to work with, they made everything so easy.
Fantastic company to work with, they made everything so easy.
Jashvant Morar
Nov 25, 2021
Report
Positive:Professionalism,Quality,Responsiveness,Value
I found the service and updates throughout the service is excellent. Even, though I changed my mind about the mortgage and changed the amount I wanted, this was done without any hassle. I could recommend Zing to friends and family. I would like to thank Tim and Kesley for the service, it was professional and very personalised.
I found the service and updates throughout the service is excellent. Even, though I changed my mind about the mortgage and changed the amount I wanted, this was done without any hassle. I could recommend Zing to friends and family. I would like to thank Tim and Kesley for the service, it was professional and very personalised.
James Wagg
Nov 03, 2021
Report
Matt and the team at Zing have been absolutely outstanding for us again. Matt arranged our mortgage perfectly. We have used Zing a few times and always worked with Matt. The team have fully supported Matt chasing the solicitors and keeping us up to date at every step. We would highly recommend Zing to everyone. Always going above and beyond to provide the best service to their customers. Thank you Matt , Kelsey and the team. Will contact you for sure when we need to remortgage in the future, James and Mel.
Olivia Tufano
Oct 25, 2021
Report
Positive:Professionalism,Quality,Responsiveness,Value
Great company. They are extremely helpful and you really feel you can call them at any time for even the smallest of queries and they are always willing to help. I would most definitely use Zing Mortgages again.
Great company. They are extremely helpful and you really feel you can call them at any time for even the smallest of queries and they are always willing to help. I would most definitely use Zing Mortgages again.
Amy Cole
Oct 18, 2021
Report
Positive:Quality
Very professional and so helpful. Thank you Ian. Would highly recommend to anyone.
Very professional and so helpful. Thank you Ian. Would highly recommend to anyone.
Stuart Bentley
Sep 22, 2021
Report
Positive:Professionalism,Quality,Responsiveness,Value
Fantastic service from Ken Cameron and Jack Harrington-Grace. Ken provided excellent advise and found us a great rate on our re-mortgage, Jack regularly updated us on our application progress and pushed it over the line. The service is second to none professional and efficient, very happy customer.
Fantastic service from Ken Cameron and Jack Harrington-Grace. Ken provided excellent advise and found us a great rate on our re-mortgage, Jack regularly updated us on our application progress and pushed it over the line. The service is second to none professional and efficient, very happy customer.
