Business Details
26 Years
experience
Your Trusted Partner for Mortgage & Financial Advice
Established in 2000, Warren & Co & Co is a team of experienced mortgage and financial advisors offering independent, fee-free advice to clients across the UK. Our independence allows us to work with a comprehensive range of UK mortgage providers and financial organisations, ensuring we find the most suitable solutions for each client's unique circumstances. With decades of combined industry experience, we have built a strong reputation for delivering exceptional service and competitive mortgage deals while upholding core values of trust, honesty, and integrity. Our team of seasoned professionals provides personalised financial guidance, specialising in mortgage solutions, wealth management, insurance, and debt management.We prioritise transparent communication and regular client updates, ensuring our customers maintain full visibility of their financial progress. Headquartered in Gloucester with nationwide service capabilities, we combine local expertise with national reach to serve both new and existing homeowners. Our fee-free model, funded entirely by mortgage lenders, removes financial barriers to accessing expert advice. We are committed to continuous professional development, maintaining strong lender relationships, and adapting to evolving market conditions to deliver optimal outcomes for our clients.
Services
Mortgage Advice
Remortgage Services
Buy To Let Mortgages
Insurance Services
Financial Planning
Debt Management
Equity Release
Protection Cover
Wealth Management
Pension Advice
Details
- Year established: 2000
Highlights and features
- We offer 24 years of independent mortgage advisory experience
- Our fee-free service removes financial barriers to expert advice
- We provide nationwide coverage with local Gloucester-based expertise
- Our team maintains strong relationships with major UK lenders
- We guarantee transparent communication with no hidden costs
What people say
Tireless support
Speedy service
Seamless process
Expert guidance
Five stars service
Services
Mortgage Advice
Our expert mortgage advisors help clients navigate the complex UK mortgage market to secure optimal deals. We offer independent, fee-free advice tailored to individual financial circumstances. With access to hundreds of lenders, we specialise in new home purchases, remortgaging, buy-to-let investments, and specialist mortgages for self-employed individuals and first-time buyers.
Financial Planning
We provide comprehensive financial planning services covering retirement strategies, investment management, and pension optimisation. Our advisors create tailored wealth management plans using ISAs, investment bonds, and retirement solutions. We focus on long-term financial security while maintaining flexibility for changing life circumstances.
Insurance Services
Our insurance specialists offer life cover, income protection, critical illness cover, and home insurance solutions. We help clients protect their assets and loved ones through customised insurance packages. We also provide landlords' insurance and business protection policies to safeguard investments and commercial interests.
Debt Management
We assist clients struggling with debt through structured debt management solutions. Our advisors develop personalised repayment plans and provide guidance on debt consolidation. We specialise in helping clients regain financial control while maintaining essential mortgage commitments and other priority payments.
Equity Release
Our equity release specialists help homeowners aged 55+ access tax-free cash from their property. We explain lifetime mortgage options with no monthly repayments, while advising on inheritance implications. We provide FCA-regulated advice on releasing equity while maintaining long-term financial security.
People
Julie Kennedy
Company Director
With over two decades in financial services, Julie leads our advisory team with expertise in mortgage strategy and business management. She ensures our clients receive expert guidance aligned with regulatory standards.
Nick Lawrence
Senior Financial Adviser
Nick brings extensive experience in wealth management and retirement planning. He specialises in creating tailored investment strategies that align with clients' long-term financial goals.
Tim Jones
Mortgage & Protection Adviser
Tim combines mortgage expertise with protection planning knowledge to offer comprehensive financial solutions. He helps clients secure suitable mortgage deals while safeguarding their financial future.
Tori Madigan
Financial Adviser
Tori specialises in pension advice and equity release solutions. She provides clear guidance to clients navigating complex financial decisions during major life transitions.
Kuldip Tiwana
Mortgage Adviser
Kuldip has built a reputation for exceptional client service in mortgage transactions. He guides clients through the mortgage process with clear communication and timely execution.
Questions
Are your mortgage advisory services really free?
Yes, we offer completely fee-free mortgage advice. Our service is funded by mortgage lenders, so you receive expert guidance without additional costs.
How can you offer better mortgage deals than high street banks?
As independent advisors with access to hundreds of lenders, we find exclusive deals not available through high street banks or online platforms.
Do you only serve clients in Gloucester?
While based in Gloucester, we provide mortgage advice nationwide through phone, Zoom, or in-person consultations at our local branches.
What mortgage options exist for self-employed individuals?
We specialise in self-employed mortgages, understanding unique income structures to secure competitive deals with lenders who appreciate non-traditional earnings.
How do you maintain impartiality in mortgage recommendations?
Our independent status means we have no preferential lender relationships, ensuring unbiased advice focused solely on finding the best mortgage solution for you.
Can you help with mortgage applications that have complex circumstances?
Yes, our team specialises in challenging cases including adverse credit, property lettings, and unique income situations, leveraging lender relationships to secure approvals.
Reviews (7)
Holly Batchelor
Jan 03, 2022
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Can't rate the team at Warren & Co highly enough!
Tim has handled all three of our mortgages and remortgages now and he just can't do enough for you. He's so responsive and was very patient with us as well when it came to our first mortgage. If a friendly service and compotent mortgage broker is what you're after, look no further!
Tim has handled all three of our mortgages and remortgages now and he just can't do enough for you. He's so responsive and was very patient with us as well when it came to our first mortgage. If a friendly service and compotent mortgage broker is what you're after, look no further!
Jo Ubaka
Dec 30, 2021
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Positive:Professionalism
Excellent service, very professional, great communication, would absolutely use again
Excellent service, very professional, great communication, would absolutely use again
Sophie Antonelli
Dec 21, 2021
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Kerrie helped me enormously as a first time buyer (shared ownership) who discovered some bad credit part-way through the application process - always pay your phone bills kids. She was calm even when I thought it was all over, and managed to find a suitable mortgage for me. Both Kerrie and Gemma kept in touch throughout the purchase, which ended up taking 6 months and needed a couple of offer extensions. They were always kind and professional and I knew I was in good hands. I'm grateful for their expertise and am looking forward to re-mortgaging in 2 years when my credit rating has improved!
Alice Underwood
Dec 14, 2021
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This was our first time using a mortgage broker, Warren & Co made the experience so easy and straightforward. They are professional, very responsive, and explain the process throughout. We managed to take a number of years off our current mortgage by switching. A fantastic company - I would definitely recommend and use again!
Adam Fekete
Dec 02, 2021
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Positive:Professionalism,Quality,Responsiveness,Value
Extremely helpful and knowledgable. Kuldip went above and beyond to explain everything and get things sorted. Quick to respond and always happy to talk and answer questions. I would highly recommend.
Extremely helpful and knowledgable. Kuldip went above and beyond to explain everything and get things sorted. Quick to respond and always happy to talk and answer questions. I would highly recommend.
Ebube Jinanwa
Nov 29, 2021
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Great company, very helpful. Jake worked really hard to make sure I got what I wanted even though my circumstances was looking bleak. Honestly, I was anxious but he was calm and reassuring. Process was smooth and stress-free, all done over the phone, really quick, faster than I expected. I would recommend these guys anytime. Thank you Warren & Co.
Jefrey Carvelly
Nov 24, 2021
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Positive:Professionalism,Quality,Responsiveness,Value
What a great company, they keep you updated all through the mortgage process and lookout for better deals and sort everything for you. Very professional and easy to deal with. Highly recommended business.
What a great company, they keep you updated all through the mortgage process and lookout for better deals and sort everything for you. Very professional and easy to deal with. Highly recommended business.
