Business Details
9 Years
experience
Trusted Financial Advisers in Surrey, UK
Established in 2017, our firm builds upon over 25 years of combined experience in independent financial advice, both in the UK and internationally. We are authorised and regulated by the Financial Conduct Authority, prioritising discretion, responsibility, and impartiality in all client interactions. Our approach centres on treating client assets with the same care as our own, leveraging extensive market knowledge and a commitment to tailored financial planning. We utilise a secure Personal Finance Portal to provide 24/7 access to client portfolios, ensuring transparency and timely communication. Our expertise spans tax-efficient portfolio construction, pensions consolidation, legacy planning, and protection strategies, supported by rigorous market research and biannual reviews.With a focus on long-term client relationships, we adapt our services to individual needs while maintaining strict adherence to regulatory standards. Our fee structure prioritises independence, avoiding conflicts of interest by minimising reliance on product commissions. Client testimonials highlight our diligence, market insight, and ability to deliver consistent portfolio growth even in challenging economic conditions.
Services
Financial Planning
Portfolio Management
Pensions Advice
Legacy Planning
Protection Planning
Market Research
Biannual Reviews
Details
- Year established: 2017
Highlights and features
- We offer over 30 years of experience in independent financial advice.
- Our team provides personalised financial planning tailored to individual needs.
- We utilise a secure Personal Finance Portal for 24/7 client access.
- We are FCA regulated, ensuring compliance with the highest industry standards.
- We guarantee transparent charging with no hidden fees.
Associations and certifications
- Financial Conduct Authority
What people say
Significant growth
Application, attention to detail
Knowledge and advice
Highest integrity
Transparent charging
Services
Financial Planning
We develop customised financial plans aligned with individual goals, risk tolerance, and market conditions. Our process includes initial consultation, detailed reporting, and ongoing adjustments to ensure long-term success. Clients benefit from biannual reviews and access to a secure digital platform for real-time portfolio monitoring.
Portfolio Management
Our portfolio management service focuses on tax-efficient asset allocation and performance optimisation. Utilising insights from 40,000+ funds and leading research providers, we construct diversified portfolios tailored to client objectives. Regular reviews ensure strategies adapt to changing market dynamics and personal circumstances.
Pensions Advice
We specialise in consolidating pension schemes and designing income strategies for retirement. Services include annuity evaluations, drawdown planning, and inheritance tax mitigation. A minimum fee of 1,000 applies for detailed pension analysis, ensuring compliance with regulatory requirements and long-term sustainability.
Legacy Planning
Our legacy planning service establishes trusts and annuities to preserve wealth across generations. With fees starting at 2,500 for trust work, we focus on minimising inheritance tax liabilities while aligning with client wishes for asset distribution and family protection.
Protection Planning
We design insurance solutions to safeguard against life events, including critical illness, income loss, and death. Policies are tailored to individual needs, with fees based on the complexity of coverage required and ongoing policy management.
People
Nicholas Richard McLaren Chappell
Founder
Nicholas established McLaren Wealth Management in 2017 after 15 years running a Spanish asset management firm. He holds advanced financial planning qualifications and has over 30 years of experience in independent financial advice, specialising in UK-Spain cross-border planning.
Questions
What services do you offer?
We provide financial planning, portfolio management, pensions advice, legacy planning, and protection strategies tailored to individual needs.
Are you regulated by the FCA?
Yes, we are authorised and regulated by the Financial Conduct Authority under reference 775263.
How are your fees structured?
Fees include a tiered investment establishment charge (0.5%-3%), 0.8% annual advisory fee, and minimum charges for pension or trust work.
Do you serve international clients?
Yes, our services cater to clients in the UK and internationally, including expertise in UK-Spain tax planning.
How can I access my portfolio?
Clients use our secure Personal Finance Portal for 24/7 access to portfolio details, valuations, and document storage.
What is your investment approach?
We combine internal research with insights from leading investment houses, focusing on tax efficiency and long-term growth.
