Business Details
13 Years
experience
Trusted Financial Advisers in Cullompton, Devon
At Rumwell Financial Services, we bring extensive experience in financial planning, helping clients anticipate and meet their financial needs throughout their lives. Our services are designed to provide comprehensive solutions for protecting families, building wealth through savings and investments, and ensuring financial security in retirement. We specialise in life cover, critical illness protection, pensions, annuities, and inheritance tax planning, with a focus on delivering tailored advice that aligns with individual circumstances. As an Appointed Representative of Quilter Financial Services Ltd, we operate under the regulatory oversight of the Financial Conduct Authority, ensuring adherence to high standards of professionalism and client care.Our commitment extends beyond transactional interactionswe aim to build long-term relationships, offering ongoing support and expertise to navigate evolving financial landscapes. With a deep understanding of market dynamics and regulatory requirements, we provide clear, honest guidance to help clients make informed decisions. Our approach combines technical expertise with a personal touch, ensuring clients feel confident and supported in achieving their financial objectives.
Services
Savings and Investments
Life cover and critical illness
Pensions and Annuities
Corporate Life Insurance
Succession Planning
Partnership Share Protection
Profit Extraction
Staff Benefit Packages
Income Protection
Inheritance Tax Planning
Details
- Year established: 2013
Highlights and features
- We have extensive experience in financial planning and advisory services.
- We offer a wide range of tailored financial solutions for individuals and businesses.
- We are regulated by the Financial Conduct Authority for client protection.
- We build long-term relationships to provide ongoing financial support.
- We deliver honest, transparent advice aligned with client needs.
Services
Life cover and critical illness
Life cover and critical illness insurance provide financial protection for your family and assets. These policies ensure mortgage payments, loans, and living expenses are covered in the event of death or serious illness. Critical illness cover offers a tax-free lump sum for conditions like cancer or heart attacks, supporting recovery or lifestyle adjustments.
Pensions and Annuities
Pensions and annuities help secure a comfortable retirement by maximising tax benefits and income. We guide clients through options like drawdown, enhanced annuities, and open market choices. Our advice ensures informed decisions to optimise retirement funds, considering market fluctuations and individual needs for long-term financial stability.
Savings and Investments
Savings and investment planning focus on growing wealth while managing risks. We review clients' financial goals to recommend suitable investment vehicles, balancing growth potential with security. Our expertise helps clients navigate complex markets, ensuring their assets work effectively for future needs like retirement or education.
Inheritance Tax Planning
Inheritance tax planning minimises liabilities when transferring assets, preserving family wealth. We assess estates to utilise exemptions and allowances, such as the 325,000 threshold. Our strategies include trusts and gifting, ensuring compliance with evolving tax laws while aligning with clients' long-term objectives.
Corporate Financial Services
Corporate financial services support businesses in attracting talent, securing succession, and meeting statutory requirements. We offer tailored solutions like key person insurance and partnership protection. Our advice ensures businesses remain resilient, safeguarding continuity and financial health amid leadership changes or unforeseen events.
People
Russell Burrows
Financial Planning Consultant
Russell Burrows provides expert financial planning advice, focusing on long-term client goals. With extensive experience, he tailors solutions for retirement, investments, and protection, ensuring clarity and confidence in financial decisions.
David McCrann
Financial Planning Consultant
David McCrann specialises in creating bespoke financial strategies for individuals and businesses. His approach prioritises client needs, combining market knowledge with regulatory compliance to deliver sustainable financial outcomes.
Justin Pascoe
Financial Planning Consultant
Justin Pascoe offers comprehensive financial advice, focusing on protection, pensions, and tax-efficient planning. His client-centric approach ensures tailored solutions that adapt to evolving personal and financial circumstances.
Questions
What services does Rumwell Financial Services offer?
We provide life cover, critical illness insurance, pensions, annuities, savings advice, corporate financial planning, inheritance tax strategies, and income protection tailored to individual and business needs.
Are you regulated by the Financial Conduct Authority?
Yes, we are an Appointed Representative of Quilter Financial Services Ltd, authorised and regulated by the Financial Conduct Authority for client protection and compliance.
How can inheritance tax planning benefit my family?
Our inheritance tax planning identifies exemptions and strategies to reduce liabilities, preserving wealth for beneficiaries while ensuring compliance with current tax regulations and personal objectives.
What areas do you serve?
We operate across the South West, including Somerset, Devon, and Cullompton, offering financial advice to clients in both urban and rural communities.
Can I review my investment portfolio regularly?
Yes, we recommend regular reviews to adapt your portfolio to market changes, ensuring alignment with your financial goals and risk tolerance.
