Business Details
Trusted Insurance Solutions for Businesses and Individuals in Portsmouth
Heritage Insurance Services was established by industry specialists to provide fee-free initial advice on protecting families and businesses. With over a decade of experience, we focus on delivering outstanding value and security to our clients through tailored insurance solutions. Our expertise spans key person insurance, shareholder protection, and personal life insurance, ensuring comprehensive coverage for both business and individual needs.We prioritise client satisfaction through transparent communication and partnerships with reputable insurers. Our commitment to growth through recommendations reflects our dedication to ethical practices and customer-centric service. By offering flexible policies and swift quote processes, we aim to simplify complex insurance decisions for our clients.
Services
Key Man Insurance
Relevant Life Insurance
Shareholder Protection
Income Protection
Private Health Insurance
Personal Life Insurance
Highlights and features
- We offer 12+ years of specialist insurance experience
- Fee-free initial consultations with qualified advisors
- Tailored protection plans for unique business requirements
- Partnerships with leading UK insurance providers
- Streamlined quote and policy implementation process
Services
Key Man Insurance
Key Man Insurance safeguards businesses against financial loss from critical illness or death of essential personnel. This policy provides a lump sum to maintain operations during transitional periods. Our advisors help determine appropriate coverage levels based on business needs and risk exposure.
Relevant Life Insurance
Relevant Life Policies offer tax-efficient death-in-service benefits for employees. These company-funded policies provide tax-free payouts to beneficiaries while offering business expense deductions. We specialise in structuring compliant arrangements that benefit both employers and employees.
Shareholder Protection
Shareholder Protection Insurance ensures business continuity when a shareholder passes away. The policy funds share buyouts, maintaining control for remaining stakeholders. We help establish appropriate coverage amounts and facilitate smooth policy implementation.
Income Protection
Income Protection provides regular payments during work incapacity due to illness or disability. Policies can be tailored for short-term or long-term coverage with flexible deferred periods. We assist clients in selecting appropriate terms and coverage levels.
Private Health Insurance
Private Health Insurance covers acute medical treatment costs, offering faster access to care. We provide comprehensive plans with optional extras like outpatient care and worldwide coverage. Our advisors help select appropriate coverage levels based on individual health needs.
Questions
What insurance solutions do you offer for businesses?
We provide Key Man Insurance, Shareholder Protection, and Relevant Life Policies to protect businesses against financial losses from key personnel events.
Do you offer personal insurance products?
Yes, we offer Personal Life Insurance, Income Protection, and Private Health Insurance to safeguard individual financial security and healthcare needs.
How quickly can you implement coverage?
Many policies can be arranged the same day through our streamlined application process with specialist insurers.
Are your services regulated?
We operate under Heritage Life Limited, with complaints handled by our network provider Sesame Limited, regulated by the FCA.
How do you determine appropriate coverage levels?
Our advisors assess business financials, individual income needs, and risk exposure to recommend tailored coverage solutions.
Reviews (7)
Paul Brayford - Paraboloidal
Dec 26, 2021
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Daniel Symmons helped me find the right policy for my business and when the time came to close the business, helped me transfer it.
Daniel is very quick to respond and turned things around much faster than I expected. Excellent service!
Daniel is very quick to respond and turned things around much faster than I expected. Excellent service!
Paul Hounsham
Dec 16, 2021
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Positive:Professionalism,Quality,Responsiveness
I dealt with Robb at Heritage Insurance and found him to be very professional and sympathetic to my previous medical history. It has not been easy to find life cover, but Robb has been successful in securing me a policy which is a huge weight lifted. I cannot recommend Robb and Heritage enough.
I dealt with Robb at Heritage Insurance and found him to be very professional and sympathetic to my previous medical history. It has not been easy to find life cover, but Robb has been successful in securing me a policy which is a huge weight lifted. I cannot recommend Robb and Heritage enough.
Richard Chambers
Jul 26, 2021
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Positive:Professionalism,Quality,Responsiveness,Value
Robb Town was great, managed all my personal and biz insurance when others failed. 100% recommend
Robb Town was great, managed all my personal and biz insurance when others failed. 100% recommend
James Cummins
May 26, 2021
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Positive:Professionalism,Responsiveness
Pleasure dealing with Robb for our business insurance, friendly and efficient service!
Pleasure dealing with Robb for our business insurance, friendly and efficient service!
Meg Weir
May 14, 2021
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Positive:Professionalism,Quality,Responsiveness,Value
Great Service by Robb, insurance cover required - job done - nice and easy!
Great Service by Robb, insurance cover required - job done - nice and easy!
Fraser Simpson
Mar 03, 2021
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Robb from Heritage was great. He has been very helpful from start to finish, organising all the paperwork and being a go-between. Timely with his updates and great at chasing up the insurance companies on our behalf. I definitely recommend the service. Thank you
Phil Graysmark
Feb 26, 2021
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Excellent service from Dan. Everything was very clearly explained and I very much appreciated the advice given.
